Stock of computer accessories for retail

Pius

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Pius

Member since

April 2014

On-time repayments

165 installments  •  20%

About Me

I was born in Karachuonyo in Homabay County and am part of a family of eight members of which I am the eldest son. I went to Gendia Primary then I finally completed my four at Otok Secondary School. Later I eventually joined Nairobi Aviation for a Diploma Course in Information communication technology. I also have an acceptable level in the field of computing. I have years of experience in the field of technology. I opened a cyber café in the last one year and needed to expand it a bit.My hobbies are playing football,socializing,making friends,repair and maintenance of computer,selling computer accessories

My Business

Computer repair and maintenance in Nairobi and its environs is a growing business since a lot of people are not computer literate and more people nowadays are using laptops and phones to access information and do jobs both online and offline, at the moment I do computer repair, there’s growing demand for spare parts and computer accessories, used computers, cheap laptops and do require repair services.
Even though the service market is growing, I can see a huge increase in the sales part of it and that's where I mostly would intend to be because its a bit less risky in terms of finances, rather than think of service based revenue business, I’m thinking of it in terms of doubling my capital as many times as possible through pushing sales online and offline countrywide.
At the moment I need to buy a a photocopier that will cost me $940. This machine will enable my business to raise enough money through photocopy to generate additional income that I will use to expand my business and service the loan.

Loan Proposal

I have been realizing significant profits of averagely US dollars 55 every month. This is after calculating the total costs and taxes incurred including transport, electricity and paying my business caretaker. I am hoping to carry out an expansion on the business in the next few months. To achieve this dream, I am hoping you will consider funding me with a sustainable amount of US dollars 145 that I will add to my savings. I already have US dollars 95 and am requesting you to lend me the supplementary amount to facilitate the plan. With the total amount in hand, I will be in a position to obtain more stock and rent a bigger room for my business. I also hope to improve on more activities like computer repair, offering computer classes to help in the expanded business. Kindly consider lending me the amount is requesting for. Thank you in advance.

Feedback

4

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

May 13, 2014

Repayment status

On Time

Projected term

2 months

Lenders

Paula

Heerlen, Netherlands

K

kosatka

Slovakia

T

thebonseung

Republic of Korea

Bivouac

Hillsboro, United States

Ask Pius a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Pius    Sep 26, 2016

    To my dear lenders and Zidisha team as a whole,
    I thank you once again for this opportunity.First and foremost I would like to send my sincere apologies for having not been able to repay my loan as it was schedule...reason being poor mismanagement by one of the boys I employed at my cyber cafe. The boy was caught by anti piracy team which led to my downfall.I have struggle since that period forcing me to relocate to another estate where a got a premise though the business hasn't been easy due to new location.I kindly requesting you to give me time i will resume my payment by the end of this month.
    Thanks in advance as i wait for your positive feedback and advice.

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  • Pius    Sep 13, 2015

    Dear lenders
    I have not been able to repay my loan as it is suppose to be. Am requesting if I can reduce it to 400 Kenya shillings then when my business picks up I will raise it.
    Thank you in advance

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  • Pius    Jun 14, 2015

    Hello my dear lenders,
    Since the beginning of this year m y business has been hav ing ups and downs.Was requesting if I could reschedule my loan repayment to 400/= for the time being as I wait for the business to pick up.Thank you

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  • Pius    Apr 2, 2015

    Hello my dear lenders,
    Its of great honor for the opportunity you have accorded to us.Everything is doing well and I have to admit that am blessed
    Thanks

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  • Hadija    Mar 30, 2015

    Hello,
    I`ve just spoken to Pius, (quite a jolly fellow, I must say) he is trying very hard, so far he has been making payments.

    I wish him well in all he`s endeavors.

    Regards,
    Hadija

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  • Pius    Mar 28, 2015

    Thanks so much for everything.I have to admit that the business has been moving on well despite the normal ups and downs we always face in our businesses.I have managed to get more than ten students that takes a course in computer packages.Therefore I feel that I should raise the repayment from 400/= to 1000/=.
    Thanks in advance

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  • Pius    Mar 26, 2015

    Hello Zidisha,
    Its been along time since I made my last loan repaymenet.Am very sorry for everything and I promise I will embark on my loan repayment which I did start last week.
    Thanks

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  • Hadija    Feb 24, 2015

    Hello,
    My name is Hadija and am Pius`s VM.
    I`ve just had a talk with Pius and he`s told me he will make payments soon.

    Regards,
    Hadija

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  • Emmanuel    Jan 29, 2015

    Hello Pius, I hope you have started the year well. Your updates and comments are very encouraging and refreshing. Good job Sir.

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  • Pius    Jan 23, 2015

    Hello my dear lenders,
    Its been a very tough month for me and the business.The owner of the premises had few problems with the Kanya Power Company Limited.So we were forced to vacate his premises and as we are taking now I managed to acquire new premises which is very new to three public and private school and this will make my business to shine.Was requesting if I could reschedule my loan repayment to 400/= for the time being as I wait for the business to pick up.Thank you

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  • Pius    Jan 13, 2015

    Dear lenders,
    I'm truly sorry its now two weeks since I last made my repayment.I had some few problems at home then made me go and solve them.I used alot of money for that purpose that as am talking now is when am trying to pick up with the business.I really beg for your pardon.I will make the payments next week on Tuesday that one will be on 20/01/2015.
    Thanks in advance

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  • Astrid    Jan 2, 2015

    Hi Pius,
    I wish you, your family and your business all the best for 2015. . Thanks for fully repaying your loan!
    Astrid

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  • Paula    Dec 29, 2014

    Hi Pius, thanks for your frequent posts and the photographs and congratulations on your repaying the loan. I came too late to loan to your new loan. Best wishes!

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  • Pius    Dec 18, 2014

    Human progress is neither automatic nor inevitable... Every step toward the goal of justice requires sacrifice, suffering, and struggle; the tireless exertions and passionate concern of dedicated individuals.
    Thanks to all lenders for your support

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  • Pius    Dec 15, 2014

    Inside the cyber sitting on the chairs I face with the fridge

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  • Pius    Dec 15, 2014

    with my students

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  • Pius    Dec 15, 2014

    Thank you Zidisha team for the loan I had just finished repaying and applied for another one. It has made my business grow to another level despite the challenges I dis face. It really lifted me from where i was and am now in a better place. I look forward to application if another one soon hoping that it will boost me further.

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  • Pius    Dec 12, 2014

    Thanks so much dear lenders for your support so far.Am really glad.thanks

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  • Pius    Dec 10, 2014

    Am grateful to all my lenders

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  • Pius    Dec 8, 2014

    So far so good am almost completing repaying my loan.I really beg my dear lenders to bear with me despite the fact that I never completed to pay it on time.Its because of the nature of the business which always has ups and downs.
    Thank you once again

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