Inventory of construction materials for hardware shop
David
Utawala, Embakasi,nairobi, Kenya
67% repaid
Entrepreneur
Name
David
Member since
May 2013
On-time repayments
115 installments • 37%
About Me
I am married with three children. my first born is in class three and the second born is in class one and the younger one is one and half year old. I a married to one wife who love so much. she is house wife and takes care of my children very well while I work hard in my business to provide the basic needs for my family. I have ventured to many business such as selling clothes which did not pick well due to lack of enough capital to run it. I was once employed a s casual labor in a timber industry for five year and then I moved to my own business of selling hardware building materials and equipments.
My Business
My business is of selling hardware materials and equipment to hardware shop on wholesales terms who the sell them to the their customer at retail price. I by my product directly from the manufacturer and distributors at a discounted price where I enjoy a cash discount and trade discount from the dealers and then sell them to my customer at a profit. In this business I make a profit of Ksh 15,000 per month after paying for all my expenses. this money I make I use for my family basic needs such as food and paying for rent. The main challenge of my business is lack of enough capital to buy more goods and meet the high transport cost
Loan Proposal
am overwhelmed by by you lenders for your generousity.the previous loan was very helpful.am planing to fully deal with hardware materials this time unlike the previous loan where i used somo money to purchace some chiken.am planning to fully stock my business with items that i could not manage to stock the previous time.items like ironsheet, bindingwire,waste pipe,meshwire,chainlink and many other which i believe it will cost me the whole amount tha u will glant me.
Feedback
Positive
1
Neutral
None
Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$600.00
Date disbursed
Apr 3, 2014
Repayment status
Late
Projected term
28 months
Other loans
Lenders
United Kingdom
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Summary
Amount repaid
$467.36
Amount remaining
$227.09
Expected completion
Aug 19, 2016
Status
Repaying late
Installment amount
$5.88
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Apr 12, 2014 | $27.93 | Apr 12, 2014 | $27.93 |
| Apr 19, 2014 | $27.93 | Apr 12, 2014 | $0.31 |
| Apr 19, 2014 | $27.62 | ||
| Apr 26, 2014 | $27.93 | Apr 19, 2014 | $0.61 |
| Apr 26, 2014 | $27.32 | ||
| May 3, 2014 | $27.93 | Apr 26, 2014 | $0.80 |
| May 3, 2014 | $27.13 | ||
| May 10, 2014 | $24.86 | May 3, 2014 | $1.34 |
