Raising money to purchase more decorders for sale in my shop
Norah
Bomet, Kenya
76% repaid
Entrepreneur
Name
Norah
Member since
February 2015
On-time repayments
145 installments • 28%
About Me
MY CHILDHOOD AND EDUCATION
i was born and brouht up in bomet county a village call kapsimbiri. i went to kapsimbiri primary school and later on st.marys gilrs high school in bomet. later on after on highschool i went to kenya institute of mass communication whereby i got a diploma in journalism and mass communication.
HOW I OVERCAME CHALLENGES
while growing up i was always having a dream of becoming a very competent laywey or a journalist. however this dream and ambition came with it's fair share of challenges. many people discouraged me that i was not going to make it that far. a few people in myvillage who had a chance to go beyond high school manage to become teachers after going teachers training colleges. my resilence and determination have seen me achieve the best thing that i have always yearned to be.
HOW I STARTED MY BUSINESS
Well after highschool, i could not secure a job immediately, therefore i began wandering around and going from office to office and almost all media houses. securing anternship was a hard task hence getting a job proved even more futile. i decided to d manual jobs. i became a waiter restaurant working for more than fifteen hours a day. after about six months i had saved about 200 US dollars. that helped me start an mpesa shop.
UNIQUENESS OF OUR LAND
our land is unique in many ways. we rear many farm animals, from cows, sheep, goats and even pigs. people from our land are kind, friendly and always there to help. we got milk and also many athletes comes from our place.
DREAMS OF OUR CHILDREN
Our children are motivated by many factors including those who have made it in education and many fields of life. they always want to be lawyers, journalists and doctors.
MY HOBBY
I love being with interesting people, reading novels and watching movies are best hobbies
My Business
GOODS ANDS SERVICES
I offer a number of services from money transfer, simcard replacements, sale of airtimes and digital decorders.
WHY MY SERVICES ARE IN DEMAND many people
My services are in great demand, money tranfer is one business that many people are running to. people are making money transaction daily. sim replacement also brings in many peole who want to have their simcards replaced for communication. with digital decorders many peole are now migrating froom analog transmission to digital transmission. therefore this is a good business which calls for more investment in to it.
WHY I CHOSE THIS BUSINESS
I chose this business as my niche due to it's returns and the profit it gives.
TYPICAL COSTS AND REVENUE
i always have to spend up to 1000 dollars in buying my stock and also ensuring that my mpesa float is always up to date.i also pay rent for my business premise and also pay electricity bills. this always cost up to a total of 200 dollars a month.
HOW I USE MY PROFIT
i normaly use my profit to pay rent, buy more goods for my stock and also help my siblings pay school fees.
