Repair my fish pond

Billy

Nyeri, Kenya

100% repaid

Entrepreneur

Name

Billy

Member since

January 2014

On-time repayments

43 installments  •  56%

About Me

I am Kenyan male youth age 25 from Nyeri county married with 2 kids,from a family of 7,mother, father two brothers and two sisters.Am a self driven person with high personality,educated to the university level specialized in online research writing.My achievements depends on my commitment,dedication and honesty.I believe on the principal of everything is possible through meaningful involvement and settings smart objectives and follow them one by one.I get involve in positive linkages for a common goal and united for a team spirit. I live in Nairobi but the farm I put up my project is the family home, where my parents live. I have always been dreaming of being a great professional farmer and recently took an initiative in farming. I have been involved with quails farming and it was of great success before I was keeping broiler chickens. I had 400 quails of which I was selling eggs and also incubating as I have an incubator that I bought from my earning from the writing. The money I earned from the quail farming I re-invested in chicken kruilor type from Uganda. Now wanted to add my income by planting cabbages and spinach in large scale and I believe it will be another great success. The home farm is on an 1/2 an acre and wanted to do commercial farming by planting 20,000 plants. On the farm we have a non seasonal river that I will use to water the crops. Some years before I had planted 1000 cabbages luckily it was a season when the demand was high but low supply. I was able to sell each cabbage at 40 bob and was able to earn 40,000 but due to an avoidable circumstances I went back to Uganda and I had to hold on the project. Now with the past and recent success I have decided to take the farming to another level. Because the market is ready with zidisha loan i believe i will move the mountains within months.so help me to live this dream.by supporting me with your loan. Thank you zidisha.

My Business

As I have mentioned before. My achievements depends on my commitment,dedication and honesty.I believe on the principal of everything is possible through meaningful involvement and settings smart objectives and follow them one by one.I get involve in positive linkages for a common goal and united for a team spirit. I live in Nairobi but the farm I put up my project is the family home, where my parents live. I have always been dreaming of being a great professional farmer and recently took an initiative in farming. I have been involved with quails farming and it was of great success before I was keeping broiler chickens. I had 400 quails of which I was selling eggs and also incubating as I have an incubator that I bought from my earning from the writing. The money I earned from the quail farming I re-invested in chicken kruilor type from Uganda. Now wanted to add my income by planting cabbages and spinach in large scale and I believe it will be another great success. The home farm is on an 1/2 an acre and wanted to do commercial farming by planting 20,000 plants. On the farm we have a non seasonal river that I will use to water the crops. Some years before I had planted 1000 cabbages luckily it was a season when the demand was high but low supply. I was able to sell each cabbage at 40 bob and was able to earn 40,000 but due to an avoidable circumstances I went back to Uganda and I had to hold on the project. Now with the past and recent success I have decided to take the farming to another level. Because the market is ready with zidisha loan i believe i will move the mountains within months.so help me to live this dream.by supporting me with your loan. Thank you zidisha.

Loan Proposal

Hello zidisha team for being there for me. My fish pond has some cracks and licking out water so we wanted to do some renovation on the pond and this loan will be of great help to me as I will be able to buy water proof cement and cement.

Feedback

6

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$48.00

Date disbursed

Dec 9, 2014

Repayment status

On Time

Projected term

8 weeks

Lenders

D

Dadiolafs

Vestmannaeyjar, Iceland

N

Nicole

Pittsburgh, United States

P

Prometheus

Duisburg, Germany

T

Templerd

United States

Ask Billy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Billy    Feb 16, 2015

    Thank you very much lenders for having faith in me even still my repayment is so low. Now I have embanked on raising my repayment rate to 100%. I will be paying my loan on time with no excuse as my plan for this year is big and hope we can join hands and make this happen

    Log in to reply • Share
  • Billy    Feb 2, 2015

    I have been trying much to recover on a small issue I had now I believe I will be able to make my payment with ease I would want to reduce this to 1000ksh per week it has been a hectic month for me although I had promise to make the payment this week I was unable that is why I have come to apologize and to update my lenders

    Log in to reply • Share
  • Isiah    Jan 19, 2015

    Hello Mr. Billy Mwangi promised to clear the loan soon, however, he is concerned why his credit limit has never increased ever since despite sometimes maintaining a high payment rate.
    Thanx

    Log in to reply • Share
  • jan73    Dec 25, 2014

    Good wishes for health, joy, and prosperity to you and your family in 2015!

