Entrepreneur
Name
Margaret
Member since
July 2014
On-time repayments
198 installments • 79%
About Me
My name is Margaret Wanja. Born in Meru County around Mt. Kenya. I went to primary and later secondary school for my education. I later joined a training college where I enrolled for a certificate course in computer applications. I later relocated to Mombasa where I got a job in a photoshop where I was employed as a computer operator. I worked there for about 2 years and later decided to start my own business.
I am a single mother of one daughter aged 1 year. I am a hardworking person who is always trying to improve the quality of my life by expanding my business and also seeking more knowledge through training. I am currently doing a short course in video editing.
My Business
I deal with selling of mobile phones accessories, eyeglasses, watches and other trinkets. I have been in this business for two years. I have gained valuable experience during this period and I feel confident that I have found my right type of business. However, I do face a number of challenges key among them lack of adequate capital to stock my store.
I normally buy my stock from Nairobi and if given credit by Zidisha I hope to buy more stock with the money. My shop is normally frequented by young people and most of them can afford the stuff I sell since they are mostly low-end type. I get a good number of clients per day since the shop is located at a very busy area in town.
Loan Proposal
I have always had a desire to diversify my business. The current one is doing well but I now want to venture into the business of selling second hand clothes. I have some unused space at my current premises and I want to use it to start the clothes business.
With this amount, I will be able to buy 5 bales of used clothes and do some repair work on the premises. This will make a big difference in my life because I am expecting more income from this venture and I am also going to employ one person to help me run the business.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$700.00
Date disbursed
Sep 28, 2016
Repayment status
Late
Projected term
67 months
Other loans
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$433.57
Amount remaining
$266.35
Expected completion
Jun 27, 2018
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 5, 2016 | $20.17 | Oct 14, 2016 | $20.17 |
| Oct 12, 2016 | $20.17 | Oct 18, 2016 | $20.17 |
| Oct 19, 2016 | $20.17 | Oct 27, 2016 | $20.17 |
| Oct 26, 2016 | $20.17 | Nov 3, 2016 | $20.17 |
| Nov 2, 2016 | $20.17 | Nov 9, 2016 | $20.17 |
| Nov 9, 2016 | $20.17 | Nov 19, 2016 | $20.17 |
| Nov 16, 2016 | $20.17 | Nov 27, 2016 | $20.17 |
| Nov 23, 2016 | $20.17 | Dec 5, 2016 | $20.17 |
| Nov 30, 2016 | $20.17 | Dec 13, 2016 | $20.17 |
| Dec 7, 2016 | $20.17 | Dec 20, 2016 | $20.17 |
| Dec 14, 2016 | $20.17 | Dec 28, 2016 | $20.17 |
| Dec 21, 2016 | $20.17 | Jan 5, 2017 | $20.17 |
| Dec 28, 2016 | $20.17 | Jan 7, 2017 | $20.17 |
| Jan 4, 2017 | $20.17 | Jan 7, 2017 | $20.17 |
| Jan 11, 2017 | $20.17 | Jan 14, 2017 | $20.17 |
| Jan 18, 2017 | $10.08 | Jan 23, 2017 | $10.08 |
| Jan 25, 2017 | $10.08 | Feb 5, 2017 | $10.08 |
| Feb 1, 2017 | $10.08 | Feb 9, 2017 | $10.08 |
| Feb 8, 2017 | $10.08 | Feb 16, 2017 | $10.08 |