Loan Proposal
I am planning to purchase more decorders to increase the number that i currently have.
I also want to purchase decoders from other channels zuku,dstv, startimes and others.
each of this will cost at least 50dollars and i plan to purchase 10 more. The money i will receive from zidisha will enable me add to what i have and so my business will efectively work.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$192.00
Date disbursed
Sep 9, 2015
Repayment status
Late
Projected term
29 months
Other loans
Lenders
United States
Summary
Amount repaid
$151.50
Amount remaining
$49.13
Expected completion
Feb 11, 2018
Status
Repaying late
Installment amount
$1.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 20, 2015 | $3.00 | Sep 24, 2015 | $3.00 |
| Sep 27, 2015 | $3.00 | Oct 3, 2015 | $3.00 |
| Oct 4, 2015 | $3.00 | Oct 9, 2015 | $3.00 |
| Oct 11, 2015 | $3.00 | Oct 9, 2015 | $3.00 |
| Oct 18, 2015 | $3.00 | Oct 19, 2015 | $3.00 |
| Oct 25, 2015 | $3.00 | Nov 2, 2015 | $3.00 |
| Nov 1, 2015 | $3.00 | Nov 9, 2015 | $3.00 |
| Nov 8, 2015 | $3.00 | Nov 16, 2015 | $3.00 |
| Nov 15, 2015 | $3.00 | Nov 30, 2015 | $3.00 |
| Nov 22, 2015 | $3.00 | Dec 1, 2015 | $3.00 |
| Nov 29, 2015 | $3.00 | Dec 7, 2015 | $3.00 |
| Dec 6, 2015 | $3.00 | Dec 11, 2015 | $3.00 |
| Dec 13, 2015 | $3.00 | Dec 19, 2015 | $3.00 |
| Dec 20, 2015 | $3.00 | Jan 1, 2016 | $3.00 |
| Dec 27, 2015 | $3.00 | Jan 11, 2016 | $3.00 |
| Jan 3, 2016 | $3.00 | Jan 18, 2016 | $3.00 |
| Jan 10, 2016 | $3.00 | Jan 20, 2016 | $3.00 |
| Jan 17, 2016 | $3.00 | Jan 26, 2016 | $3.00 |
| Jan 24, 2016 | $3.00 | Feb 1, 2016 | $3.00 |
| Jan 31, 2016 | $3.00 | Feb 11, 2016 | $3.00 |
| Feb 7, 2016 | $3.00 | Feb 23, 2016 | $3.00 |
| Feb 14, 2016 | $3.00 | Mar 7, 2016 | $3.00 |
| Feb 21, 2016 | $3.00 | Mar 14, 2016 | $2.00 |
| Mar 24, 2016 | $1.00 | ||
| Feb 28, 2016 | $3.00 | Mar 24, 2016 | $1.00 |
| Apr 3, 2016 | $2.00 | ||
| Mar 6, 2016 | $3.00 | Apr 13, 2016 | $3.00 |
| Mar 13, 2016 | $3.00 | Apr 13, 2016 | $2.00 |
| Apr 22, 2016 | $1.00 | ||
| Mar 20, 2016 | $3.00 | Apr 22, 2016 | $3.00 |
| Mar 27, 2016 | $3.00 | Apr 30, 2016 | $3.00 |
| Apr 3, 2016 | $3.00 | Apr 30, 2016 | $2.00 |
| May 7, 2016 | $1.00 | ||
| Apr 10, 2016 | $3.00 | May 7, 2016 | $2.00 |
| May 29, 2016 | $1.00 | ||
| Apr 17, 2016 | $3.00 | May 29, 2016 | $3.00 |
| Apr 24, 2016 | $3.00 | Jun 19, 2016 | $3.00 |
| May 1, 2016 | $3.00 | Jun 26, 2016 | $3.00 |
| May 8, 2016 | $3.00 | Jun 26, 2016 | $1.00 |
| Jul 4, 2016 | $2.00 | ||
| May 15, 2016 | $3.00 | Jul 4, 2016 | $1.50 |
| Jul 6, 2016 | $1.50 | ||
| May 22, 2016 | $3.00 | Jul 6, 2016 | $3.00 |
| May 29, 2016 | $3.00 | Jul 6, 2016 | $0.50 |
| Jul 9, 2016 | $2.50 | ||
| Jun 5, 2016 | $3.00 | Jul 9, 2016 | $0.50 |
| Jul 25, 2016 | $2.50 | ||
| Jun 12, 2016 | $3.00 | Jul 25, 2016 | $2.50 |
| Aug 1, 2016 | $0.50 | ||
| Jun 19, 2016 | $3.00 | Aug 1, 2016 | $3.00 |
| Jun 26, 2016 | $1.50 | Aug 1, 2016 | $1.50 |
| Jul 3, 2016 | $0.00 | ||
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $0.00 | ||
| Jul 31, 2016 | $0.00 | ||
