Scholarship two

Stephen

Timau, Kenya

53% repaid

Entrepreneur

Name

Stephen

Member since

February 2015

On-time repayments

147 installments  •  52%

About Me

I was an orphan and grew in hardship life. My family members composed from my father, my mother, and my brother died in 21 years war in South Sudan. I am the last born in the family of four children, my two sibling a boy and a girl died in their infant ages. My elder brother who was the first born helped me before he died in eduction. But after his death I struggled in my own until I manage to have my FORM FOUR CERTIFICATE. In the course of this strife I became a Christian and I was born again. My Christianity life led me to be a preacher and served the Lord since my converting to Christianity. I was converted in 1975 and in 1980 I became officially preacher up-to-date. But because of the war I find myself lonely without relatives and feel insecurity. Thus, I hit the road run nowhere and I found my self a refugee in Northern Kenya particularly in Loitotok or Lokichokio in Kakuma camp. I came to Nairobi seeking education and landed in theological college where I earned Diploma, Degree, and certificates related to theology in leadership and counseling. Moreover I find some peace in my life because the church I joined helped to exercise my preaching for the Lord's work. God also has given me more graceful life by having a wife from Kenya from Meru District. Thus, I would like my children to be well decent in their life as we are working very hard to improve our lives. The best thing I like most in luxury time is reading books, watching decent movies. I hope, I believe as my faith directed me to live a Godly life with my family and community

My Business

My work connected to my wife's professional. She is a professional tailor. But my professional work are marketing all kind of commodities that I developed during my early education struggle. The other professionalism that I currently practice is theology and an experienced teacher in English, and Arabic language. Thus, our business today after married depend on one place practice because of my wife's machine. Currently we have a machine boosted by consumable items. This business serving the demand of the common person in their daily bases needs. We used to practice this businesses for the last four year in South Sudan with my wife. I was working National Legislative Assembly of South Sudan and my wife runs the business in the day time while Am at work and at evening I came to help until we closed to go home. The Equity of South Sudan has the upper hand by giving us some loan to open the business. Therefore, here in Kenya we are doing the same with the little capital we came with from South Sudan and we manage to run this small business in order to meet the need of our children's education, paying the rent, improving our home status, covering health matter, supporting our church, any necessary contribution and most reinvesting more much generating income.

Loan Proposal

In my first loan I boosted my family business with it that stabilized our business very well. Also when my wife joined we were able to expands the business which we combined tailoring and some consumable items. My wife working in tailoring and I assisted her in selling the other things in shop. Therefore; in my second loan I thought to join one of the Kenyan Universities and I joined Kenya Methodist University early this year as first year student in a faculty of theology. The second loan helped me to start the study in the mentioned university and now am about to complete the first year period. Thus; I am posting this loan also to meet my financial obligation to sustain my studies as followings:

1. School fee US$ 150
2. Transport US$ 012
3. Exam fee US$ 020
4. Miscellaneous US$ 020
Total US$ 202
I hope your generous support is a step towards my status development.
Thanks in advance for your generous support to my obligation needs.

Stephen Doang Nyoat
Scholarship Two

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$233.00

Date disbursed

Oct 21, 2015

Repayment status

Late

Projected term

28 months

Lenders

PG

Paul Graham

United States

Ask Stephen a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Stephen    May 2, 2016

    Hi there! I am so grateful to be one of your zidisha member. Since I received the last loan, it was very helpful to my study. Thus; am about to finish my course of the study, which I hope it will be helpful to my career in life. God blessed you so much as you continue to help others to improve their lives.

    Stephen Doang Nyoat
    Scholarship Two

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  • Stephen    Jan 19, 2016

    Hi there! I am very thankful for your generous support to my application. I was able to continue attending my study program in KeMu and hope to have a brighter future.
    God blessed you for you support.
    Stephen Nyoat
    Scholarship Two

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  • Stephen    Nov 7, 2015

    The month of December, January are most spending time of expenses e.g Christmas expenses such as buy new clothes for the family traveling visiting grandparents and returning to school for the kids have also more expenses as new uniform school fee and new text books. Therefore; I suggested the mentioned amount will be comfortable for the current repayment until we can see how we will be recovered and increase the repayment in order to keep in time schedule.

    Thanks in advance
    Scholarship Two
    Stephen Nyoat

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  • Stephen    Oct 21, 2015

    Hi lenders!
    I am so much grateful by responding to my application request. I have just received my loan amount right now. I will make sure what am intended to do with, will updated to you from time to time.
    God blessed you
    Stephen Nyoat
    Scholarship 2

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  • Stephen    Oct 20, 2015

    Thank you very much lenders for funding my loan. I want to use this loan for payment of my studies fee in the University which I joined recently. I believed that it will helps me to continue in my studies.
    Thanks you very much.

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  • Stephen    Oct 6, 2015

    I have just finished the second loan repayment successfully. I was so delighted with you positive response to continue receiving your support. The first loan I stocked my shop to support my wife's tailoring work. we bought some materials and other items that concerns the tailoring activities. We have increased our income from 10% to 20% and that recycled in expanding to buy other consumable items for our shop. Thus; later my wife was able to join also and have received her first loan and I received my second loan. In my second loan I decided to join further studies with it in one of Kenyan University particularly KeMu and about to complete my first year now. Therefore; Zidisha's help made progress to upgrade my theological knowledge in order to serve the nation with a better knowledge.

