Purchasing of equipments and stationeries

Jane Thini

Mwea, Kenya

100% repaid

Entrepreneur

Name

Jane Thini

Member since

June 2015

On-time repayments

116 installments  •  94%

About Me

My name is Jane Njeri . i was born in Kiambu county, schooled in Kiambu; Kamandura primary school. later my parents relocated to Nyandarua where i joined a nearby primary school to complete my primary education. In 1993, i joined Karunga day secondary school for my secondary education. After my secondary education i joined Palm Commercial College in Limuru Kiambu county. before i was through with my 2-year secretarial course, i got financially challenged and this forced me out of college in the 1st level. i started small scale businesses like selling fruits, cereal kiosks and other small businesses. After many financial strains i decided to take a computer class which i deed and after three months i obtained a certificated in computer packages. After the course I was employed in an insurance agency office which was very poorly paying. In the office I was employed, apart from being a secretary in the office, we were offering other services like tying services, photocopying, lamination, binding etc. In the process of offering these services I started thinking of putting up my business in the same line. With the help of my husband, I started buying equipments slowly by slowly and within two years I was able to start up a small business on typesetting, photocopying, lamination and binding although I did not have efficient machines as usual in a newborn business. In the land that I live people are very illiterate and therefore professional businesses are not many and there is a high demand of our services and that is why i chose this kind of business. My children have a great passion for business and they desire to become business people too. Working in communal work, visiting the sick and old people.

My Business

I offer typesetting, photocopying, lamination and binding services. I also sell stationeries like pens, manilla papers, graduation card, flowers for cememonies etc although not in large quantities.
These goods and services are useful especially because the business is located in a fast growing town in rural area where most people here are illiterate and therefore they need people who can offer professional services. A lot of cases i get here is where people come to my business requesting me to write them for the sale agreement for sale of their properties.
I choose this kind of business because it is in line with my professional and i had about two years of experience before i started. Secondly it enable me help my community with my professional which is scarce in the area.
I purchase my goods in Nairobi City and pay transport to Mwea which is 100km from the City. Monthly purchase for goods is 800$ which gives me 40% profit translating to 320$. This is only sale of items. With additional of typing services my profit goes to 480$ per month.
I use my profit for paying school fees for my two children, my house bills and investing in my business.

Loan Proposal

Once I receive the funds, I intend to buy small digital camera which costs $150, Photocopy toner which costs $25 and increase of ceremony flowers for sale which will cost $30. Cost of transport from Nairobi City is $8.
For the camera, i want to start taking passport photos which are in high demand in my business locality. Also i will use it for taking photos in functions like graduation ceremonies and weddings. This will help the community who walk for a long distance looking for a place with photo studio where they can get passport photos.
It is important to add more photocopy toner (ink) because sometimes i go short of ink before i run out of papers and i have to travel to Nairobi to buy tonner which forces me to close business for some hours.
I expect my profit to increase by 7% once i am funded and buy these items.

Feedback

4

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  • Michael Thurm    Jul 4, 2019

    Even if running late sometimes, Jane kept on making repayments, so I was always sure she would repay the whole sum as soon as possible. Would lend to her again without hesitation!

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  • Richard Griebe    Jan 8, 2019

    Jane is a great borrower and I am glad that I could help her with a small loan. Hard work deserves community support.

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  • Mary    Sep 12, 2017

    Jane is a wonderful borrower. She always paid on time. I would recommend funding her future loans!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$212.98

Date disbursed

Oct 16, 2015

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $8.84

Lenders

Dianne

Maryville, United States

tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

B

bgalon

London, United Kingdom

neffe

Berlin, Germany

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

W

wmonroe

Paris, France

S_Begay

Allston, United States

Dymero

Manchester, United States

seabass

New York, United States

J

jra299

New York, United States

S

Spock

Koeln, Germany

D

Daniel

Cupertino, United States

Ishaque

New Jersey, United States

D

DerChristian

Rostock, Germany

HI

Highly Improbable

Saskatoon, Canada

Irvin

Vancouver, Canada

investor

Candiac, Canada

Jakub

Velke Svatonovice, Czech Republic

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

T

tatts2000

melbourne, Australia

malcolm D

grants pass, United States

C

Catolas

Kelowna, Canada

D

drakekids

Greensboro, United States

S

Spassmacher

46244 Bottrop, Germany

Y

yop324

Ottawa, Canada

A

adwatson

Milan, MI, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

D

dhedmonds

Toronto, Canada

E

Ehaffey

Washington D.C., United States

C

ColinPlatt

Montgomery Village, United States

Johnny

shanghai, China

M

manup0d

Langen, Germany

I

ideerge

Mountain View, United States

Tilius

Oslo, Norway

Straetman

Kaarst, Germany

A

alender

Antwerp, Belgium

J

jozua

Delft, Netherlands

A

AlethiaLtd

Carlisle, United Kingdom

H

howru

Toronto, Canada

Z

zako316

Chicago, United States

F

faical

Cologne, Germany

T

traderjohn

Baltimore, United States

G

gt2016c

Birchgrove, Australia

mike123riley

Palo Alto, United States

Pere

Barcelona, Spain

S

SamTom

Carindale, Australia

C

cjmenchaca

Austin, United States

E

elkbrett

Bradenton, United States

B

blahblah

Nuernberg, Germany

athomas

Chevy Chase, United States

D

Divergent

Bethesda, United States

ads68

Melbourne, Australia

D

DThirteen

Miami, United States

O

Oscart

Edmonton, Canada

Bruno

São Paulo, Brazil

G

gamblyjoe

Spain, Spain

A

alkemyst

Geneve, Switzerland

fairspirit

Utrecht, Netherlands

Gordons28

Santa Monica, United States

neocodesoftware

vancouver, Canada

A

Amani

Beaverton, United States

isabelv

Barcelona, Spain, Sweden

mojobob

Hayward, United States

A

Alexxa

Vancouver, Canada

Z

zidishan

Trifouillis, France

J

jcappel

Toronto, Canada

Walterlo

West Hollywood, United States

M

Malibu

Westwood, United States

G

geoff

United States

Paul Buchheit

Mountain View, United States

A

allie105

United States

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

S

SaraNT

United States

I

idris

United States

M

M.Umar

Pakistan

E

Estebanito

United States

S

Scaevola

Netherlands

R

Ruj-ura

Thailand

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Dave Bogard

New York, United States

Tsay

Taipei, Taiwan

Family Mueller

Petershagen, Germany

AL

Amy Luo

United States

Robert

Sweden

JL

Jindou Lee

United States

Sherri Quinn

North Saint Paul, United States

Y

YP

Malaysia, Germany

Elise E

United States

Ask Jane a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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