Purchase clothings bale

Ediso

Gede, Kenya

100% repaid

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How it Works

Entrepreneur

Name

Ediso

Member since

November 2014

On-time repayments

64 installments • 25%

About Me

i was born in 1989 in a small village at gede town in the coastal province of Kenya. its located in the newly created kilifi county. i started my education at gede primary and later joined francis bob tuva high school. i completed my O level study of education the year 2010. i then joined pwana university where i did diploma in teaching. up-to today am a professional teacher. through determination i managed to finish my studies but else i could not have completed due to fees problem but i differed studies and look for fees then go back. i started my business immediately after high school because i needed to save money for school fees. in our locality people preserve there culture and also the historic gede ruins makes the area unique

My Business

in my business i mainly sell second hand clothes. these good arte in demand as many people in the area are middle income earning hence don't prefer going for the new clothes which are quite expensive thus making it profitable for me. i mainly obtain my products from kongowea main market in Mombasa. these goods are cheap to obtain and are not perishable and they have high rate of output. this is why i chose this. my approximated income is ksh. 50000/= and expenses including rent transport and salary for my worker range to ksh.29000/=. i use my profit for re investment and home upkeep.

Loan Proposal

I will use the whole amount in this loan when given to add to my personal savings to purchase a bale of second hand clothes.this business have of late picked on well and i know in addition to new stock i will be able to make great sales. I like doing this kind of business because its profit is almost 100%. For that i do humble request lenders to help me on the same. Thanks alot and may God bless you all

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$49.00

Date disbursed

Feb 16, 2015

Repayment status

On Time

Projected term

2 months

Other loans

Nov 2014: $50

Apr 2015: $49

Lenders

Franmiguel

Perth, Australia

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Samuel Sep 16, 2015

Lenders,
I believe Ediso has been in touch. Thanks.

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Ediso Sep 2, 2015

Am sory for the late payments. This is due to thugs who broke into my shop and stole everything.
This left me very sick. But now am ok i will pay very soon

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Samuel Aug 4, 2015

I phoned Ediso today at 10.39am. His number is unavailable.

Thanks.

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Franmiguel Jul 28, 2015

Hi Ediso,
I just thought that I would touch base and see how you are doing.
I hope that all is well.
Regards
Michael.

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Samuel Jul 2, 2015

I phoned Ediso today at 2.12pm but his number is unavailable. I called his Community Leader but he didn't pick my call. At last I reached a relative who said that Ediso lost all his possessions and fell sick. I'm worried Ediso could be in trouble. I wish Ediso can confirm everything himself and be more clear on his situation. Speculation doesn't help at all.

Thanks.

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Ediso Jun 3, 2015

I am sorry for the moment that i have been away at the same time silent. i was okay but i have lost my phone and that is the means of communication. so please am very sorry but am now back and i will continue paying

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Samuel May 20, 2015

I phoned Ediso today at 2.07pm . He is unavailable on phone. I however reached his Community Leader who agreed to find out the challenges making Ediso to fail on his repayments.

Thanks.

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Franmiguel May 7, 2015

Hi Ediso,
I have not heard from you in a while, so I thought that I would just touch base and see if all is OK.
Regards
Michael

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E
Ediso Apr 9, 2015

i would like to reduce my payment from kes.775 to kes 100. this is because i just did the stocking to my shop and i would like to take time to make reasonable sales before resuming to my normal payment rate. pleease accept my request

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- Franmiguel Apr 9, 2015
  
  Hi Ediso,
  That is fine, thanks for keeping me informed.
  Regards
  Michael
  
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Ediso Apr 6, 2015

I have received my loan of ksh.4434 /= and I will buy my stock as promised on thursday

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Ediso Apr 5, 2015

thanks a lot franmiguel for your support towards my business. I have really improved in my returns. I would request if possible you email me to [email protected]. I would like to comunicate to you but I don't have your email.

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Ediso Apr 4, 2015

i used the loan that i received from zidisha to purchase new clothing stock which really improved my sales. i was able to raise the repayment ammount from the sale and remained with a profit that i will use to buy more stock

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- Franmiguel Apr 4, 2015
  
  Well done Ediso,
  Its great that you are able to reinvest in your own business.
  That will help profits multiply.
  All the best,
  Michael
  
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E
Ediso Apr 1, 2015

for now things have worked welll on my business and i intend to increase my repayment schedule to the much i have just indicated abovr. in the past my business was shakky but i tjhank god that it have picked on wrll and i can affotd to pay bthe requested ammount

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Ediso Mar 31, 2015

I have decided to reduce my repayment from the inital one to the current amount indicated because of my financial situation at the moment. I promise to raise the repayment as much as possible soon my status will resume to the normal conditions. for now please accept my request for that

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- Franmiguel Mar 31, 2015
  
  Hi Ediso,
  Thanks for keeping me informed.
  Rescheduling your repayments is fine.
  Regards
  Michael
  
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Ediso Mar 19, 2015

i have been strugling to repay but for now i think i can afford to pay more that what i was paying. i urge lenders to allow me pay as i have requested to pay above so that i can clear my loan on time. i promise to maintain the request so as to enable zidisha do their plan as planned.

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- Franmiguel Mar 27, 2015
  
  Hi Ediso,
  Thanks for keeping me informed.
  Please make whatever changes you need to make.
  Regards
  Michael
  
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Ediso Mar 11, 2015

I have real tried to make my payments on time.but since my stock is not moving that fast and I payed rent last week made me not to submit fully payments. I therefore, request to change my repayments to the requested amount so as to enable zidisha to plan for their work work without any inconvinience. but I hope to regain soon and continue with my payments as I had promised ealier.thaks a lot for your consideration to my request

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- Franmiguel Mar 11, 2015
  
  Hi Ediso,
  Thanks for keeping me informed.
  I hope business picks up soon.
  All the best.
  Michael
  
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E
Ediso Feb 20, 2015

iam requesting to change my repayment schedule upto the much I have indicated above.considering that I have just done my shopping and I will have to get some time before I get my expected profit. Please understand me and accept my reschedule. Thank you

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- Franmiguel Feb 20, 2015
  
  Hi Ediso,
  That is fine.
  Thanks for keeping me informed.
  Regards
  Michael
  
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Ediso Feb 17, 2015

i have recieved my disbursement and i promise to pay as requested. thanks alot

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Ediso Feb 15, 2015

Your right micheal, i dont teach because though am aprofesional teacher because there are no vacancies

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Ediso Feb 14, 2015

Thanks alot Micheal for your support. I promise to pay, and update you on anything

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- Franmiguel Feb 14, 2015
  
  Hi Ediso,
  That is fine.
  Can I ask, your profile says that you did a teaching diploma.
  I assume that you do not work as a teacher as there are no jobs for teachers in your area?
  Regards
  Michael
  
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