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  • Stephen    Sep 30, 2015

    Hi lenders! It is so great by your help I manage to continue with my plan. This loan I received and I spent it in my scholarship studies. Therefore; it helped me to manage some financial obligation to my studies program. God blessed you through your generous support.

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  • Stephen    Aug 13, 2015

    Hi zidisha lender! I am here to express my gratitude for your supporting my scholarship. Now am enjoying my studies and it happen I joined World Evangelism Seminar in Kenya Methodist University where am currently study. I am happy to be there because of your great support to sustain my education pursuit and God blessed you

    Stephen Nyoat
    Scholarship

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  • Stephen    Jul 18, 2015

    Hi lenders! Am good and enjoying my studies. Am so busy preparing my thesis papers in order to prepare myself to the final exams of this trimester. God blessed you for support such person like me

    Stephen Nyoat
    Gracious Designer
    Scholarship KEMU

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  • Stephen    Jun 23, 2015

    Dear lenders receive many greetings from me. God blessed you for your lending hands to meet my situation needs. I was wondering how can I started my continuation studies from where I left. What you have supported me with has made a different. I study in Distant Learning Mode whereby I study at home and go to the college for research activities. I appreciated your support very much because is going to upgrade my educational life status that will secure more income in my family's future. God blessed you.

    Stephen Doang Nyoat
    Scholarship (KeMU)

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  • Stephen    Jun 1, 2015

    Hi Dear lenders
    I have received my Loan today on 01/06/2015 and am glade for your actions. in few days I will let you know what I did with the loan. I will post photos later
    Stephen Nyoat
    Gracious Designer

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  • Stephen    May 4, 2015

    I joined zidsha community in the middle of March 2015 and I received a loan less then two weeks. The amount we received has done marvelous change in our business status. It has given us a good turn up income that stabilized our rent payment in time, our school children fee without stress. The last month which was April we closed with wedding dresses order that advertized us for more customers. Thanks to those who helped us to join the community of zidisha. The following photos it was the wedding order product in April 2015

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  • Stephen    May 3, 2015

    Hi there! I am Stephen Doang Nyoat hereby giving thanks and appreciation to those made and effort to lend me their hands willingly. The loan, which I have received for the first time from Zidisha Inc. was so helpful to my business. It catered for buying more clothes, threads, batons, gum canvas, and many other things concerning tailoring work. The loan had invested itself in a wedding dresses that brought a turnout of good income and attracting more customers to our tailoring shop. The earning increment of the loan we have realized that it has raised from 10% to 35% from the total amount of the LOAN. Out of the wedding order I and my beloved wife we were able to buy a new dresses to remember how these money have done marvelous improvement and change in our business stetting. The posted photos toured how the loan was invested into.
    Stephen Doang Nyoat
    Gracious Designer

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  • Stephen    Apr 6, 2015

    Hi everyone
    I also am cool in my business which was boosted by Zidisha. About to finish my loan payment very soon. Currently am planing in how to make more business through the income that I earned from the loan. I wanted to upgrade my PHOTOCOPY machines in order to work more effectively without losing customers. I wish in the next loan application plus what I had, I should be able to complete the plan. Thanks to whoever contribute to be a member in this wonderful community of Zidisha
    Stephen Nyoat
    Gracious Designer

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  • Stephen    Mar 25, 2015

    I am so glad for the loan I was support with from zidisha family. The loan was so supportive to my tailing business which my wife runs effectively. The loan settled many needs in our family whereby it boost the business, it is income helped to pay our rent in time, and having some amount to regenerate. Because I am about to complete the repayment, in the coming request loan I would like to create another job that can make me busy too. The new project will be with a new name, but the old project will be continued with it is same name for the tailoring project that my wife runs because she is a professional tailor. God blessed you so much as you continue to serve the needy.
    Stephen Doang Nyoat
    Gracious Designer

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  • Stephen    Mar 9, 2015

    Hi Friends.
    This is a wonderful thing a person can do in his or her life time. It is to devote yourself to serve others. Zidisha is a place where I have never made in my life. I have concluded that they are generous and honest to themselves. Those who joined them and those who will continue to join I wish them good luck and honest actions in order to serve a better community.

    Stephen Doang Nyoat
    Gracious Designer

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  • Stephen    Mar 8, 2015

    Hi Friends.
    I am good and well trying my best to improve my living. What I had started as business was boosted by Zidisha loan project. I thought it was a jock when I was told about Zidisha, but I myself found our through browsing in the internet. Personally am convinced and worked hard to convince other to help themselves through Zidisha. I volunteer myself without taking permission from Zidisha personnel in order to advertize them in my area where I run my business. Many people asking me about this LOAN program from Zidisha and I have enjoyable time to explain. If any one want to join and have some questions I volunteer myself to help.

    Stephen Nyoat
    Gracious Designer
    Contact me on Phone: 0726602551 or email: [email protected]

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  • Stephen    Mar 3, 2015

    Hi guys.
    well I am happy to join Zidisha Inc. I present many thanks to the person who introduced me to this community of zidisha. my project was funded less then two week time and I manage to buy few items to boost my business. the items such as zippers, sewing threads, and some Gitenges. these items has increased my income that helped me to pay our residential house. I also introduced Zidisha to my best friends and Am waiting if they make up their minds to join I can be able to send them to zidisha team for processing the necessary of membership to zidisha family.
    In the photo is my life partner who runs the business
    I thank God for the love she gives me withing the family

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