Second hand clothes, bed sheets, kid dresses & boys trousers

Muinde

Athi River, Kenya

20% repaid

Follow Muinde How it Works

Entrepreneur

Name

Muinde

Member since

January 2016

On-time repayments

238 installments  •  21%

About Me

I am married and blessed with five Children. I came to think about business because I was employed but the salary I was earning was not enough with the many problems of school fees etc. I started selling vegetable which never succeeded. 10 years ago I started selling livestock and later changed to Second Hand Clothes. The profit I got I used part of it for our needs and the rest went back to the business. This has kept us going up to now. The unique thing about land in Machakos is very fertile but no rains. With time when I get money I wish to have a borehole and do irrigation. My children want to do farming when they grow up.

My Business

The Business of Selling Livestock is in big demand because people need meat. This is because they are in high demand. A cow cost about Kshs. 10,000.00 ($115) depending with the town.

I get profit of about 50% which helps us in our daily expenses and also reinvest in the business. After selling the first bale I managed to construct a small kiosk outside a house as I can’t afford to pay rent for a shop.

Loan Proposal

I wish to change my business from a butchery to sale second hand clothes, bed sheets
etc.

As the business of second clothes is booming I hope to benefit alot and be able
to educate my children.

I expect a profit of 50% which will also enable me to repay the loan.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$222.00