| May 10, 2014 | $23.52 | ||
| May 17, 2014 | $17.65 | May 10, 2014 | $0.01 |
| May 17, 2014 | $17.64 | ||
| May 24, 2014 | $17.65 | May 17, 2014 | $0.01 |
| May 24, 2014 | $17.64 | ||
| May 31, 2014 | $17.65 | May 24, 2014 | $0.01 |
| Jun 1, 2014 | $17.64 | ||
| Jun 7, 2014 | $0.00 | ||
| Jun 14, 2014 | $0.00 | ||
| Jun 21, 2014 | $0.00 | ||
| Jun 28, 2014 | $5.88 | Jun 1, 2014 | $0.01 |
| Jun 24, 2014 | $4.71 | ||
| Jun 28, 2014 | $1.16 | ||
| Jul 5, 2014 | $5.88 | Jun 28, 2014 | $0.60 |
| Jul 5, 2014 | $5.28 | ||
| Jul 12, 2014 | $5.88 | Jul 5, 2014 | $0.60 |
| Jul 12, 2014 | $5.28 | ||
| Jul 19, 2014 | $5.88 | Jul 12, 2014 | $0.60 |
| Jul 19, 2014 | $5.28 | ||
| Jul 26, 2014 | $5.88 | Jul 19, 2014 | $0.25 |
| Jul 27, 2014 | $5.64 | ||
| Aug 2, 2014 | $5.88 | Jul 27, 2014 | $0.25 |
| Aug 2, 2014 | $5.64 | ||
| Aug 9, 2014 | $5.88 | Aug 2, 2014 | $0.22 |
| Aug 14, 2014 | $5.66 | ||
| Aug 16, 2014 | $5.88 | Aug 14, 2014 | $0.22 |
| Aug 17, 2014 | $5.66 | ||
| Aug 23, 2014 | $5.88 | Aug 17, 2014 | $0.22 |
| Aug 27, 2014 | $5.00 | ||
| Sep 4, 2014 | $0.66 | ||
| Aug 30, 2014 | $5.88 | Sep 4, 2014 | $5.81 |
| Sep 13, 2014 | $0.07 | ||
| Sep 6, 2014 | $5.88 | Sep 13, 2014 | $5.81 |
| Oct 4, 2014 | $0.07 | ||
| Sep 13, 2014 | $5.88 | Oct 4, 2014 | $5.88 |
| Sep 20, 2014 | $5.88 | Oct 4, 2014 | $0.28 |
| Oct 25, 2014 | $5.60 | ||
| Sep 27, 2014 | $5.88 | Oct 25, 2014 | $4.99 |
| Oct 29, 2014 | $0.89 | ||
| Oct 4, 2014 | $5.88 | Oct 29, 2014 | $5.88 |
| Oct 11, 2014 | $5.88 | Oct 29, 2014 | $3.52 |
| Nov 13, 2014 | $2.36 | ||
| Oct 18, 2014 | $5.88 | Nov 13, 2014 | $5.88 |
| Oct 25, 2014 | $5.88 | Nov 13, 2014 | $3.52 |
| Nov 21, 2014 | $2.36 | ||
| Nov 1, 2014 | $5.88 | Nov 21, 2014 | $3.52 |
| Nov 27, 2014 | $2.36 | ||
| Nov 7, 2014 | $5.88 | Nov 27, 2014 | $5.88 |
| Nov 14, 2014 | $5.88 | Nov 27, 2014 | $3.52 |
| Dec 5, 2014 | $2.36 | ||
| Nov 21, 2014 | $3.51 | Dec 5, 2014 | $3.51 |
| Nov 28, 2014 | $11.76 | Dec 5, 2014 | $11.76 |
| Dec 5, 2014 | $23.53 | Dec 5, 2014 | $5.89 |
| Dec 18, 2014 | $17.64 | ||
| Dec 12, 2014 | $23.53 | Dec 18, 2014 | $17.66 |
| Dec 19, 2014 | $5.87 | ||
| Dec 19, 2014 | $23.53 | Dec 19, 2014 | $0.01 |
| Dec 19, 2014 | $5.88 | ||
| Dec 26, 2014 | $17.64 | ||
| Dec 26, 2014 | $23.53 | Dec 26, 2014 | $5.89 |
| Jan 2, 2015 | $17.64 | ||
| Jan 2, 2015 | $0.00 | ||
| Jan 9, 2015 | $0.00 | ||
| Jan 16, 2015 | $0.00 | ||
| Jan 23, 2015 | $11.76 | Jan 2, 2015 | $0.01 |
| Feb 26, 2015 | $11.75 | ||
| Jan 30, 2015 | $0.00 | ||
| Feb 6, 2015 | $0.00 | ||
| Feb 13, 2015 | $0.00 | ||
| Feb 20, 2015 | $0.00 | ||
| Feb 27, 2015 | $2.35 | Feb 26, 2015 | $0.01 |
| Feb 27, 2015 | $2.34 | ||
| Mar 6, 2015 | $2.35 | Feb 27, 2015 | $0.01 |
| Mar 6, 2015 | $2.34 | ||