    Log in to reply • Share
  • Billy    Dec 8, 2014

    Thank you zidisha team for being there for me and I really appreciate it for coming through for me even though I had some hurdles I was able to repay back the loan

    Log in to reply • Share
  • Billy    Sep 25, 2014

    Hello sorry for the delay payment on the last installment I will pay the rest of the owned amount tomorrow all of it. I had to buy some stocks and thought I will have made the payment yesterday but bare with me and I promise to make the payment tomorrow. I will try my level best this not to happen again in the future Best Regards

    Log in to reply • Share
  • Billy    Sep 5, 2014

    Thank you zidisha team for the loan my daughter really wonderful time she did learn a lot. She has never been to the coast and she found the beach and the coral reefs more interesting and I hope come the December holiday we will go there as a Family

    Log in to reply • Share
  • Billy    Sep 3, 2014

    Hello I had a minor road accident on my way back from our farm home broke a leg. Still on Clutch but feeling much okay and also this was a back to school week I had to pay school fees for my daughter I have made the payment of 1500 and will make the next payment of 1500 on Friday or Monday again I apologize for inconvenienced caused

    Log in to reply • Share
  • jan73    Aug 31, 2014

    Billy,

    Has your daughter completed her school trip yet? Please let us know what she found to be the most interesting part.

    Thanks!
    Jan

    Log in to reply • Share
    • Billy    Sep 5, 2014

      Thank you Jan73 she had a really wonderful time she did learn a lot. She has never been to the coast and she found the beach and the coral reefs more interesting and I hope come the December holiday we will go there as a Family

      Log in to reply • Share
  • Billy    Jul 8, 2014

    Am not sure what happened maybe system delays or something because I made a payment of 700ksh two days ago but seems it is not reflecting on my repayment but showing that am late with the payment where I over paid with around 300ksh and this has really made also my on time repayment rate to reduce but I believe it will be fixed soon and also looking forward to increase my payment to 1000ksh weekly

    Log in to reply • Share
  • Billy    Jun 29, 2014

    Thank you very much apology accepted. My aim is to make all my repayments with no delays as I have seen the impact the loan is making in my life and family and also other beneficiaries and I understand my repayments will also help another individual

    Log in to reply • Share
  • jan73    Jun 29, 2014

    Billy, thank you for replying with such grace and please accept my most sincere apologies. I did not realize the posted comments were for previous loans, for which you did make the repayments, and I now realize my error in confusion, and will delete my incorrect post, so that it will not in any way negatively impact your reputation. I am so sorry for the upset my post must have caused you. This error has taught me to take more care in understanding the platform process before I post. I wish you all the best as I now see that you have been progressing well with multiple loans to benefit your family.

    Log in to reply • Share
  • Billy    Jun 29, 2014

    Hello Jan73 I have no past due loan amount that I have not made and all the payment that I did not made and promise to pay on my last loan was paid as promised. I paid all my loan and took another loan of which my first payment of the loan is due on July 04.

    Log in to reply • Share
  • jan73    Jun 29, 2014

    It is concerning that there seem to be many reasons given for delays in repayment, and promises given that repayments would be made, and still none have been posted.

    Log in to reply • Share
  • Isiah    Jun 9, 2014

    Hello today (9th June) i talked to Billy and he promised to make the last installment by 12th June. He said the business is okay with him and he just miscalculated the days.
    Thanx Isiah.

    Log in to reply • Share
  • Billy    May 8, 2014

    I had travel outside Kenya to Uganda on a small business education trip. I had gone to learn more about some local chicken kruilor type that are slowly becoming a big market in Kenya of which I have few of them. I wanted to know more as I would wish to be in the business in a very big way very soon as they are few producers of the same in Kenya and the demand is high so am so sorry about the delay and for that am increasing my payment to 1000 ksh a week

    Log in to reply • Share
  • Billy    Apr 13, 2014

    Am looking forward to clear my loan as soon as possible my business has picked up as it is the hot season for writing that means more income and so far my farm is doing great thanks to zidisha and would wish to see more people have a successful story from zidisha. Zidisha has really transform my life and looking forward to advance more with the zidisha loan

    Log in to reply • Share
  • Billy    Mar 15, 2014

    The business where I get my money did not pa this week I just receive the message now as I was waiting so that I can pay but I will make sure it is paid in the cause of the week. I need to climb up and be able to acquire more amount. The money I had I did buy fertilizer and looking forward for a good harvest

    Log in to reply • Share
  • Billy    Feb 19, 2014

    I sincerely apologize for the late payment of the last week but promise to make the payment by the end of tomorrow as I had a delay of getting paid

    Log in to reply • Share
  • Billy    Feb 7, 2014

    Am changing because I have only the account pay bill but no business number to be able to pay via mpesa. I wanted to make the payment right now but I did send a message to be given the mpesa business number so that I can be able to make the payment but I have not receive the email. Once I have the number I will be able to make the payment right away

    Log in to reply • Share
    • Eric    Feb 7, 2014

      Pay bill number 600201 and account number still 600201,amount,pin then send

      Log in to reply • Share


Loading...

Loading...

Loading...