Name
Shadrack
Member since
September 2013
On-time repayments
349 installments • 68%
MY STORY
My name is Shadrack, reside in Rongai, Nakuru. I am married with two children. Currently I am employed as a civil servant in Nakuru County.
Despite being employed, I noticed that I could not meet all my rising needs thus I decided to engage in Dairy farming and more so though difficult I bought 2 plots. My main target is to start building rental rooms and I have started by buying materials i.e. stones worth US 1,041 from my savings. God willing I intend to start this work before the end of this year, of which after completing I am sure to reap good money.
As indicated in my story, I engage in dairy farming which earns me some income which caters for some needs and bills e.g water and electricity. I also do some farming for my home consumption.
My anticipated rental rooms which are on a prime area i.e. Nakuru-Eldoret high way will give me enough income to cater for my children’s' school fees and to expand this business by buying other plots for the same.
To rent one room costs Ksh. US.23 x 10 rooms = 230 per month for 1 plot. Therefore If I finish the two plots building it will earn me US. 463 per month. Of course this is good money even to repay my loan and have extras.
The challenge to this project is now the money to buy cement and for the mason.
Before I finish these rooms I will use my salary to repay my loan.
Already I have bought nearly all the materials required for my rooms. I would have started it but I need to build the toilets first as this is a first priority. I have budgeted it to use close to USD 906.2 for the quality toilets and the bathrooms (8 in number). I will therefore start with the loan you will give me as I top up with my August salary and the savings I have. The completion of this project will open my way in proceeding with the construction of the room. I have already bought the plan and I hope all will be well before the end of this year.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$267.00
Date disbursed
Aug 19, 2015
Repayment status
On Time
Projected term
13 months
Other loans
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Amount repaid
$279.01
Amount remaining
$0.00
Date repaid
Aug 29, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Aug 30, 2015 | $5.00 | Aug 31, 2015 | $5.00 |
Sep 6, 2015 | $5.00 | Sep 5, 2015 | $5.00 |
Sep 13, 2015 | $5.00 | Sep 14, 2015 | $5.00 |
Sep 20, 2015 | $5.00 | Sep 14, 2015 | $5.00 |
Sep 27, 2015 | $5.00 | Oct 1, 2015 | $5.00 |
Oct 4, 2015 | $5.00 | Oct 1, 2015 | $1.00 |
Oct 6, 2015 | $4.00 | ||
Oct 11, 2015 | $5.00 | Oct 11, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Oct 22, 2015 | $5.00 |
Oct 25, 2015 | $5.00 | Oct 22, 2015 | $5.00 |
Nov 1, 2015 | $5.00 | Nov 13, 2015 | $5.00 |
