School uniforms

Esther

Kithumani, Kenya

45% repaid

Entrepreneur

Name

Esther

Member since

September 2015

On-time repayments

196 installments  •  39%

About Me

I am a lady not yet married from Muusini Village, Muusini Location, Kathonzweni, District Makueni County I’m a vocational trade graduate from Makueni Youth Polytechnic, where I graduated in 2013 having attained grade 2 in fashion and design.
Before I attained this career I had done my Primary Education at Matulani Primary from Class 1-8 in 1995 to 2004 and attained 305 marks. I did my Secondary education at Muusini Secondary School from 2005 to 2008 and attained a mean grade of C- .
Currently I am employed as an instructor in Longonot View College as an instructor in Fashion and Design Department since2014. My assignment is to teach Grade 3 students in Tailoring and Dressmaking. This is my Second year as an instructor.
I look forward to start my own business to train others in this noble profession. After leaving y form iv i was employed as house help were i was not well paid and the same time i was being over worked, so i had to be patient because i had no other option, and lastly i got another job where i was employed as a cashier in a chips cafe, there i saved some money from the salary i was paid hoping to start my own business. in the village where am working many people are interested in wearing new styles of clothes and they are interested to learn how make their own clothes for their children especially the ladies. my hobbies are singing,reading bible verses.

My Business

I am looking forward to start my own institute where I will major in making School uniforms for both Primary and Secondary Schools within my Locality that covers three primary Schools and Two Secondary Schools. at present am offering school uniforms for the nearest schools both primary and secondary. the goods i do offer they have a very high demand because no other people or shops who do offer the schools uniforms like me and also my prices are cheap as compared to the few who offers the same. i chose this kind of business because the nears shops do offer adult cloths as compared to school uniforms. since the materials for school uniforms are cheap as compared to adult materials, and for me it will be very easy.the profit i get i use it in my needs and also saving the balance to start offering adult cloths. To date I have identified the shopping centres where I will operate from Kithumani Market in Nzaui Sub county in Makueni county.

LOAN PROPOSAL
I have one sewing Machine, in order for me to achieve my goal this is what I intent to buy with the funds that Zidisha will loan me.
1, Three sewing Machines (Model Seagull) @Ksh.6, 000/= ---------- ksh.18, 000/=
2, one Pair of scissor (size 10) @ 500/= ---------------- Ksh. 500/=
3, Five Plastic Tape measures five Fits @50/= -------------- Ksh. 250/=
4, One Hundred Pcs Brown Papers size A1 @5/= ------------- Ksh. 500/=
5, One Dozen of Stitching Thread @100/= ----------------- Ksh. 100/=
6, One Dozen Seam Ripper@150/= ------------------ Ksh. 150/=
7, One Dozen Bobbin @200/= ------------------ Ksh. 200/=
8, One Dozen Machine Needles @120/= ----------------- Ksh. 120/=
TOTAL --------------------- Ksh. 19,820/=

Loan Proposal

i want to buy materials to fit ready made school uniform for various schools come the beginning of new school year 2018. this will include materials, thread and needles. to add over lock machine for fitting buttons holes and hems. the over lock machine will cost Ksh. 9,000.00 .Materials for trousers and skirts 65 metres @ 120/= per metre will cost Ksh. 7,800.00. thread of various colours 10 dozens @ 150/= per dozen will cost Ksh. 1,500.00 .needles 10dozens @ 50/= per dozen will cost Ksh. 500/=

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Sep 10, 2017

Repayment status

Late

Projected term

48 months

Other loans

Lenders

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

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  • Esther    Apr 5, 2020

    am adjusting my payments because of poor performance of my business

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  • Esther    Nov 9, 2018

    Am apologizing for not paying my loan as expected, it’s because of the drought within the area leading to my business not doing well.

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  • Esther    Dec 21, 2017

    the main reason of reducing my payment is due to economic constrains that affects my customers for there is hunger and shortage of rain at this time of the year .

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  • Esther    Nov 30, 2017

    you had send me a message informing about the increasing of my credit limit if complete my loan before 11 Dec 2017 can this be exchange to be 24 Dec 2017 please.

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  • Esther    Sep 11, 2017

    thank you for giving me the loan of 19, 904 that will improve my business.i will be informing you my progress .

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  • Esther    Sep 10, 2017

    i want to buy materials to fit ready made school uniform for various schools come the beginning of new school year 2018. this will include materials, thread and needles. to add over lock machine for fitting buttons holes and hems. the over lock machine will cost Ksh. 9,000.00 .Materials for trousers and skirts 65 meters @ 120/= per metre will cost Ksh. 7,800.00. thread of various colours 10 dozens @ 150/= per dozen will cost Ksh. 1,500.00 .needles 10dozens @ 50/= per dozen will cost Ksh. 500/=
    thank you for giving me that loan for it will help me increase my stock and create more customers . i will keep you informed of my progress thank you

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  • Esther    Jul 17, 2016

    The plan I had on how to spent the loan was affected by the low turn over in the market as parents could not buy the school uniform as I was expecting and this has made me not be able to service my loan on time. This new amount I am suggesting will enable me to be paying my loan on time.

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