Purchase of new laminator

James

Nairobi, Kenya

45% repaid

Entrepreneur

Name

James

Member since

July 2014

On-time repayments

12 installments  •  42%

About Me

I am a self employed person, responsible and with a vision. I am an IT graduate at Nairobi Aviation College, and currently residing in Kayole, Nairobi. I am a fifth born, in a family of seven.We have a very good family relationship,and currently am living with two of my siblings.Just to help them achieve their dreams. Am married with one daughter who is currently in class two.,I started this cyber business to help me sustain my life,that of my family and finally my two siblings.Have purchased seven computers and one printer since I started this business and also managed to pay school fees for my daughter and my siblings with the earnings from my cyber.I do like reading novels,traveling,making new friends.

My Business

I will pay the loan with money generated from the cyber on a daily basis. My services to my customers are internet services, Printing, Photocopy, and typing. There is demand for my services because there are a lot of customers around my place of business since my cyber is the only cyber in that area. I offer better services than my competitors who are also far away from where I work. My business faces a common risk of insecurity, but that one has been properly dealt with. I need some loan to buy a printer to improve my business and open some more cybercafe.My typical Monthly income is USD480.My monthly expenses is USD330.

Loan Proposal

I will use the loan to purchase new laminator which I will use to laminate certificates, Identity cards and others. The benefit will be, more income since have not been offering lamination services due lack of laminator hence maintenance of customers, if anew laminator is bought my monthly income will increase with USD55.Am requesting lenders to support me to buy the laminator, so that my business can grow hence better life of I and that of my family.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Sep 16, 2014

Repayment status

Late

Projected term

2 months

Lenders

A

Anninymouse

Southampton, United Kingdom

S

stroll

Stockholm, Sweden

H

HappythroughHelp

Torrance, United States

C

cjmenchaca

Austin, United States

fairspirit

Utrecht, Netherlands

Sarasota

Sarasota, Fl, United States

Matching Fund

Sterling, United States

S

stryker75

United States

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

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  • Corsmas    May 3, 2015

    I called James today to inquire about his arrears and the problem he was facing as pertains his business, but he told me that he had family problems which he was yet to solve and would clear his arrears as soon as he is through with his problem. I then advices him to reschedule his loan.
    Corsmas

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  • Corsmas    Mar 28, 2015

    To Zidisha team and lenders,
    I have spoken to Ajwang today the 28/03/2015 as a follow up to our discussion last month as regards his loan arrears and he confirmed to me that he will start paying up the arrears in bits and will let me know when he start making the payment.I will check with him again in a weeks time and brief you accordingly.
    Corsmas

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  • Corsmas    Mar 8, 2015

    Dear lenders and zidisha team,I called and talked to ajwang on his arrears and he told me that his business was down but was looking for ways to clear up the loan.He was however pleading for unspecific time to pay up.I adviced h to contact the office for the request.Otherwise I will keep on following up the matter with him.
    Corsmas

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  • Corsmas    Jan 4, 2015

    Dear Lenders and zidisha team,
    I have spoken to James in regard to his arrears but he told me that his business went down but was looking for ways to pay the loan as soon as possible but at the same time was pleading for a little time to settle up the loan.

    Corsmas

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  • James    Dec 26, 2014

    We have spoken with Julius Nyandega my community leader and agreed that i'll pay my debt by 29th Dec 2014.Am sorry for inconveniency

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  • James    Oct 20, 2014

    Hi Zidisha Inc team? I am sorry to inform you that the fourth loan repayment delayed because of the some domestic crisis which held me up. so I am very sorry to inform you when is late here because of the changes from your site that hindered me from reaching you in time but I hope next time things will be well, I have deposited the fourth loan repayment today.

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  • James    Sep 14, 2014

    I thank all lender who supported me.My laon is now 100% funded but its been two days now and have note receive the funds so has to enable me purchase the laminator.Thanks in advance

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  • Naomi    Sep 9, 2014

    Dear lenders,
    I really plead with you to support James.Am the one who invited him and I really assure you that he will repay the loan without any problem because he has a good running business.
    Thanks

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  • Corsmas    Sep 7, 2014

    /To zidisha team, i have today 7/09/2014 reviewed James profile and talked to him on phone and two of his family members and neighbour and i am certisfied with their response and i hereby recommend him for financing to boost his it business.
    Corsmas

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  • James    Sep 1, 2014

    Thanks goodwithoutgod and Anninymouse
    for your contributions

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  • James    Aug 31, 2014

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  • James    Aug 30, 2014

    Thanks valentin and stryker75 for your support

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  • James    Aug 30, 2014

    Thanks so much valentin
    (436)

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  • James    Aug 30, 2014

    Thanks so much LouisB and ZandC and i still request all the lenders to come to my aid to see my loan funded fully

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  • James    Aug 28, 2014

    Thanks so much madeleinec,JessicaAna and LouisB for your support so far I still plead with you to complete the remaining amount.
    Thanks

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  • James    Aug 27, 2014

    Great lenders! I need your help with this next important step in my business! Thank you in advance!

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  • James    Aug 26, 2014

    dears lenders,
    I thank all of you for the support.I still plead with you to see my loan go through since this my second loan application

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  • James    Aug 17, 2014

    Hi! Lenders am pleading for your support.
    Thanks.

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  • James    Aug 14, 2014

    Hi lenders,I realy plead with you to complete my loan application as I look forward to act upon the project whose loan I applied for.Kindly support the top up so that I hit deadline before expiry of 23 hours
    I really appreciate your support. Please consider my humble request.
    Thanks

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  • Pius    Aug 14, 2014

    Hi to lenders,
    Kindly assist James in funding as he only remains with 23 hours to the expiry.I know him and believe in his activities.
    He`s hardworking and have a lot of passion in whatever he does.
    Thanks,
    Pius Ojiem

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