Buy ingredients for use in baking business (Qismart Bakers)

Virginiah

Lower Kabete, Kenya

57% repaid

Entrepreneur

Name

Virginiah

Member since

June 2017

On-time repayments

46 installments  •  39%

About Me

My name is Virginiah Gichohi. Trained in primary and high school but my higher education being higher diploma in business management ABE. Am currently doing business which has been running since 2013. The idea of the business came after I lost my previous job in year 2012. Currently doing fine.

My Business

Am currently doing second hand clothes which I normally buy them from 'Gikomba' market and new clothes from Uganda where I normally go fortnightly. I also do hand woven mats when am not busy. Income raised am able to sustain myself and pay all my expenses.

Loan Proposal

Am really looking forward to the approval of the requested loan. Once this loan is disbursed, I've planned to; (1) Additional clothes stock (new/old) to my shop (2) Buy my baking business ingredients in large quantities (3) Add 1 more labour who will assist in deliveries. This amount to Ksh. 10,000.

I believe, with time I will be able to create more jobs for those who are jobless.

Profits expected should be double since the baking business am doing it at my home place. No rent is being paid.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$93.00

Date disbursed

Dec 9, 2017

Repayment status

Late

Projected term

6 months

Lenders

Brian

Midhurst, Canada

H

Heja

Hamburg, Germany

cyrus0302

San Francisco, United States

AndreaBravi

London, UK, Canada

Y

Yasha

Beer Sheva, Israel

indeh

London, United Kingdom

S

SvenWaage

Stavanger, Norway

L

loistf

Madrid, Spain

Christopher

Copenhagen, Denmark

Andreas Kiss

Vienna, Austria, Austria

JC

Jordi Cohen

New York, NY, United States

JPadgett

Chandler, United States

Hedwich

Gorssel, Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

SMOICE

Berlin, Germany

Dominik Wagner

Karlsruhe, Germany

Framework Eyewear

Utrecht, Netherlands

A

Andrei

United States

M

Maggie

Australia

WG

Waqar Ghani

United States

BW

Betty Waweru

United States

RE

Richard Ellis

United Kingdom

DW

Dan Winetsky

United States

Paul Buchheit

Mountain View, United States

AS

Andreas Schäfer

Basel, Switzerland

DM

Darin MacRae

United States

JB

Jane Bean

United States

DH

Don Hammond

United States

SB

Sanda Balaban

United States

Remo

Switzerland

Ask Virginiah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Virginiah    Nov 13, 2021

    Good evening.
    I would wish to pick up my loan which is in arrears and pay it in full. I have adjusted the payment period and will be paying it in installments. Looking forward to doing more business with you.

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  • Virginiah    Nov 13, 2021

    This is due to financial constraints.

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  • Virginiah    Mar 28, 2018

    FINANCIAL CHALLENGES

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  • Silvester    Jan 10, 2018

    Hello my lenders.I called virginiah gachoi this morning.She told me that she has going through financial challenges.I advised her to adjust to the amount she is comfortable in repaying and she promised to do so latest by saturday.

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  • Virginiah    Dec 11, 2017

    I wish to confirm that ive received Ksh. 8,911 which was after deductions. Ive managed to add enough stock to take me through this holiday season.

    I wish to thank Zidisha for the support and look forward working with them.

    Zidisha is the best!

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  • Virginiah    Dec 7, 2017

    Thank you team for funding my loan request. This will go along way to finance my projects. Looking forward to expanding my business and employ one more staff. I look forward working with you.

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  • Virginiah    Nov 23, 2017

    I take this opportunity to thank Zidisha team for the whole support.

    My last loan which I have just completed, made me move an extra mile. I've been able to employ one staff since my clothes and baking business is really wanting. Am planning to employ another one by end of this one since my deliveries are overwhelming.

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  • Virginiah    Oct 12, 2017

    Good morning friends,
    This is to acknowledge receipt of your loan totaling to Ksh.4,455. i do appreciate alot. Ive managed to buy more stock (Beddings) for my shop and customers are happy too for the new addition which is outstanding. Looking forward to doing more business with you. I will be posting some photos of the new items bought later. Thank you.
    Virginiah

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  • Virginiah    Oct 6, 2017

    Dashboard icon not opening.......please help. I need to accept my loan proposal which has been fully funded.

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  • Margaret    Oct 5, 2017

    Good luck to you Virginiahs!

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  • Virginiah    Sep 27, 2017

    Zidisha has been the best online financier. I love it. Have managed to save more, hence able to buy more stock.

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  • Virginiah    Sep 27, 2017

    Zidisha has been the best financier online company. Very affordable interests and friendly loan repayment. I love it. My daily savings have increased hence able to save more and able to introduce new products and new customers.

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  • Virginiah    Sep 27, 2017

    Have managed to save more and able to add more to my stock. New clients have visited my shop, promising more clients and good profit margin. Zidisha, is really a reliable credit financier with adjustable payment plans.

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  • Virginiah    Sep 27, 2017

    This is great! Zidisha keep up the good job. My business is growing gradually but very sure of a reliable financier. I've been able to add on to my savings and profit too. Am really motivated.

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  • Virginiah    Aug 24, 2017

    Lenders, this is to confirm that i received the Ksh. 1,273 on 22nd August. Ive been able to add an additional bale of carpets to my shop.
    Am very grateful and looking forward for a more support.

    Thank you.
    Virginiah Gichohi

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  • Virginiah    Aug 12, 2017

    Am still waiting for the funds I requested. Once received, I will definitely add up my savings to purchase a new bale of carpets! Eagerly waiting!

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  • Virginiah    Aug 12, 2017

    I do appreciate the good job you are doing. Keep up the spirit!

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  • Virginiah    Jul 3, 2017

    This is to confirm that I received the money as per the agreement.
    Thank you.

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  • Virginiah    Jun 27, 2017

    Thank you for your consideration. With my first time funded loan I will be able to add what I have and buy a new bale of children's wear. This I believe will add on a small profit to my income. Once more, thanks soo much. I really appreciate and look forward to working with you.

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