Nov 8, 2015 | $5.00 | Nov 13, 2015 | $5.00 |
Nov 15, 2015 | $5.00 | Nov 21, 2015 | $5.00 |
Nov 22, 2015 | $5.00 | Nov 21, 2015 | $3.00 |
Dec 5, 2015 | $2.00 | ||
Nov 29, 2015 | $5.00 | Dec 5, 2015 | $5.00 |
Dec 6, 2015 | $5.00 | Dec 5, 2015 | $5.00 |
Dec 13, 2015 | $5.00 | Dec 5, 2015 | $5.00 |
Dec 20, 2015 | $5.00 | Dec 5, 2015 | $3.00 |
Dec 17, 2015 | $2.00 | ||
Dec 27, 2015 | $5.00 | Dec 17, 2015 | $5.00 |
Jan 3, 2016 | $5.00 | Dec 17, 2015 | $3.00 |
Dec 24, 2015 | $2.00 | ||
Jan 10, 2016 | $5.00 | Dec 24, 2015 | $5.00 |
Jan 17, 2016 | $5.00 | Dec 24, 2015 | $3.00 |
Jan 9, 2016 | $2.00 | ||
Jan 24, 2016 | $5.00 | Jan 9, 2016 | $3.00 |
Jan 15, 2016 | $2.00 | ||
Jan 31, 2016 | $5.00 | Jan 15, 2016 | $3.00 |
Feb 1, 2016 | $2.00 | ||
Feb 7, 2016 | $5.00 | Feb 1, 2016 | $5.00 |
Feb 14, 2016 | $5.00 | Feb 1, 2016 | $5.00 |
Feb 21, 2016 | $5.00 | Feb 1, 2016 | $3.00 |
Feb 16, 2016 | $2.00 | ||
Feb 28, 2016 | $5.00 | Feb 16, 2016 | $5.00 |
Mar 6, 2016 | $5.00 | Feb 16, 2016 | $3.00 |
Mar 6, 2016 | $2.00 | ||
Mar 13, 2016 | $5.00 | Mar 6, 2016 | $5.00 |
Mar 20, 2016 | $5.00 | Mar 6, 2016 | $3.00 |
Mar 23, 2016 | $2.00 | ||
Mar 27, 2016 | $5.00 | Mar 23, 2016 | $5.00 |
Apr 3, 2016 | $5.00 | Mar 23, 2016 | $3.00 |
Apr 8, 2016 | $2.00 | ||
Apr 10, 2016 | $5.00 | Apr 8, 2016 | $5.00 |
Apr 17, 2016 | $5.00 | Apr 8, 2016 | $3.00 |
Apr 18, 2016 | $2.00 | ||
Apr 24, 2016 | $5.00 | Apr 18, 2016 | $3.00 |
Apr 29, 2016 | $2.00 | ||
May 1, 2016 | $5.00 | Apr 29, 2016 | $3.00 |
May 6, 2016 | $2.00 | ||
May 8, 2016 | $5.00 | May 6, 2016 | $3.00 |
May 10, 2016 | $2.00 | ||
May 15, 2016 | $5.00 | May 10, 2016 | $4.00 |
May 20, 2016 | $1.00 | ||
May 22, 2016 | $5.00 | May 20, 2016 | $4.00 |
Jun 3, 2016 | $1.00 | ||
May 29, 2016 | $5.00 | Jun 3, 2016 | $2.00 |
Jun 14, 2016 | $3.00 | ||
Jun 5, 2016 | $5.00 | Jun 14, 2016 | $5.00 |
Jun 12, 2016 | $5.00 | Jun 14, 2016 | $2.00 |
Jun 25, 2016 | $3.00 | ||
Jun 19, 2016 | $5.00 | Jun 25, 2016 | $2.00 |
Jul 3, 2016 | $3.00 | ||
Jun 26, 2016 | $5.00 | Jul 3, 2016 | $5.00 |
Jul 3, 2016 | $5.00 | Jul 3, 2016 | $2.00 |
Jul 25, 2016 | $3.00 | ||
Jul 10, 2016 | $5.00 | Jul 25, 2016 | $5.00 |
Jul 17, 2016 | $5.00 | Jul 25, 2016 | $2.00 |
Jul 30, 2016 | $3.00 | ||
Jul 24, 2016 | $5.00 | Jul 30, 2016 | $2.00 |
Aug 9, 2016 | $3.00 | ||
Jul 31, 2016 | $5.00 | Aug 9, 2016 | $5.00 |
Aug 7, 2016 | $5.00 | Aug 9, 2016 | $2.00 |
Aug 20, 2016 | $3.00 | ||
Aug 14, 2016 | $5.00 | Aug 20, 2016 | $5.00 |
Aug 21, 2016 | $5.00 | Aug 20, 2016 | $5.00 |
Aug 28, 2016 | $5.00 | Aug 20, 2016 | $5.00 |
Sep 4, 2016 | $5.00 | Aug 20, 2016 | $2.00 |
Aug 29, 2016 | $3.00 | ||
Sep 11, 2016 | $5.00 | Aug 29, 2016 | $5.00 |
Sep 18, 2016 | $4.01 | Aug 29, 2016 | $4.01 |
Sep 25, 2016 | $0.00 |
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