Date disbursed

Apr 22, 2016

Repayment status

Late

Projected term

53 months

Other loans

Jan 2016:  $100

Lenders

neffe

Berlin, Germany

S

Snick

Halle, Germany

W

wmonroe

Paris, France

Irvin

Vancouver, Canada

investor

Candiac, Canada

J

johan

Oslo, Norway

P

Peter

München, Germany

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

cyrus0302

San Francisco, United States

C

CavLender

Charlottesville, United States

E

Ehaffey

Washington D.C., United States

C

ColinPlatt

Montgomery Village, United States

I

ideerge

Mountain View, United States

J

Jdoyle

Kitchener, Canada

L

Leisha

Gold Coast, Australia

Rocketdrive

Eugene, Oregon, United States

J

jozua

Delft, Netherlands

W

world

Kansas City, United States

joselvelez

Dallas, United States

F

faical

Cologne, Germany

C

chelseab

Oklahoma City, United States

J

juhan6811

East Point, United States

T

ToddK

Indianapolis, IN, USA, United States

J

JakeA

Wellington, New Zealand

S

Scaramouche

Brisbane, Australia

Kate4Good

Washington, United States

B

blahblah

Nuernberg, Germany

RockinRobin

Centennial CO, United States

O

Orchidx4

Seeleys bay, Canada

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

AlexPalavas

Palavas les Flots, France

indeh

London, United Kingdom

athomas

Chevy Chase, United States

M

missjoyy

Munich, Germany

D

Divergent

Bethesda, United States

D

duckdork

De Forest, United States

W

wordelsue

MIDWEST, United States

Cloudways

Malta, Malta

M

markusfitza

College Station, United States

clemenchiang

Singapore, Singapore

A

Austrian

Graz, Austria

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

C

cczapp

Hilliard, United States

ads68

Melbourne, Australia

N

NicolaG

Mantova, Italy

T

ThomasGermany

Wuppertal, Germany

H

hchsmicroloans

New York, United States

D

Dionne

Pembroke, Bermuda

A

amnesiac

Adelaide, Australia

Bhayl

Stavanger, Norway

W

WellingtonPFClass

Columbus, Oh, United States

worldcitizen

Kutztown, Pa, United States

H

hivervan

watou, Belgium

V

vshafor

Carlsbad, United States

J

jerryq

Redding, United States

M

mkellerman

Shanghai, China

L

lilbsedz

Raleigh, United States

chadgibbs

Loveliest Village, United States

K

karit

Victoria, Canada

JC

Jordi Cohen

New York, NY, United States

fairspirit

Utrecht, Netherlands

P

peter9

Victoria, Canada

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

B

Britams

Amsterdam, Netherlands

TraciV17

Indianapolis, United States

DVM1417

Seaford, United States

B

Bokolo

Leeds, United Kingdom

E

E

Marin county, United States

A

akshu71

Ottawa, Canada

D

dajja

Stockholm, Sweden

D

drorm

United States

C

chrishol

United States

S

Shirio

Austria

D

DCLending

United States

M

meiyiz

United States

M

Mal57

Australia

M

Michi

Switzerland

poorinvest

Sandefjord, Norway

M

mkoepl

Austria

H

hermanns

Germany

mepster

San Francisco, Ca, United States

P

Panda6689

United States

TyWee

Manila, Philippines

R

reganbrian

United States

N

nedenchase

United States

A

adamdreaming

United States

Andrew267

Birmingham, United Kingdom

P

procreant

Sweden

Mike and Jacqui

United Kingdom

KM

Kirsty M

United Kingdom

Michelle

Sydney, Australia

OS

Oliver Schroeder

Germany

Dave Bogard

New York, United States

RK

Rene Koehnke

Switzerland

Family Mueller

Petershagen, Germany

Hendrik Hakvoort

Netherlands

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

VW

Vivienne Williams

United States

jtreyes

United States

John Minges

United States

Christopher Hey

Sudbury, Canada

M

Maggie

Australia

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

R

Ryan

Albuquerque, NM, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Muinde a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • M

    Muinde    Jul 5, 2016

    Business of livestock has not picked up. I have started selling second hand clothes to substitute with the livestock business.

    Log in to reply • Share
  • R

    Ryan    Jun 25, 2016

    How are things going Muinde has business picked up at all? Best of luck!

    Log in to reply • Share
  • M

    Muinde    May 11, 2016

    Business is very slow I can't pay as scheduled.

    Log in to reply • Share
  • M

    Muinde    Apr 20, 2016

    Please assist me. I request for my loan to be disbursed urgently as I have got an order for the Second had clothes for children and I need
    money to enable me buy and supply.

    Log in to reply • Share
  • M

    Muinde    Apr 15, 2016

    I will buy a bale of Second hand Children clothes. It will help me alot to continue paying school fees for my children and also repay the loan. Thanks to the Zidisha
    Team for the assistance.

    Log in to reply • Share
  • M

    Muinde    Apr 5, 2016

    Thanks to the Zidisha Team. I have seen you have reduced my credit
    limited. Please note I repaid the balance amount in two intervals
    because when I sold the products and got enough money to repay,
    I thought it wise to repay completely as I wanted to apply for another loan as soon as possible. I want to change my
    business to start making New Clothes and school uniforms and need to buy an Electronic sewing machine. Please let my credit limit remain to Kshs. 34,000.00 as the Electronic sewing machine is costing Kshs. 50,000.00 and without the loan anticipated I will not manage to buy. You should encourage those willing to repay
    their loans quickly.

    Log in to reply • Share
  • M

    Muinde    Feb 29, 2016

    My business has started picking up.

    Log in to reply • Share
  • M

    Muinde    Feb 6, 2016

    Att: David
    Thanks for your e-mail dated 4/2/2016. Please disburse my loan to my Registered Mpesa No. 0792707247. Please change my previous No. 0738641667 with the Registered Mpesa No.
    0792707247 which will also be used to repay all my loans. Please also amend my PREVIOUS No. on my loan application form AS ITS OF AIRTEL NETWORK AND NOT REGISTERED ON MPESA.

    Regards
    JOHN MUINDE MUSAU

    Log in to reply • Share
  • M

    Muinde    Feb 5, 2016

    Thanks Mweni, I trust God my business will succeed.

    Log in to reply • Share
  • M

    Muinde    Feb 4, 2016

    My Telephone line is No. 0738641667 for AIRTEL NETWORKS KENYA LTD. On the repayment instructions you have only given
    M-pesa Bill Pay Account No. 600201. As I now expect the Loan, please me know what is the Airtel Bill Pay Account No.?

    Log in to reply • Share

  • Baya Tsofa    Feb 2, 2016

    Jambo Muinde,now you Have the loan, wisely use it and you won't regret joining Zidisha.
    Wish you well and success,

    Log in to reply • Share


Loading...

Loading...

Loading...

Explore

Act

Connect

Account

© 2009 - 2024 Zidisha, Inc.   •   Terms and Privacy   •   Contact