Loan to purchase more clothing to re-sell

Brigitte

Ouagadougou, Burkina Faso

39% repaid

Entrepreneur

Name

Brigitte

Member since

June 2013

On-time repayments

34 installments  •  65%

About Me

I come from a family of traders and I live in Ouagadougou. I was educated to CE2 level. As a child I helped my mother who was a business woman. After my marriage, I started a small business. With my business activity, I'm able to meet my family expenses. I help my husband to pay the tuition for our children and I get to meet my basic needs with my income. After a few years of operation, I manged to buy a motorcycle to facilitate the delivery of some items to customers.

My Business

I conduct a business by offering diverse products, including medicinal soaps, green clay, skirts and shoes. My suppliers are located in Lome and products are always well packaged. Once I receive them, I proceed to supplying my clients. For this, I am helped by my children. My monthly purchases are: clay, soap, shoes and wrap clothes, and other charges totaling 466,500CFA Francs. I can do a turn over of 618 000CFA Francs. As a result, a net monthly profit of 151 500CFA Francs. My business is profitable and allows me to help my husband to cope with household expenses.

The previous loan increased my rentability. I increased my stock of goods by traveling to Lome to make purchases. I bought clay and soap at a good price. I trust that with a additional loan, I would increase my production capacity, and be able to find commercial premises.

Loan Proposal

Hello! Dear lenders,
Here I am connected again to request a new loan in order to purchase new items for the end-of-year holiday season. Indeed, December is a month to celebrate the grace of God, I'm submitting this request to order items such as clothes, toys for children, Christmas decorations in preparation of Christmas holidays., and also to order evening dresses, at the request of my customers, in preparation of New Year holidays (December 31). Please note that this time, with your help, if I receive this loan, I intend to order these articles from France with regard to the Christmas decorations, and from Turkey for evening dresses. Being in expectation, Dear lenders, thank you for your support.

Show original Français  

About Me

Je suis issue d'une famille commerçante et je vis à Ouagadougou. J’ai été scolarisée jusqu'à la classe de CE2. Depuis toute petite j'aidais ma mère qui faisait le commerce. Après mon mariage, je me suis lancée dans le commerce personnel. Avec mon activité, j’arrive à faire face aux charges de ma famille. J’aide mon mari à payer les scolarités de nos enfants et j'arrive à satisfaire mes petits besoins avec mes revenus. Après quelques années d’exploitation, j’ai pu acheter une moto pour faciliter la livraison de certains articles aux clients.

My Business

Je mène une activité commerciale en proposant plusieurs produits. Il s’agit des savons médicinaux, l'argile verte, des pagnes et des chaussures. Mes fournisseurs sont installés à LOME et les produits viennent toujours bien emballés. Après réception, je les récupère pour approvisionner mes clients. Pour cela, je me fais aider par mes enfants. Dans le mois je fais comme achats: Achats d'argile, de savon, chaussures et pagnes et autres charges à raison de 466 500FCFA et je peux faire un chiffre d'affaire de 618 000FCFA. D’où une rentabilité nette mensuelle de 151 500FCFA. Mon activité est bien rentable et me permet d’aider mon mari à faire face aux charges de la maison.

le prêt obtenu a augmenté ma rentabilité. j'ai pu augmentée mes marchandises proposées en effectuant un voyage à lomé pour des achats. j ai eu en bon prix l'argile verte et des savons. je pense qu'avec une amélioration du prêt je pourrai augmenter ma capacité et également chercher un local.

Loan Proposal

Bonjour! chèrs prêteurs,
Me voici de nouveau connecter pour vous demander un nouveau prêt pour la commande d'articles des fêtes de fin d'année. En effet, le mois de décembre étant un mois de fête avec la grâce de DIEU, je soumet cette demande afin de commander des articles comme des habits, des jouets pour les enfants, des gadgets de Noël en préparatif de la fête de Noël. Aussi pour commander des robes de soirée, à la demande de mes clientes, pour les préparatifs des fêtes de fin d'année (le 31 décembre). Il faut noter que cette fois ci, avec votre aide, par l’octroiement de ce crédit, je compte me fournir ces articles en France pour ce qui concerne la fête de Noël et en Turquie pour les robes de soirée. Dans l'attente chers prêteurs, je vous remercie pour votre accompagnement.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$594.00

