Purchase of motorbike spares

Entrepreneur

About Me

I AM MARRIED TO ONE WIFE.I LIVE IN SIAYA TOWN , I WAS BORN IN BORO DIVISION SIAYA DISTRCT .I MANAGED TO REACH PRIMARY SCHOOL AND COULD NOT CONTINUE DUE TO LACK OF FEES.MY AGE IS 32 YEARS OLD.I WENT TO A DRIVING SCHOOL IN IN NAIROBI.AND CAME BACK TO SIAMA TO BEGIN TAXI BUSINESS.THE REASON WHY I BECAUSE THE DEMAND FOR TAXI IS VERY HIGH I HAVE BEEN IN THE BUSINESS FOR TEN YEARS . IT HELPS ME TO SUPPORT MY FAMILY AND I AM VERY PROUD OF IT.THE EARNIGS I GET HAVE SUPPORTED ME EVEN TO BUY MY OWN PLOT.MY VISION IS TO BUY MANY TAXIS WHICH WILL HELP ME BEGIN CAR HIRE THIS WILL MAKE MY INCOME TO EXPAND AND HENCE IMPROVE MY LIVING STARNDARD.SINCE IDID NOT MAKE IT TO CONTINUE WITH SCHOOL I WOULD WISH TO EDUCATE MY CHILDREN TO DEGREE LEVEL

My Business

i am a taxi operator my business deals with taxi .after looking for ajob and i failed i went to a driving school and after completing i started woking as a taxi driver for 7 years after that i saved and got a loan which i used to buy a car probox my model .the consumption is very low hence imake good returns .my customers are residents of hotels in siaya i have given my contacts to all the hotels in siaya and my phone is 24 hours on hence i reason whycan be called anytime o pick a customer.my main reason why i started the business is after discovering most people use motorbike as cabs but we have customers who prefer cabs according to their class . my business is booming because we are only 5 people with this business in siaya and my car can a ccomodate many customers since it can carry a bigger capacity at the same time luggage this makes my business more competitive in aday i make 6000/= which i divide by 3 one 2000/= i sva for maitanance ,2000/= my salary and 2000/= for fuel that means my income is avaragely 2000/= per day my monthly income hence is appox 50000/= per month/.hence this makes my business very secure financialy. this money i use to support my family and its what i will use to pay my zidisha loan .my costs include fuel serving the car service depends on the use some times i do it weekly sometimes after 2 weeks. my risks are accidents but i have insured my car on comprehensive hence i am secure incase of accident this is part of my annual cost.i have a very high demand currently i have an order of parents who want me to be picking there kids to school morning this means i need another car and employ some one hope zidisha will help me a chieve this in the near future. right now my car needs some servicing businees was very low since i spent some extra moneon my kids fees which affected me please lenders help me srvic my car

Loan Proposal

  i will use the money to buy spare parts for my car which include brakepads =4 of them cost 2800/= aset engine oil 5 liters 1800/= plus one tyre which is 5000/= total cost is the balance i will pay the mechanic 500/= for the work total cost will be 10 100/=the balance is for small spares like grease bulbs fuse .this will help my car to be on road continously for the next one month and that means consistent income for my business . my business will add more value by aprofit of ksh 400/= per week

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