Purchase of laptop

Cyprian

Kendu Bay, Kenya

45% repaid

Entrepreneur

Name

Cyprian

Member since

August 2016

On-time repayments

16 installments  •  44%

About Me

I am a young business entrepreneur with one brother and one sister.Our parents were disabled and we grew up with a lot of hardship.My father is crippled and cannot walk while my mother has only the use of one arm.We lived in the Mara where my father had been offered a job while he was young and moved us there,we lived there for the rest of our years and as my father helped in Sarova hotels kitchen my mother would wash tourists clothes for a living.My father earned 2$ per day ,working 3 days a week while my mother was paid 6$ per month.We attended primary school on and off but i thank God my parents did their best and we went to primary and completed secondary only after my mother passed away and my father remarried.My step mother was a kind woman and helped educate us.She also worked for the hotel but in the computer department and after secondary school she taught me computer and i earned some side money as i helped her in the computer department at the hotel.After our father passed away me and my sister moved back to our home village and we set up a computer bureau which has helped me earn and finish paying for my sisters fees.

My Business

I type research papers for students and professors at 0.03$ per page while doing photocopy and also photograph printing.I also fix laptops and desktop computers and usually make around 5$ to 8$ on a good day.I am married and have one child and hope to save all my earnings to not only help my child get an education but also to educate my sister so that she can have a better life.Our stepmother got remarried but supports us sometimes.

Loan Proposal

I will buy a Toshiba laptop costing 150$ and which would help me earn daily from various locations since i usually get calls from different people to have me do business at their location,especially lecturers and university students in their different halls.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$15.00

Date disbursed

Aug 18, 2016

Repayment status

Late

Projected term

3 months

Lenders

M

Margaret

United States

Ask Cyprian a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Margaret    Nov 1, 2016

    I noticed you skipped a few payments on your loan, is everything alright? You can notify Zidisha if you need your payment schedule changed.

    Log in to reply • Share
  • Margaret    Sep 21, 2016

    Is there any way you could pay off this loan early? Does that increase your ability to borrow more? I couldn't blow up the page you posted but will try it later on my friends ipad. I am not very familiar with how the loan process works on your side. I will help you with your loans in the future so keep up the good work, I know sometimes it is hard to wait especially when you know where you want to be in business.

    Log in to reply • Share
  • Cyprian    Sep 21, 2016

    Anyway business isnt bad and i am working

    Log in to reply • Share
  • Margaret    Sep 3, 2016

    Hi Cyprian,
    Once you pay off your first loan you will be able to apply for a larger one, as long as you pay on time you will be in good standing with Zidisha to increase the amount you ask for. Perhaps the next one will help you to buy a new lap top for your business. Regards, Margaret

    Log in to reply • Share
    • Cyprian    Sep 21, 2016

      I hope so Margaret.I am thinking i will just pay this one off and maybe sell some of my land to buy one.My next credit stands at 4,000kshs which is like 40$!!!!!! Thats a hard bargain.

      Log in to reply • Share
  • Margaret    Aug 30, 2016

    Hi Cyprian,
    Thank you for the repayment. I hope the loan from Zidisha helped you in your purchase of a lap top. Regards, Margaret

    Log in to reply • Share
    • Cyprian    Sep 3, 2016

      Hi Margaret,i was suprised at how much i got so i actually settled for buying paper for my business.The amount i got is way too little to buy a laptop but i guess i can make do with it.A laptop costs 150$ which i thought i would get.Anyway thanks for asking.

      Log in to reply • Share
  • Cyprian    Aug 16, 2016

    i am greatful for this loan and hope to purchase my inventory.

    Log in to reply • Share


Loading...

Loading...

Loading...