Purchase of gas oven

Seth

Hohoe, Ghana

100% repaid

Follow Seth How it Works

Entrepreneur

Name

Seth

Member since

May 2016

On-time repayments

56 installments  •  75%

About Me

I am popularly known by the name seth lumor, l am a native of Hohoe in the Volta region Ghana. I was born in the year 1990. I have attended A.M.E Zion primary and junior high school and completed in the year 2005 . After my junior high school, Although l was qualified to the next level but due to my poor family background l had to engage myself into minor work by helping somebody in his bread baking business to be able to raise some money for school fees and other items for my school. Thereafter I went to E.P senior high school where l had my certificate. Even in school l continued to work in the bakery and that was how my idea to start my own bread business came about. Hohoe is surrounded by mountainous villages full of tourist attractions. when l was in secondary school l like playing volleyball.

My Business

l bake bread and sell . Because bread is one of the cheapest commodity and also affordable, the demand is very high because Hohoe has a lot of schools and the most attracted tourist centers. because of this there are always a lot of visitors in the town . So, l choose this business because it is one of the fast moving business and l can distribute at any time that my customers need it. Flour, sugar, margarine and other ingredients are the most typical cost in bread baking, because, l don't have a support or much capital, l started with GHS 50.00 and now l can say proudly that through this baking business l am getting my daily bread, paying my rent without stress and l am building my capital too.

Loan Proposal

I need this loan to buy Gas Oven for my own production, this will help me to improve upon my production without depending on other people's oven.

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$389.00

Date disbursed

Nov 14, 2016

Repayment status

On Time

Projected term

5 months

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Ask Seth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Kofi    Jan 16, 2019

    Lenders set I contacted set he said he was having problems with the new method of payment. I assisted him so he will start making payments soon.

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  • Kofi    Dec 16, 2018

    Please check your dashboard and use the pay now icon to make payment

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  • Kofi    Nov 10, 2018

    Since disbursement of your loan in July you have not make payment. Make payments to gain trust for bigger loan from lenders and also to increase your credit bonus limit

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  • Kofi    Aug 27, 2018

    Past payment due make weekly payments

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  • Seth    Jul 16, 2018

    I was happy when i took the previous loan which enable me to buy flour and some items with increase my profit by 30 percent

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  • Seth    Jul 12, 2018

    A very big thank you and my lenders so much for what they are doing in my life and in the life of my family.
    When I received my second loan, it enable me to buy a gas oven which has lifted my business so much.
    I really see the worth of having a personal oven, especially during this Xmas season.

    This time I did not book appointment for baking my bread, I bake at any time that I wish to bake.

    And it has increase my business.

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  • M

    Margaret    Nov 4, 2017

    Hi Seth,
    I am happy to see that the loan for the oven has helped your business and your family. Good luck to you as always. Regards, Margaret

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  • Seth    Dec 27, 2016

    I Thank Zidisha and my lenders so much for what they are doing in my life and in the life of my family.
    When I received my second loan, it enable me to buy a gas oven which has lifted my business so much.
    I really see the worth of having a personal oven, especially during this Xmas season.

    This time I did not book appointment for baking my bread, I bake at any time that I wish to bake.

    And it has increase my business.

    In fact, Zidisha has done me well.

    Thank You very much and God bless you all.

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  • M

    Margaret    Dec 16, 2016

    Hi Seth,
    I am happy to hear the new oven has helped grow your business. Keep up the good work! Regards, Margaret

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  • Seth    Dec 15, 2016

    I am so much delight for the help zidisha gave to financially which help me in the purchase of my new oven .At this point I can boldly say that I have make profit through ur help.

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  • M

    Margaret    Nov 15, 2016

    Hi Seth,
    I hope the loan from Zidisha helps you grow your business with the purchase of your gas oven. Best of luck to you! Regards, Margaret

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  • Seth    Nov 15, 2016

    I have received the amount of 1445 as my the loan requested for which I used to buy the oven I want to buy thanks the zidisha family for their generous support

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  • Seth    Nov 12, 2016

    WITH THIS LOAN I WILL BE ABLE TO BUY MY OWN GAS OVEN.
    THE OVEN I WILL BUY WILL HELP ME IN MASS PRODUCTION.
    I THANK THE ZIDISHA FAMILY FOR THEIR MAXIMUM SUPPORT.

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  • Seth    Nov 7, 2016

    In fact, I am grateful to Zidisha for the assistance given to me, I was surprise to see myself runing my small bussiness smoothly without stress.
    When the loan was deposited in my account, I thought I was dreaming, I quickly bought Flour, sugar, margarine and other ingredients for bread baking.
    I started increasing my baking materials and it has made me to make more profit because my production has increase about 25% and it has release me from too much stress. I appreciate the help that I received, it has improve upon my life. I am using this platform to thank Zidisha Directors, Organizers and Donner's of my loan facility. God Bless you all.

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  • Seth    Nov 2, 2016

    Because, I can now afford to pay the amount I started with, because it was not my intention to delay the payment like this.

    Thank you.

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  • Seth    Oct 6, 2016

    HI LENDERS, I EVEN DON'T KNOW HOW TO THANK THE ZIDISHA FAMILY FOR THEIR GENEROUS SUPPORT
    GIVEN TO ME FINANCIALY AM EVEN SHORT OF WORDS THANK YOU A LOT MY BUISINESS IS BOOMING THAN FIRST .

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  • Seth    Jul 28, 2016

    Because production is easy for me now, sales is going faster so I need more capital to increase my production, that is why I want to reduce the loan payment so I can buy more flour.
    Actually, this loan has help me a lot in my business, it made my production easy and faster for me.

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  • Seth    Jun 9, 2016

    HELLO TO THE ZIDISHA GROUP AND LEADERS FOR THIER GENEROUS SUPPORT . I WAS ABLE TO INCREASE MY PRODUCTION AND MY PROFIT IS MUCH BETTER THAN I THOUGHT

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