Renewal of insurance and my license for my motorbike taxi

Entrepreneur

About Me

My name is James Mmata Kibisu born on 29th February 1992 in Vihiga County, Western part of Kenya. I'm the last born in a family of three being the only boy with two girls, i went to Gavalagi Primary school for my primary education level of where i was able to complete my studies in the year 2008, in 2009 i joined Vigina Secondary School for my Secondary Education level where i was able to complete my studies in the year 2012. Their after is when i began hustling, in 2013 i started by selling bananas in the street to meet my daily needs where by life was not that easy due to a lot of challenges i was facing so i had to look for another option whereby in 2014 i joined a famous KKV which also means KAZI KWA VIJANA in English meaning JOBS TO THE YOUTHS a project that was developed by the Government of Kenya to help eradicate job problems and create opportunity for the youths to showcase their hard work because it was mainly manual at a very unfriendly environment. In 2015 an opportunity came my way which seemed greener to me, i saw and advertisement where they needed a night security guard and decided to apply lucky enough i was able to get the job and to my small savings from my small salary i decided to go for a driving school and learnt how to drive and to ride a motorbike. after i had to continue working for more savings because i had a target of owning a motorbike due to my hard work i manage to raised some cash and later on in 2016 i had to buy one and that's how i ventured into transport industry after purchasing my motorbike. Personally I'm a Luhya and my community has a lot of cultures including bull fighting and cork fighting, this attracts so many people even tourist come along to enjoy this game. I'm a God fearing man and i like sharing with needy people.

My Business

I offer transport to the people of Nairobi and Kangemi area, transport is so much demanding because motorbikes are liked due it affordable quick services and they access interior places where vehicles can't manage, they are as well used more by Nairobians to evade traffic jam in the city. I had to choose this kind of business because its profitable and has a lot of demand by most people, As well the capital to start is not that much. Typical in a day i can make up to $15 expenditure whereby fuel-$4 then $4 goes to maintaince total goes to $9 then my savings in a day is atlist $6 per day. And to my profits this is how i use, pay rent for my house then buy food for my family then the rest i try to initiate into other small businesses.

Loan Proposal

I will buy my motorbike oil- $30 Fuel- $50 Helmet-$20 and jacket reflector- $22 Renewal of my insurance cover-$25 My License renewal-$20 And my benefit is that my motorbike will always be in good condition therefore i will be transporting people without any worry of breakdown or lack of fuel, this will be safe time for residence of Kangemi because they will be arriving very first and on time to their places of work and way back to their home, and i will appreciate because my profit at list will will increase from $15 to $25

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