Purchase learning materials to improve writing skills

Peter

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Peter

Member since

January 2015

On-time repayments

218 installments  •  42%

About Me

I am very thankful for zidisha for approving my application to be a member. I am a young graduate with a business degree and i have been in business for about a year. I have been dealing with vegetables and fruits but on the way the business declined due minimal sources of capital which eventually led to its discloser. I am planning to to re-open it the coming month but the problem i am having per now is that the amount i do have cannot be sufficient for the start. Business is in me and i like it, reason being with business you can go far as compared to white collar jobs. I have tried and i have seen hoe fruitful business is if only you are organized and patient. The idea of business just developed in me just before i joined University and this is what compelled me to go for a business course. Apart from business i would like to continue with my studies to become a lecturer one time to guide the dying young people in terms of ideas.

My Business

As at per now I am not relaxed. So after my business collapsed i went a head and secured a job in a nearby private school where i earn a living from. I an also a freelancer but i write during odd hours like at night or during holidays. I am 100% sure that I am able to repay the loan when given to me. My main aim is to buy a monitor so that I will work better to raise more funds that will enable me employ a person who will be working for me in selling the fruits and veges. I want to employ and not to be employed in my life, better to be my own boss than to be headed and directed by another.
If i get the loan then my problems will be solved and i would like to increase my loan limit so that i can have more capital to put more ideas i have into action. This is a person who is self driven and result oriented in whichever situation i may be in. I an sure am eligible for the loan.Thank you.

Loan Proposal

I am contented with the kind of services you are offering to us and more especially the loan which you granted me. The difficulties I had in raising enough amounts for learning no longer exist. I would like to buy learning materials such as text books and other necessary materials. The reason for requesting for the loan is that, as per now I cannot be able to raise full amount at a go. I earn my income from writing once a week and I am in need of cash as at per now.
I am sure that the payment of the loan will be in time since as per now I have a promising business which will yield enough fruits in future. I want to add more knowledge pertaining to my career and also to my job. I would like to teach others writing skills but first of all I have to gather enough knowledge before I commence for better results in future. I am aiming high that gives the courage to take the loan.
I look forward to have positive response from you. Thanks in advance.
Sincerely
Peter.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$61.00

Date disbursed

May 25, 2015

Repayment status

On Time

Projected term

7 months

Lenders

S

stroll

Stockholm, Sweden

chadgibbs

Loveliest Village, United States

fairspirit

Utrecht, Netherlands

jan73

Eugene, United States

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

S

satheajay

United States

C

calvin

Australia

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  • Peter    Apr 16, 2018

    I can pay this amount from now.

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  • Peter    Mar 5, 2018

    Due to lack is good business this dry season things have been worse.hope for the best and continue with the payment.

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  • Peter    Jan 27, 2018

    Its has been so hard for me but soon I will pay all the remaining amount.

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  • Peter    Dec 26, 2017

    It has been a diffult time for me and I would like to reduce the amount to the level I can pay without any challenge.

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  • Peter    Sep 10, 2017

    Hi,I would like to reduce the amount am supposed to pay each week due to low business caused by polital process in present.

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  • Sylvia    Sep 7, 2017

    his phone is off and my message pending

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  • Peter    Aug 15, 2017

    Am going to buy spair parts for my machine so that I can improve its status for better performance. Thank you very much for your support.

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  • Peter    Aug 7, 2017

    Hi,am glad that we are still together in this journey of improving our lives.Thank you and hope that I will be granted the next loan.

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  • Peter    Jul 9, 2017

    Hi zidisha team.I would like to increase the amount so that i can repay the loan within a short time possible.

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  • Peter    Jun 17, 2017

    Since I can not raise the current instalment amount I would like to reduce it.

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  • Peter    Jun 5, 2017

    I would like to increase the instalment amount from 100 to sh 500.this is to the improvement from the income I get from my business.

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  • Peter    May 3, 2017

    Due to some challenges I can not be able to pay the full amount.

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  • Peter    Mar 18, 2017

    I have some challenges which has made me spend almost all my money. In due time I will be paying the new amount.There is hope that my business will do better commencing next month. Thank you in advance.

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  • Paul    Apr 28, 2016

    Dear Lenders,
    Have contacted Peter regarding his lateness in repaying his loan. He has indicated to me that he has been dealing with some emergiencies but he will continue making his repayments starting Sunday this week.

    Regards,
    Paul Mutie
    Volunteer Mentor

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  • Peter    Feb 1, 2016

    I cannot be able to pay the installment amount as indicated earlier on due to low returns in my current business. I believe as time goes by everything is going to stabilize and eventually increase the installment. Thanks.

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  • Peter    Jan 5, 2016

    Hallo the zidisha team, i hereby thank you for the loan you granted me recently. I have only one problem in repaying the first installment sine am supposed to pay ksh2700. It is like this money won't assist me since i received 3600. I would be grateful if you help me in lowering the first installment from 2700 to 1000.
    Look forward to hear from you soon before Sunday since it is when the amount is due

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  • Peter    Dec 26, 2015

    Thank you, thank you zidisha team for bettering my life and that of my family. Now am able to raise my own rent and food without my parent's help. This is a great progress for me. The amount of money I received though not enough it has driven me far than before. Majorly I was to purchase learning materials but I took some and did some improvement to my fruit and vegetable business. All in all I have achieved what I need in learning and am fully to business nothing else. Thank you. I will you all a happy new 2016.

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  • Peter    Dec 25, 2015

    Hallo the Zidisha team.
    I am very blessed to come to you with full of thanks. I would like to increase my installment amount from ksh100 to ksh 1000. This increment is due to the improvement in income from my business in spite of its small size I can proudly say am earning a living from it. Due to lack of jobs I can comfortably say now have my own though very small. I will come to you once more when i complete this loan for another help. God bless you'for the Lord blesses those who gives in plenty.

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  • Peter    Oct 4, 2015

    I encountered some problems which made me lose some amount of money that is why i need to lower my installment to ksh100.

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  • Peter    Sep 26, 2015

    My business has been low for sometime but it is now picking and due to increased profit I would like to increase my installment to ksh1000. I am very greatful for your consideration and support you have granted me. Thank you a lot.

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