Rice and gallons of oil for my retail shop

Entrepreneur

About Me

I am 32 years of age, born in Half Assini in the Western Region of Ghana to Mr Buah and madam, Janet Azane. My father was a transporter and my mother a petty trader.
I am the first born of my parent, therefore helped a lot in my mother's trade and schooling at the same time. It was my parent dream for me to go higher in the education ladder but due to lack of finance as a result of my father's lost of job I couldn't reach the level I wished for myself.
In order to assist my parent in raising money for the family up keeping and paying for my siblings school fees I had to assist fully in my mother's trade.
I completed poly Technic with Higher National Diploma in Accountancy, did my national service but getting job became difficult so and started my own business with the money I earned from from the service allowance.
I started with selling of bags of rice and later added gallons of oil, milo, milk and other items. I want to expand my business but my fund is limited so I need assistance from zidisha loan which has no interest rate.

My Business

my business involves selling of bags of rice, litres of oil, milo, milk and other food items. I am able to sell a good quality and affordable food items to my customers who are retail buyers and and households.
The income generated from my business is now additional source of fund for the family.
I intend expanding my business where I can also sell in whole sale price that's the more reason I need money from zidisha loan with no interest rate.
I hope zidisha team will approve and disburse the loan to assist me continue with my business and expand as well

Loan Proposal

A bag of rice cost US$ 34 which means am going to buy four bags of rice and buy one big galoon of oil which cost US$42.

Am going to sell mine on credit and at a lesser price which others are not doing so it means I will get more customers than others.

I will sell the rice for US$ 37.5 which means I will get US$3.5 on each bag of rice and the galoon of oil for US$46 and I will get a profit of US$ 4.

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