| Feb 15, 2017 | $10.08 | Feb 25, 2017 | $10.08 |
| Feb 22, 2017 | $10.08 | Mar 1, 2017 | $10.08 |
| Mar 1, 2017 | $10.08 | Mar 14, 2017 | $10.08 |
| Mar 8, 2017 | $10.08 | Mar 24, 2017 | $10.08 |
| Mar 15, 2017 | $0.00 | ||
| Mar 22, 2017 | $0.00 | ||
| Mar 29, 2017 | $0.00 | ||
| Apr 5, 2017 | $0.00 | ||
| Apr 12, 2017 | $0.00 | ||
| Apr 19, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| Apr 26, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| May 3, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| May 10, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| May 17, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| May 24, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| May 31, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| Jun 7, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| Jun 14, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| Jun 21, 2017 | $1.01 | Apr 19, 2017 | $1.01 |
| Jun 28, 2017 | $1.01 | Jul 1, 2017 | $1.01 |
| Jul 5, 2017 | $1.01 | Jul 1, 2017 | $1.01 |
| Jul 12, 2017 | $1.01 | Jul 1, 2017 | $1.01 |
| Jul 19, 2017 | $1.01 | Jul 1, 2017 | $1.01 |
| Jul 26, 2017 | $1.01 | Jul 31, 2017 | $1.01 |
| Aug 2, 2017 | $1.01 | Jul 31, 2017 | $1.01 |
| Aug 9, 2017 | $1.01 | Jul 31, 2017 | $1.01 |
| Aug 16, 2017 | $1.01 | Aug 27, 2017 | $1.01 |
| Aug 23, 2017 | $1.01 | Aug 27, 2017 | $1.01 |
| Aug 30, 2017 | $1.01 | Aug 27, 2017 | $1.01 |
| Sep 6, 2017 | $1.01 | Sep 12, 2017 | $1.01 |
| Sep 13, 2017 | $1.01 | Sep 12, 2017 | $1.01 |
| Sep 20, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Sep 27, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Oct 4, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Oct 11, 2017 | $1.01 | Oct 11, 2017 | $1.01 |
| Oct 18, 2017 | $1.01 | Oct 11, 2017 | $1.01 |
| Oct 25, 2017 | $1.01 | Oct 25, 2017 | $1.01 |
| Nov 1, 2017 | $1.01 | Oct 25, 2017 | $1.01 |
| Nov 8, 2017 | $1.01 | Nov 8, 2017 | $1.01 |
| Nov 15, 2017 | $1.01 | Nov 8, 2017 | $1.01 |
| Nov 22, 2017 | $1.01 | Nov 23, 2017 | $1.01 |
| Nov 29, 2017 | $1.01 | Dec 3, 2017 | $1.01 |
| Dec 6, 2017 | $1.01 | Dec 9, 2017 | $1.01 |
| Dec 13, 2017 | $1.01 | Dec 9, 2017 | $1.01 |
| Dec 20, 2017 | $1.01 | Dec 19, 2017 | $1.01 |
| Dec 27, 2017 | $1.01 | Dec 19, 2017 | $1.01 |
| Jan 3, 2018 | $1.01 | Dec 19, 2017 | $1.01 |
| Jan 10, 2018 | $1.01 | Jan 18, 2018 | $1.01 |
| Jan 17, 2018 | $1.01 | Jan 18, 2018 | $1.01 |
| Jan 24, 2018 | $1.01 | Jan 24, 2018 | $1.01 |
| Jan 31, 2018 | $1.01 | Feb 7, 2018 | $1.01 |
| Feb 7, 2018 | $1.01 | Feb 7, 2018 | $1.01 |
| Feb 14, 2018 | $1.01 | Mar 7, 2018 | $1.01 |
| Feb 21, 2018 | $1.01 | Mar 7, 2018 | $1.01 |
| Feb 28, 2018 | $1.01 | Apr 23, 2018 | $1.01 |
| Mar 7, 2018 | $1.01 | Apr 23, 2018 | $1.01 |
| Mar 14, 2018 | $1.01 | Apr 23, 2018 | $1.01 |
| Mar 21, 2018 | $1.01 | Apr 23, 2018 | $1.01 |
| Mar 28, 2018 | $1.01 | Apr 23, 2018 | $1.01 |
| Apr 4, 2018 | $1.01 | ||
| Apr 11, 2018 | $1.01 | ||
| Apr 18, 2018 | $1.01 | ||
| Apr 25, 2018 | $26.92 | ||
| May 2, 2018 | $26.92 | ||
| May 9, 2018 | $26.92 | ||
| May 16, 2018 | $26.92 | ||
| May 23, 2018 | $26.92 | ||
| May 30, 2018 | $26.92 | ||
| Jun 6, 2018 | $26.92 | ||
| Jun 13, 2018 | $26.92 | ||
| Jun 20, 2018 | $26.92 | ||
| Jun 27, 2018 | $21.03 | ||
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