Second hand and new clothes for my botique

Haron

Naivasha, Kenya

100% repaid

Entrepreneur

Name

Haron

Member since

November 2015

On-time repayments

239 installments  •  39%

About Me

MY name is Haron Njuki, I was born a few decades ago at mombasa town.We stayed at mombasa for 5 years but later my parents relocated to Nyeri county where i was brought up for the rest of my life. life at those day was all fun when we were growing up.Am born in family of 4 people 2 handsome boys and one beautiful lady.We loved each other when we were growing up that why we could see fun in l;life, despite the so many challenges in life , i thank God because we made it to this far.I schooled in my home village local school up to high school level.After now growing up i found a job at Naivasha town where i have been for the last 6 years now. after employment i later started my own small business which i have been doing for the last 3 years. I started this business with the cash that i got from my salary.I thank God because it has really helped me keep going

My Business

I have a business of selling new and second hand clothes.I have been selling in this business for three years now.It is a good business for now because it helps me earn a living. We are lucky in Naivasha because it have a big population and the people here are the middle class so the second hand clothes move very first.I choose to do this business after an encouragement form my friend who does the same business this was after seeing the challenges that i was undergoing , The salary that i was earning was not that good so was never enough to cater for my bills.Even though am experiencing challenges not like before.All the profit that i make i use it to pay my school fees am doing accounts in one of the local colleges in kenya.immediately am through i know that i will now be able to get another well paying job as well as operating my business. I thank you zidisha for coming at such a time i needed alot of support. i believe that i will be able to work hard on the other end to make sure my life succeeds

Loan Proposal

I will use the cash that you will fund me to buy second hand and new clothes for my botique that i have been operating for three years. i will use 130 dollars to buy used clothes because they are the ones that move very fast. The rest 66 dollars i will use to buy new clothes.The more the business have a lot of stock, it attracts a lot of customers and thus marketing itself. This will make me earn more income to help me pay my school fees for my accounting course.After the funding it will help my business increase with a good profit of about 10 percent which will be a great move in my life

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$200.00

Date disbursed

Dec 8, 2015

Repayment status

On Time

Projected term

14 months

Other loans

Lenders

PG

Paul Graham

United States

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  • Haron    Mar 11, 2021

    I am planning to clear all the arrears

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  • Haron    Jan 29, 2021

    I will start making the monthly installments from the coming month of Feb 2021. Business has started picking up now.

    Thank you all for your concerns.

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  • Duncan    Nov 27, 2020

    This member is committed to repay just as he promised previously.

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  • Timothy    Oct 8, 2020

    Njugush shared that pandemic has affected his business negatively.

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  • Timothy    Sep 8, 2020

    I talked to Njuki and he shared with me that he is facing challenges due Covid 19 pandemic. His cashflow has been affected negatively. Wishing him well.

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  • Haron    Aug 18, 2020

    Challanges of cashflow due to COVID-19.

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  • Haron    May 6, 2020

    Cashflow problems

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  • Haron    Mar 28, 2020

    I have now been able to recover from my business and going forward i will be able to be paying the instalments. We had issues with my partner and now it is sorted out.

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  • Haron    Aug 16, 2019

    I have been having financial constrain after the long medication. I will be able to pay on time after rescheduling the next 5 installments. I am now back to business and I am hoping things will be fine in the next 5 months.

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  • Haron    May 16, 2019

    Due to the challanges in the new location I haven't managed to pay my installments. I request adjustment so that i will be able to pay the installments going forward.

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  • Haron    Jan 22, 2019

    I will be adding soon

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  • Haron    Dec 8, 2018

    Am kind of in a fix financially

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  • Haron    Jan 1, 2018

    I want to reschedule my payment for now.

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  • Haron    Dec 24, 2017

    Want to start paying 4000

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  • Haron    Dec 5, 2017

    My business is not doing very well but hopefully soon something better is coming.

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  • Haron    Oct 13, 2017

    I want to reduce my paymentwill be increasing soon

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  • Haron    Jul 1, 2017

    Am just feeling able to add some little amount in my payment schedule Thanks

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  • Haron    Aug 14, 2016

    Am a bit down financially for now

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  • Haron    Jul 20, 2016

    I will be able to purchase some new and old clothes for selling this will help my business attract more customers. Thanks for the support so far

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  • Haron    Jul 4, 2016

    Please update my account

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