Name
James
Member since
July 2014
On-time repayments
12 installments • 42%
I am a self employed person, responsible and with a vision. I am an IT graduate at Nairobi Aviation College, and currently residing in Kayole, Nairobi. I am a fifth born, in a family of seven.We have a very good family relationship,and currently am living with two of my siblings.Just to help them achieve their dreams. Am married with one daughter who is currently in class two.,I started this cyber business to help me sustain my life,that of my family and finally my two siblings.Have purchased seven computers and one printer since I started this business and also managed to pay school fees for my daughter and my siblings with the earnings from my cyber.I do like reading novels,traveling,making new friends.
I will pay the loan with money generated from the cyber on a daily basis. My services to my customers are internet services, Printing, Photocopy, and typing. There is demand for my services because there are a lot of customers around my place of business since my cyber is the only cyber in that area. I offer better services than my competitors who are also far away from where I work. My business faces a common risk of insecurity, but that one has been properly dealt with. I need some loan to buy a printer to improve my business and open some more cybercafe.My typical Monthly income is USD480.My monthly expenses is USD330.
I will use the loan to purchase new laminator which I will use to laminate certificates, Identity cards and others. The benefit will be, more income since have not been offering lamination services due lack of laminator hence maintenance of customers, if anew laminator is bought my monthly income will increase with USD55.Am requesting lenders to support me to buy the laminator, so that my business can grow hence better life of I and that of my family.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 16, 2014
Repayment status
Late
Projected term
2 months
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