Entrepreneur
Name
Job
Member since
November 2014
On-time repayments
31 installments • 0%
About Me
I AM A KENYAN AGED 33 YEARS, MARRIED WITH 3 KIDS. I AM TRAINED AS A COMPUTER ENGINEER FROM THE TECHNICAL UNIVERSITY OF MOMBASA WHERE I GRADUATED IN THE YEAR 2006.
I WAS EMPLOYED AS A COMPUTER TEACHER IN A PRIVATE COLLEGE FOR A PERIOD OF 3 YEARS 2007-2010, I LEFT EMPLOYMENT TO START MY OWN BUSINESS IN MOMBASA TOWN IN A SHOP WHICH I WAS SUBLET BY A FRIEND IN HIS LAUNDRY SHOP, I OFFERED COMPUTER REPAIR SERVICES, PHOTOCOPY AND GRAPHIC DESIGNING SERVICES.
IN THE YEAR 2013 I REALIZED THERE WAS GROWING DEMAND FOR MY SERVICES, SO I MOVED TO A BIGGER SHOP JUST WITHIN THE SAME BUILDING WHERE I OFFER COMPUTER TRAINING, PRINTING SERVICES, WEB HOSTING AND KENYA PORTS AUTHORITY SUPPLIERS SAP SUPPORT SERVICES.
I RUN THE BUSINESS WITH MY WIFE WHO IS A DIPLOMA HOLDER IN COMPUTER STUDIES FROM THE TECHNICAL UNIVERSITY OF MOMBASA
MY FIRSTBORN SON VICTOR MOKUA IS IN STANDARD ONE, HE SAYS WHEN HE GROWS UP HE WANTS TO BE A PILOT.
MY SECOND BORN FAITH MOKUA IS IN KINDERGARTEN 3 SHE WANTS TO BE A NURSE WHEN SHE GROWS UP.
MY THIRD BORN JOY JOAN MOKUA IS 7 MONTHS OLD, BUT HER SISTER FAITH SAYS SHE WANTS HER TO BECOME A DOCTOR WHEN SHE GROWS UP
MY BEST HOBBY IS VISITING NYUMBA YA WAZEE MAKANDE WHERE I MEET AND SHARE THE WORD OF GOD WITH MEN WHO THOROUGH PARAPLEGIC THEY HAVE HOPE WITHIN THEIR HEARTS
My Business
MY BUSINESS EARNS ME $340/= IN A MONTH,
BUT I HAVE COME TO REALIZE THAT MOST OF MY CUSTOMERS AND NEIGHBORS WALK DOWN STAIRS LOOKING FOR SERVICES LIKE COLD WATER, SOFT DRINK, SNACKS AND BITES A PRODUCT WHICH I FEEL IF I COULD START OFFERING BECAUSE IT REQUIRES LESS LABOUR AND TIME I CAN GET AN EXTRA INCOME AND EVEN GROW TO A BIGGER FOOD AND SNACKS SHOP, BECAUSE IN OUR BUILDING THERE IS NONE OFFERING SUCH A SERVICE. THE BUILDING HOST SEVERAL DOCKWORKERS MEETINGS MONTHLY BUT THEY GO FOR SUPPLY OF THIS SERVICE FROM OUTSIDE.
I LOOK FORWARD TO GETTING A LOAN OF $450 TO ENABLE ME PURCHASE A REFRIGERATOR TO ENABLE ME START OFFERING THIS SERVICE.
MY BUSINESS COSTS PER MONTH ARE $95 RENT, TRANSPORT $30 AND $ 170 PER YEAR FOR BUSINESS LICENSES
FROM THE PROFITS I GIVE$3.4FOR TITHES AND $3.4 FOR OFFERINGS I SPEND $30 SCHOOL FEES $ 80 ON FOOD AND $ 20 ON CLOTHING
Loan Proposal
IF I GET THE LOAN I WILL PURCHASE 3CARTONS BOTTLED WATER $5 AND AN ICE BOX $14 ICE CUBES $2, I CRATE SODA $10.
THE PROJECT WILL ENABLE ME RAISE $5 DOLLARS FROM BOTTLED WATER AND $3 FROM SODA.
IN A WEEK I PROJECT TO SELL 2 CARTONS WATER AND 2 CRATES SODA THUS MAKING $16 IN A WEEK WHICH GIVES ME $64 IN A MONTH.
WITH TIME AS THE BUSINESS GROWS I PLAN TO START OFFERING FRESH FRUIT JUICE SERVING LUNCH IN ONE OF THE ROOMS WITHIN THE BUILDING
THIS WILL ENABLE ME HIRE MORE STAFF TO ENABLE MANAGE THE BUSINESS THUS CREATING EMPLOYMENT.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$50.00
Date disbursed
Dec 30, 2014
Repayment status
Late
Projected term
7 months
Lenders
Halifax, United Kingdom
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