| Mar 13, 2015 | $2.35 | Mar 6, 2015 | $0.01 |
| Mar 13, 2015 | $2.33 | ||
| Apr 23, 2015 | $0.01 | ||
| Mar 20, 2015 | $2.33 | Apr 23, 2015 | $2.33 |
| Mar 27, 2015 | $0.00 | ||
| Apr 3, 2015 | $0.00 | ||
| Apr 10, 2015 | $0.00 | ||
| Apr 17, 2015 | $0.00 | ||
| Apr 24, 2015 | $0.00 | ||
| May 1, 2015 | $1.76 | Apr 23, 2015 | $0.01 |
| May 1, 2015 | $1.75 | ||
| May 8, 2015 | $1.76 | May 1, 2015 | $0.01 |
| May 11, 2015 | $1.75 | ||
| May 15, 2015 | $1.76 | May 11, 2015 | $0.01 |
| May 17, 2015 | $1.75 | ||
| May 22, 2015 | $1.76 | May 17, 2015 | $0.01 |
| May 29, 2015 | $1.75 | ||
| May 29, 2015 | $1.76 | May 29, 2015 | $0.01 |
| Jun 1, 2015 | $1.75 | ||
| Jun 5, 2015 | $1.76 | Jun 1, 2015 | $0.01 |
| Jun 20, 2015 | $1.75 | ||
| Jun 12, 2015 | $1.76 | Jun 20, 2015 | $1.76 |
| Jun 19, 2015 | $0.00 | ||
| Jun 26, 2015 | $0.00 | ||
| Jul 3, 2015 | $0.00 | ||
| Jul 10, 2015 | $0.00 | ||
| Jul 17, 2015 | $0.00 | ||
| Jul 24, 2015 | $0.00 | ||
| Jul 31, 2015 | $0.00 | ||
| Aug 7, 2015 | $11.18 | Jun 20, 2015 | $0.01 |
| Aug 5, 2015 | $10.00 | ||
| Mar 21, 2016 | $1.16 | ||
| Aug 14, 2015 | $0.00 | ||
| Aug 21, 2015 | $0.00 | ||
| Aug 28, 2015 | $0.00 | ||
| Sep 4, 2015 | $0.00 | ||
| Sep 11, 2015 | $0.00 | ||
| Sep 18, 2015 | $0.00 | ||
| Sep 25, 2015 | $0.00 | ||
| Oct 2, 2015 | $0.00 | ||
| Oct 9, 2015 | $0.00 | ||
| Oct 16, 2015 | $0.00 | ||
| Oct 23, 2015 | $0.00 | ||
| Oct 30, 2015 | $0.00 | ||
| Nov 6, 2015 | $0.00 | ||
| Nov 13, 2015 | $0.00 | ||
| Nov 20, 2015 | $0.00 | ||
| Nov 27, 2015 | $0.00 | ||
| Dec 4, 2015 | $0.00 | ||
| Dec 11, 2015 | $0.00 | ||
| Dec 18, 2015 | $0.00 | ||
| Dec 25, 2015 | $0.00 | ||
| Jan 1, 2016 | $0.00 | ||
| Jan 8, 2016 | $0.00 | ||
| Jan 15, 2016 | $0.00 | ||
| Jan 22, 2016 | $0.00 | ||
| Jan 29, 2016 | $0.00 | ||
| Feb 5, 2016 | $0.00 | ||
| Feb 12, 2016 | $0.00 | ||
| Feb 19, 2016 | $0.00 | ||
| Feb 26, 2016 | $0.00 | ||
| Mar 4, 2016 | $0.00 | ||
| Mar 11, 2016 | $0.00 | ||
| Mar 18, 2016 | $0.00 | ||
| Mar 25, 2016 | $5.88 | Mar 21, 2016 | $0.01 |
| Oct 20, 2021 | $0.12 | ||
| Jan 16, 2022 | $0.12 | ||
| Apr 1, 2016 | $5.88 | ||
| Apr 8, 2016 | $5.88 | ||
| Apr 15, 2016 | $5.88 | ||
| Apr 22, 2016 | $5.88 | ||
| Apr 29, 2016 | $5.88 | ||
| May 6, 2016 | $5.88 | ||
| May 13, 2016 | $5.88 | ||
| May 20, 2016 | $5.88 | ||
| May 27, 2016 | $5.88 | ||
| Jun 3, 2016 | $5.88 | ||
| Jun 10, 2016 | $5.88 | ||
| Jun 17, 2016 | $5.88 | ||
| Jun 24, 2016 | $5.88 | ||
| Jul 1, 2016 | $5.88 | ||
| Jul 8, 2016 | $13.27 | ||
| Jul 15, 2016 | $13.27 | ||
| Jul 22, 2016 | $26.72 | ||
| Jul 29, 2016 | $26.72 | ||
| Aug 5, 2016 | $26.72 | ||
| Aug 12, 2016 | $26.72 | ||
| Aug 19, 2016 | $5.69 | ||
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