Revamp my grocery store to help me pay my university fee

Entrepreneur

About Me

I am a 20 year old born again christian lady.I am a student at the University of Nairobi per-suing Bachelor of Commerce.I am hardworking,ambitious and down to earth.I am the third born in a family of 9,I have 5 siblings who are still in school.My dad is a peasant farmer and my mother a housewife.We struggle a lot to meet our needs especially school fees for my siblings and my university education.My elder brother cleared college and is yet to secure a source of income.We have often held fundraisers at home so as to raise our money.I have been wishing to get a source of income so that I assist my family.

My Business

I stay at Roysambu along Thika Road.Outside our apartment,I run a grocery shop.I sell fruits and vegetables to the nearby fellow tenants.I have ran this business for the past 3 months.I sell sukuma wiki and cabbage which moves so fast especially lunch time and supper.I also sell few fruits since I dont have enough capital.I use a temporary shelter made of of polythene bags as my shop.The business has been running smoothly despite the challenges I get.I have been able to meet money for my daily use.
I collect my vegetables from Muthurwa market which is 1.2USD transport from my shop.I usually buy vegetables worth KSH 600 or 7USD per day and make around 2USD profit and in a week I make KSH 1000 OR 15USD a week.
I usually hire someone to work for me on a temporary basis when I am in school.I pay her ksh 50 or 0.6 USD a day.I look forward to getting more capital so that I can hire someone permanently.
challenges I get is capital that is inadequate and not having someone to work for me.The shelter I use gives me problems often since it is affected by adverse weather conditions such as heavy rains and scorching sun.
People prefer my vegetables since I get very fresh ones from the market,I am so keen on hygiene and I give them competitive rates to ward off competition

Loan Proposal

I am appealing to my lenders to support me raise this money.I will spend it as follows: As i said earlier I use a semi-permanent structure that is affected by adverse weathers, I will give it a facelift.I will use KSH 4000 or 45USD to rebuilt it.I will buy new iron sheets and rebuilt the roof and the walls so that my goods remain fresh and safe.I will spend KH2000 or USD23to hire someone trustworthy to work for me.This will ensure the shop does not get closed anytime.I will hire someone needy or one of my siblings who are jobless so that i help create a job for them.I will use the remaining ksh 6000 or usd 70 to get more stock.I will stock more fresh and varied vegetables.I wil also buy a variety of fruits including apples,oranges and bananas that do not run out of stock from my grocery.I will keep ksh 1000 or 11USD for miscellaneous and any other emerging requirement.
that is how I will spend the money you will lend me.God bless you,I undertake to repay all the loan in time.Thank you for making my dream come true.

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