Purchase of food items for resale

Josephine

Eldoret, Kenya

Expired

$101 to go

75% funded of $405 goal

days left

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How it Works

Entrepreneur

Name

Josephine

Member since

February 2015

On-time repayments

128 installments • 80%

About Me

My name is josphine Libese.Iam 30yrs old married to my husband Patrick Amugamwa and we have two Children. I was born in Vihiga but currently living in Eldoret together with my husband .I own a business that deals with food stuffs.I studied upto O levels.I decided to start the business so as to care for my family.

My Business

I run a small shop that deals with food stuffs I always take a stock of between six thousand to seven thousand.This gives me a profit of three thousand a month I take my stock from a whole sale in Eldoret town. My monthly expenditure is 3500/= . It is challenging but I am still moving on, hopping that with Zidisha loan I will able to improve my living standard and also expand my business.

10% tithe which I give to the Church where I fellowship. I use 15% to pay my rent, I use 50% to help me increase my stock, while 15% is used to help my parents and the remaining 10% I will use to service my loan

I live in an area where low class people live. These are people who can not afford even transport to town Center to buy goods from a mall and therefore I have to stock goods in very small quantities.

I chose this business as a result of the demand for the goods in this particular area. If I increase my stock, I will draw more customers hence increased profit and benefit to Community around who will not have to travel far to do their shopping.

Loan Proposal

Hello I'm intending to purchase food items when I'm funded. this will increase my sales because I will have everything for my customers on the shelf and will increase my profits. And will increase my confidence in business.

Feedback

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Loan Info

Project Type

Classic Loan

Amount requested

$405.00

Other loans

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Patrick Oct 17, 2019

hello lenders please note that the borrower is still unresponsive, yet to hear from her or her referees!

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Patrick Sep 11, 2019

hello lenders please note that the borrower is unresponsive, yet to hear from her or her referees!

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Patrick Jul 24, 2019

Hello lenders, I am still yet to hear from Josephine , her contact number isn't going through and not getting much information from the referees. Allow me more time to try reach her through social media and other channels then I will communicate back on this. Thank you
V.M

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Patrick Jun 14, 2019

Hello lenders,
I have tried to reach Josephine but could not get her on phone however I have left her a message as well as reach out to her referees to help me get the message to her concerning late repayment. Once she responds we will let you know!
Thank you!

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Josephine May 21, 2019

I have desired to reduce my installment to 1050 because my business is facing several challenges that are in avoidable so I think this amount will be easy enough.

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Josephine Mar 26, 2019

I will buy retail goods for my shop. This will increase sells volume thus a good ptofit. I want to give my thanks to my lenders for making it happen.

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Josephine Dec 30, 2017

Hello lenders,I have been looking evance since he moved out of this area to no avail. But it seems he moved out when his business collapsed,I'm my best to convince him to pay up his dept.

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Josephine Dec 29, 2017

Hello every one,I have been trying reaching out to Evance but to no avail

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Josephine Nov 12, 2017

I'm very grateful for my last loan because it has helped my business a lot,it has made it easy to operate because now s customers can have their everything at a one stop shop.From this business I have been able to pay school fees for my child.it has also made the business lively.I would like to add more when I get my next loan.

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Josephine Nov 10, 2017

Iam greatful for the previos loan which boosted my business in that Iwas able to add stock in bulk.This means there was an increment in profit because the order I made was big than the previous one.

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Josephine Nov 10, 2017

The previous loan boosted my busness in that Iwas able to add my stock that served my customers well.I was also able to put abig order for my shop thus an increment in profit.

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Josephine Sep 11, 2017

I'm thankful that my loan was fully funded, I received a total of nineteen thousands and ninety four shillings kes.lm waiting for the goods that l ordered to arrive. All I want to say is thanks alot for all those who made this possible.

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Josephine Sep 1, 2017

I'm going to purchase the following items;sugar,rice,maize flour,bar soap,cooking oil& a few sodas for resale.This purchases will enable this business to make a good profit making me able to pay my bills ie school fees,rent for my business & other duties which are up on me.I would like to thank my lenders once again for accepting and funding this loan request.THANK TO YOU ALL who made this a success.

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mhooper1962 Aug 24, 2017

Best of Luck

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Josephine Aug 24, 2017

hello there to everyone,it is another time once again I come before you people for another loan fund that will enable boost this business to another level.I'm looking forward when i m funded to purchase several goods for resale so that I can make some profit to enable me to be capable of paying my bills together with paying school fees for my two kids who are about to start schooling next month.When I'm funded,I will purchase the following things for the business;sugar which is about 6000 kes maize flour which is about 1200 per dozen of which I need almost 5 dozens.refreshments,soap,eggs,rise and bread.

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Josephine May 20, 2017

I will restock my retail shopp so as to double up my income.this will help my business a lot since my customers had gone dew to luck of goods to sell. I would like to thank all the zidisha team members at large and again big thanks to POUL BUCHHEIT for funding my loan proposal. Thanks zidisha

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Josephine May 13, 2017

first and foremost,I will like to pass many thanks to my lenders zidisha team and members.Now that i have completed repaying that amount which has helped this business to a positive level if i may say because i managed to buy a good amount of goods to my shop stalks which increased my income.I am here again to ask my lenders rays this amount so i can expand this business so that it will attract a good profit for my upkeep and children .

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Josephine Dec 27, 2016

I would like to reduce my installment up from 2600KES;down to 1000KES.this is due to the bills that I am facing coming January ,As for the amount I got I managed to Purchase some of the missing items in my retail shop.

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Josephine Dec 4, 2016

I have received a total amount of 1900 KES with this amount I will purchase a variety of items in oder to add stalk to my retail shop to make a good amount of income so that I can be able to cater for my bills. Once I give my thanks to my lenders and to all Zidisha team.

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