Faith
Bungoma Town, Kenya
100% repaid
Name
Faith
Member since
September 2017
On-time repayments
18 installments • 22%
I am a dairy farmer from Kenya.I keep dairy cows in my small piece of farm.I was educated in my Village and schooled in the area schools that were not far away from my home.I underwent a lot of hardships before i made it in life.There were challenges in my childhood while growing up.I did not have good school uniform while schooling and also enough resources of learning and this created a lot of problems but i worked hard despite the challenges.I overcame all these challenges and came to start my dairy farming business through a bank loan that helped me realize my dream of becoming an entrepreneur.The uniqueness of my culture or rather the environment is the cool climatic conditions that it has and even which favors my dairy farming business.My children want to be entrepreneurs in the future with heavy investments to make.My unique hobby is reading novels and having nice time with my family.I also love jogging around a pitch to exercise.Another hobby or rather unique pastime of mine is listening to cool good music that are educative and have a strong message in them.
My business and main source of income is from dairy farming which i established some few years ago.My dairy cows produce milk which i sell to milk processing factories as well as in the ordinary markets.I collect manure as well and sell them to farmers in the village.The products that i deal in are in demand because they are of the highest quality and i sell them on the most fair prices in the market.My farm produce are healthy and suitable for human consumption.I operate my business on an average of thirty dollars weekly and earn twice the price weekly as well.I reinvest my profits back into the business and educate my children with the rest.I also save some little amounts in the bank for emergencies and future use and plans that i have for my business and family who are my first piority
My farm pick up has always played a very important roles in the transportation of farm products especially milk to the market.It has saved me a lot of money that i would have spent in transportation of goods to the market by hiring someones pick up or using the public means of transport.I have been able to transport my farm products quickly and very easily and this has enabled me supply my products to the market in good time.However, i am facing a setback because the tires of my farm pick up are worn out and i cannot transport my goods to the market as usual.This has brought a lot of losses and decline of profits to my business and it has affected my family and i who solely depend on this farm business.I will therefore purchase brand new tires for my farm pick up which are durable and of good quality. This will enable me resume my farm transportation of goods with my pick up.It will boost my income because i will be able to supply goods to the market in good time and also cut the costs of using public transportation.This will ensure that i continue my income daily and i will resume my roles and responsibilities of supporting my family and also improving my farm and my business.
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$24.00
Date disbursed
Oct 18, 2017
Repayment status
On Time
Projected term
6 weeks
Other loans
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Michael Bauschke Jan 31, 2018
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