Name
Helena
Member since
April 2016
On-time repayments
112 installments • 10%
My name is Helena Afrakoma Atuahene I come from Kumasi Ahinsan in Ghana i leave at Ahinsan Estate i am 30 years of age i completed JHS at God is shepherd School i completed in the year 2000 and i completed my senior high school in the year 2004. My mother's name is Atuahene Agnes and my father's name is Akwasi Atuahene. I have 4 siblings. I am married with two kids. The food i like best is rice and Vegitables stew and Banku with Tilapia stew . The game i like best is watching football. I overcame my hardship when a friend of mine introduced me to selling business. I am selling Rice,Flour,Sugar, Nido, Tins of milks, bread ingredient, Margarine, cooking oil, Tom brown etc. The uniqueness about where i leave is the place is very quiet, neat the culture in our land is we all speak the same language and also we all eat the same food. I want my children to become Business men and also lawyer's. My hobbies is to play volley Ball and watching athletic games.
I am selling rice, flour, cooking oil, sugar, margarine etc. My goods some are special in demand because every human being eat my products. These goods are available in my shop. It is not costly but it is affordable to buy it. My people like to buy flour for preparation of bread, meat pie, biscuit etc., for home consumption. Some people buy it for naming ceremony, outdooring ceremony, wedding ceremony, funeral ceremony. The goods are in high demand because of it quality, affordable and it numerous uses. I have different types of flour. I mean all types of flour you want, you will get it from my small shop for example, Bread Flour, Cake Flour, Pastry Flour, Whole-Wheat Flour, Oat Flour. I chose this business because in my locality people buy flour, rice, onion, pepper every day for consumption. Only a few people are selling quality flour in my locality. And you will see most of the people eating food made from flour especially bread. Because I don’t have more money to take more goods, my cost and revenue is small. I used the same profit to pay my children school fees, investment and food.
LOAN PROPOSAL.
I need a loan of $140 to buy rice, flour, cooking oil, sugar, margarine etc. I am going to earn more than I used to earn since I would be able to serve all the customers that troop to my shop to get their things to buy. There would be a sure increment of about 25% of my profit; at least $50 per day.
When the loan is given to me I will use the money to buy one bag of rice which will cost $40. I will also use the money to buy two bags of flour which will cost $50. I will buy cooking oil, Margarine, sugar, fish, pepper, onion and whole ingredients which will cost $50. The benefit i will get from the loan is that it will increase my profit and capital respectively. I want my profit to increase to Ghc1000. I believe my dear lenders will help me raise this loan and will support my business. I will pay the loan back according to the repayment scheduled.
One bag of rice is $40, 0ne bag of flour is $50, the margarine will cost $20, cooking oil will cost $10, the sugar will cost $10, the whole ingredients will cost $10.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$136.00
Date disbursed
Nov 21, 2016
Repayment status
Late
Projected term
24 months
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