| Aug 7, 2016 | $1.00 | Aug 8, 2016 | $1.00 |
| Aug 14, 2016 | $1.00 | Aug 22, 2016 | $1.00 |
| Aug 21, 2016 | $1.00 | Aug 28, 2016 | $1.00 |
| Aug 28, 2016 | $1.00 | Aug 28, 2016 | $1.00 |
| Sep 4, 2016 | $1.00 | Sep 10, 2016 | $1.00 |
| Sep 11, 2016 | $1.00 | Oct 12, 2016 | $1.00 |
| Sep 18, 2016 | $1.00 | Oct 12, 2016 | $0.50 |
| Oct 20, 2016 | $0.50 | ||
| Sep 25, 2016 | $1.00 | Oct 20, 2016 | $0.50 |
| Oct 22, 2016 | $0.50 | ||
| Oct 2, 2016 | $1.00 | Oct 22, 2016 | $0.50 |
| Oct 31, 2016 | $0.50 | ||
| Oct 9, 2016 | $1.00 | Oct 31, 2016 | $0.50 |
| Nov 5, 2016 | $0.50 | ||
| Oct 16, 2016 | $1.00 | Nov 5, 2016 | $0.50 |
| Nov 16, 2016 | $0.50 | ||
| Oct 23, 2016 | $1.00 | Nov 16, 2016 | $0.50 |
| Nov 25, 2016 | $0.50 | ||
| Oct 30, 2016 | $1.00 | Nov 25, 2016 | $0.50 |
| Dec 3, 2016 | $0.50 | ||
| Nov 6, 2016 | $1.00 | Dec 3, 2016 | $1.00 |
| Nov 13, 2016 | $1.00 | Dec 3, 2016 | $0.50 |
| Dec 21, 2016 | $0.50 | ||
| Nov 20, 2016 | $1.00 | Dec 21, 2016 | $1.00 |
| Nov 27, 2016 | $1.00 | Jan 4, 2017 | $1.00 |
| Dec 4, 2016 | $1.00 | Jan 9, 2017 | $1.00 |
| Dec 11, 2016 | $1.00 | Jan 9, 2017 | $1.00 |
| Dec 18, 2016 | $1.00 | Jan 20, 2017 | $1.00 |
| Dec 25, 2016 | $1.00 | Jan 27, 2017 | $1.00 |
| Jan 1, 2017 | $1.00 | Feb 4, 2017 | $1.00 |
| Jan 8, 2017 | $1.00 | Mar 6, 2017 | $1.00 |
| Jan 15, 2017 | $1.00 | Mar 6, 2017 | $1.00 |
| Jan 22, 2017 | $1.00 | Mar 6, 2017 | $1.00 |
| Jan 29, 2017 | $1.00 | Mar 6, 2017 | $1.00 |
| Feb 5, 2017 | $1.00 | Mar 6, 2017 | $1.00 |
| Feb 12, 2017 | $1.00 | Mar 13, 2017 | $1.00 |
| Feb 19, 2017 | $1.00 | Mar 17, 2017 | $1.00 |
| Feb 26, 2017 | $1.00 | Mar 17, 2017 | $1.00 |
| Mar 5, 2017 | $1.00 | ||
| Mar 12, 2017 | $1.00 | ||
| Mar 19, 2017 | $1.00 | ||
| Mar 26, 2017 | $1.00 | ||
| Apr 2, 2017 | $1.00 | ||
| Apr 9, 2017 | $1.00 | ||
| Apr 16, 2017 | $1.00 | ||
| Apr 23, 2017 | $1.00 | ||
| Apr 30, 2017 | $1.00 | ||
| May 7, 2017 | $1.00 | ||
| May 14, 2017 | $1.00 | ||
| May 21, 2017 | $1.00 | ||
| May 28, 2017 | $1.00 | ||
| Jun 4, 2017 | $1.00 | ||
| Jun 11, 2017 | $1.00 | ||
| Jun 18, 2017 | $1.00 | ||
| Jun 25, 2017 | $1.00 | ||
| Jul 2, 2017 | $1.00 | ||
| Jul 9, 2017 | $1.00 | ||
| Jul 16, 2017 | $1.00 | ||
| Jul 23, 2017 | $1.00 | ||
| Jul 30, 2017 | $1.00 | ||
| Aug 6, 2017 | $1.00 | ||
| Aug 13, 2017 | $1.00 | ||
| Aug 20, 2017 | $1.00 | ||
| Aug 27, 2017 | $1.00 | ||
| Sep 3, 2017 | $1.00 | ||
| Sep 10, 2017 | $1.00 | ||
| Sep 17, 2017 | $1.00 | ||
| Sep 24, 2017 | $1.00 | ||
| Oct 1, 2017 | $1.00 | ||
| Oct 8, 2017 | $1.00 | ||
| Oct 15, 2017 | $1.00 | ||
| Oct 22, 2017 | $1.00 | ||
| Oct 29, 2017 | $1.00 | ||
| Nov 5, 2017 | $1.00 | ||
| Nov 12, 2017 | $1.00 | ||
| Nov 19, 2017 | $1.00 | ||
| Nov 26, 2017 | $1.00 | ||
| Dec 3, 2017 | $1.00 | ||
| Dec 10, 2017 | $1.00 | ||
| Dec 17, 2017 | $1.00 | ||
| Dec 24, 2017 | $1.00 | ||
| Dec 31, 2017 | $1.00 | ||
| Jan 7, 2018 | $1.00 | ||
| Jan 14, 2018 | $1.00 | ||
| Jan 21, 2018 | $1.00 | ||
| Jan 28, 2018 | $1.00 | ||
| Feb 4, 2018 | $1.00 | ||
| Feb 11, 2018 | $0.13 | ||
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