Salon items

Christabel Ngumbu

Olkalou, Kenya

12% paid forward



Christabel Ngumbu

Member since

March 2017

On-time repayments

140 installments  •  85%

About Me

My name is Christabel Ngumbu, born and raised in Nyeri and a firstborn in a family of four. I’m a married woman and a mother to a baby boy. I reside in Ol kalou a sub county of Nyandarua county. I went to Ol jororok Primary later joined Nyahururu Girls High. After High School, I enrolled for CPA course where i attended evening classes and hustled during the day to make ends meet. I was lucky to get employment 2 years after college but the salary can’t cater for all of my family’s needs so I ventured into second hand clothes early last year and added other goods that are on demand on day to day life. I enjoy going for Safaris now that my son is still young.

My Business

I started my business in February 2016 selling second hand clothes later added sandal , various plastics bags etc ( called mali mali). These kind of goods are affordable to low income earners because they fit in the budget.
I chose this kind of business because the goods I offer are a must in most people’s daily lives and are affordable.
My typical costs includes paying county council, and rent. I have been using my profits to pay school fees for my siblings and improving my house

Project Proposal

I would love to add to two hair blow drier each costing 3500, that will make the total cost of 7000.this will help as the existing ones keeps breaking down.
Also add another hair drier at a cost of 11,000 to serve customer better as they will be two now.





Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Sep 5, 2022

Cost to entrepreneur

Service fee: $7.47

Pay It Forward contribution: $22.42


John Kariuki

Naivasha, Kenya

Laban Msagha

Mombasa, Kenya

Josphat Nduku

Thika, Kenya

Wilfred Cheruiyot

Chepkosom, Kenya

Loice Gichuki

Machakos, Kenya


David Dick

Nairobi, Kenya

Precious J Aladum

Port Harcourt, Nigeria

Helen Giles

United States

Samuel Tetteh

Accra, Ghana

Ask Christabel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.