Nick
Eldoret, Kenya
33% repaid
Name
Nick
Member since
August 2015
On-time repayments
19 installments • 63%
I'm Nick ,21 years old. Currently am a third year at University Of Eldoret taking a degree in Agricultural Engineering. I come from a very humble background.I went to local public primary school called Karinga primary school where i worked hard and attained good marks which took me to good provincial secondary school i.e Murang'a high school. Despite the many hardships i went through in high school especially lack of ample school fees which made me spend most of my school time at home, i was able to get a good grade i.e B+ which took me to university where i am. I have learnt good virtues in school like being honest with myself and to others. I was the school captain in my former high school which gave me courage and raised my self esteem where i developed hobbies like football playing and utilized my talent i.e dancing.
I really hustled after my high school since i didn't have my joining fees to campus keeping in mind that i really had the the urge to pursue my dream career. I used to sell second hand cloths ( mutumbas) at a local market called Muthurua. It was challenging but i struggled till i got enough school fees to join university.I also bought a photocopier machine which i now use to photocopy papers like handouts for other students at school so as to get money for sustenance example for food and house rent. It has been very difficult for me to get school fees.
I have not paid this semester's tuition and examination fees of 10,000 and exams are about to start in one month time. This why am requesting for a loan. I will be very glad if you consider my request.
I will pay my loan using the income i get from my photocopy business. Am also planing to expand it by buying a printing machine which i believe it will increase my income. I photocopy both coloured and black and white papers at an affordable price. Am also friendly to my customers and this attracts them more to my my business. I usually charge 2 shillings per page i.e black and white, and 5 bob per page for coloured papers. For Id cards i charge 5 shillings.
The business may seem to be so cheap but i assure you i make a not less than 4000 shillings which i use for food and house rent and other petty personal sustenance. I also save a small amount of my income to expand my business.
It is located at school's student centre which is a premise that favours every student.
I will pay my loan in installments of 500 per week if i get the loan.
I will come up with innovations and create job employments for youths when my dream comes true.Im a hardworking person and I will make it Godwillingly.I have fully understood zidisha rules and regulations and I will adhere to them.
Im requesting lenders to help me raise my fees and i will be very greatful.Thanks in advance lenders.
Positive
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Neutral
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Negative
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Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 2, 2015
Repayment status
Late
Projected term
4 months
Amount repaid
$52.00
Amount remaining
$104.74
Expected completion
Jan 17, 2016
Status
Repaying late
Installment amount
$104.74
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 13, 2015 | $10.00 | Sep 25, 2015 | $10.00 |
Sep 20, 2015 | $10.00 | Sep 25, 2015 | $10.00 |
Sep 27, 2015 | $2.00 | Sep 27, 2015 | $2.00 |
Oct 4, 2015 | $2.00 | Oct 3, 2015 | $2.00 |
Oct 11, 2015 | $2.00 | Oct 11, 2015 | $2.00 |
Oct 18, 2015 | $2.00 | Oct 17, 2015 | $2.00 |
Oct 25, 2015 | $2.00 | Oct 28, 2015 | $2.00 |
Nov 1, 2015 | $2.00 | Nov 5, 2015 | $2.00 |
Nov 8, 2015 | $2.00 | Nov 13, 2015 | $2.00 |
Nov 15, 2015 | $2.00 | Nov 17, 2015 | $2.00 |
Nov 22, 2015 | $2.00 | Nov 27, 2015 | $2.00 |
Nov 29, 2015 | $2.00 | Jan 11, 2016 | $2.00 |
Dec 6, 2015 | $2.00 | Jan 11, 2016 | $2.00 |
Dec 13, 2015 | $2.00 | Jan 11, 2016 | $2.00 |
Dec 20, 2015 | $2.00 | Jan 11, 2016 | $2.00 |
Dec 27, 2015 | $2.00 | Jan 11, 2016 | $2.00 |
Jan 3, 2016 | $2.00 | Jan 11, 2016 | $2.00 |
Jan 10, 2016 | $2.00 | Jan 11, 2016 | $2.00 |
Jan 17, 2016 | $104.74 |
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