Date disbursed

Jan 21, 2016

Repayment status

Late

Projected term

12 months

Lenders

C

Christian

Saarbruecken, Germany

investor

Candiac, Canada

J

johan

Oslo, Norway

torelizer

Reggio Emilia, Italy

mbunifu

San Jose, United States

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

DeanDropshot

Oslo, Norway

J

jozua

Delft, Netherlands

Pere

Barcelona, Spain

Zidisha

Sterling, United States

T

ToddK

Indianapolis, IN, USA, United States

BJ

Brandon Joz

North Carolina, United States

Susanne

Freising, Germany

Jeff and Marcie

Portland, OR, United States

B

blahblah

Nuernberg, Germany

Sister

Kongsberg, Norway

B

briansedz

Canton, Ohio, United States

T

tmsaddress

Orlando, Florida, United States

Z

Zippo

Berlin, Germany

D

Divergent

Bethesda, United States

G

glomardor

Leonardtown, United States

IA

Ismini and Jerry

Stamford, USA, United States

J

jzidi

Los Angeles, United States

D

davide

Vallentuna, Sweden

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

E

edgreig

Brixton, United Kingdom

A

Aaron

Zurich, Switzerland

C

Caalve

Bratislava, Slovakia

fairspirit

Utrecht, Netherlands

A

Andrew22

Hopewell PA, United States

Bobrm2k3

Charleston, United States

U

UTLonghorn

Lincoln, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

isabelv

Barcelona, Spain, Sweden

A

AndrewC

London, United Kingdom

P

Pavane

Kungsbacka, Sweden

L

LenoMetus

Perth, Australia

J

JulCam

Montreal, Canada

dmirpuri

Bangkok, Thailand

xtrahardware

Cazenovia, United States

E

E

Marin county, United States

H

happytrailsjpd

South Bend, United States

C

Clben7

Cincinnati, United States

dlpringle

Denver, United States

A

akshu71

Ottawa, Canada

T

thebonseung

Republic of Korea

M

martyb

United States

Matching Fund

Sterling, United States

A

adiipienaar

South Africa

J

jay12

Germany

E

ewaters1

Australia

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

J

JonAlec

United States

I

idris

United States

S

satheajay

United States

M

M.Umar

Pakistan

A

adamdreaming

United States

SuperMario28

Cudahy, United States

A

andreab

United States

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Haim Si

Mexico, Mexico

Dave Bogard

New York, United States

Robert

Sweden

jtreyes

United States

KD

Kent Don

United States

JD

Jeff DePree

United States

BB

Ben Bellows

United States

G

Gianni

Venice, Italy

A

Andrei

United States

DK

Danny Kelly

United States

JC

juli camrud

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Brigitte a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • JulCam    Mar 15, 2016

    Bonjour Briggite, est ce que ca va bien? On a pas recu de nouvelle recement

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  • Alice Brower    Dec 12, 2015

    Dear all, we would like to apologize for the unusual delay in disbursing this loan. The reason for the delay is that our banking partner in Burkina Faso has changed its procedure for transferring funds to Zidisha members. We're communicating daily with the bank in an effort to expedite the disbursement of this loan under the new procedure.
    Best wishes,
    Alice
    Francophone Liaison

    Chers membres, veuillez excuser le délai dans le décaissement de ce prêt. La raison en est que notre banque partenaire au Burkina Faso a changé sa procédure pour le transfert des fonds aux membres de Zidisha. Nous sommes en contact quotidien avec la banque afin qu'ils décaissent les fonds le plus vite possible.
    Bonne journée,
    Alice
    Francophone Liaison

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  • Brigitte    Nov 25, 2015

    Hello! Dear lenders __ Thanks! really for your support, which will enable me to enhance my business.

    Translated by Google     Show original

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  • Brigitte    Oct 29, 2015

    Dear prêteurs__je wanted to say thank you for your support

    Translated by Google     Show original

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  • Noemi    Jun 18, 2014

    Bonjour Brigitte,
    avez-vous des soucis à repayer votre prêt? Comment vont les choses et votre boutique?
    ---
    have you trouble in repaying your loan? How are things going and how is you business?

    best wishes,
    Noemi

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    • Brigitte    Mar 24, 2016

      Hello! Noemi, __ Glad to see you, to see that you care about my business .__ I must say that no, I have no worries to repay my loan. Only with the conditions of your partner that change that is confusing. For wanting to enliven my newly opened account at Ecobank, pr me my payment late February, I went to pay 30,000 FCFA Ecobank in my account, not in the Zidisha because for me, as it is in this account Zidisha to available credit my request, I told myself that this is the bottom as I had to pay my remboursments, quite that Ecobank removes low to repay to Zidisha, is what you understand me? if not I just send the same mail my receipt of payment for the month of February and March 30 I would still pay. Otherwise I do not For troubleshooting to repay my loan and even if it does, I"ll try to change my payment schedule. therefore Zidisha informs us well and works especially well with his partner that it is not we who subissont lender consequences (alerted my family for anything, do not put my profile to date of payment ... that reduce our chance loan obtaining.

      Translated by Google     Show original

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  • mewesten    Nov 16, 2013

    Bonjour Brigitte Bicaba,
    Je suis heureux que vous avez les fonds nécessaires pour remettre votre prêt de 11 mois jusqu'à 3 mois. Il est plus impressionnant étant donné que vous venez de recevoir le décaissement des fonds il ya deux jours, et votre premier versement est un mois ..

    Vous tenez évidemment prêts juste assez longtemps pour se qualifier pour la prochaine grande taille du prêt.
    Cela ne me donne pas confiance en votre honnêteté ou votre capacité de planifier ce que vous avez réellement besoin.

    En tout cas, il ya d'autres emprunteurs qui ont besoin d'un prêt Zidisha plus que vous.
    ==============
    Hello Brigitte Bicaba,
    I am glad that you have the funds to reschedule your loan from 11 months down to 3 months. It is more impressive given that you just received the funds disbursement two days ago, and your first payment is a month away..

    You obviously are holding loans only long enough to qualify for the next larger loan size.
    This does not give me confidence in your honesty or your ability to plan what you actually require.

    In any case, there are other borrowers who need a Zidisha loan more than you do.

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  • Brigitte    Nov 15, 2013

    Mon nouveau prêt augmentera la rentabilité de mon projet et je pourrai faire le paiement en quatre mois. Avec l'installation d'un point de vente devant ma cour je pourrai payer 26 273 FCFA par mois comme échéancier de mon prêt. L’ancien prêt a augmentée ma capacité de vente et je suis convaincu que le nouveau prêt le fera également.

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  • mewesten    Sep 20, 2013

    Dear Brigitte Bicaba,
    Thank you for another Zidisha loan payment.
    I hope that has helped to improve your business.
    Best wishes to you always.
    Marvin

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