Second hand clothings and bag sales

Jennifer Effah

Berekum, Ghana

100% repaid



Jennifer Effah

Member since

November 2018

On-time repayments

36 installments  •  78%

About Me

I am Jennifer Effah,the last but on of seven children of Mr and Mrs Tabiri. I started my schooling at grace creche preparatory and Junior high school. Then went to Demonstration Senior high school and finally completed at Saint Hubert junior high school. from there I continued at jinijini senior high school for my senior secondary education. I have now completed with better grades. my parents are both cocoa farmers. because my parents are two seasonal cocoa farmers and I have elderly siblings ahead who are at tertiary i was not disappointed at all when my parents gave me money when I completed Senior high school to start trading to raise save money and get enroled in any of my desire tertiaries in the country. I believe my dreaming of a future teacher is still in progress.

My Business

I currently sell second hand clothing and unused store bags. i have been in this business for about two to three years now. i carry them to the door steps of my cherished and faithful customers. some pay at the spot when they buy and others pay on credit basis I must stay though the business is at times stressful it is Good because it is profitable. Because of my Good customer relations and affordability of my goods I have more than enough customers that always patronize my affordable Good quality goods. I am still saving towards my education. I believe if i do not get the chance to stop this business of my and and go and stay totally at the campus to do my education i will do o distance education and continue also with my trading. I also make much sales on the internet by posting most of my items with their prices on the next and at my facebook official page. My profit varies from week to week.

Loan Proposal

As usual I will use the opportunity to say thank you to my lenders for job well done and always been there when ever apply for loan. This is to show I really appreciate your efforts towards my loan applications. This time too I need your help to raise another loan. This time I have some savings that I will add this loan to to pay the same loan to increase my credit increase to be given a larger loan next time. Very soon I will want to school so I want to expand my business large enough to employ another worker. when I go to school that person will assist me when I am around and will take charge when I am not around. I will pay this person on wage basis. This loan will do me a great favour. lenders give me this assistance again.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 10, 2019

Repayment status

On Time

Projected term

1 week

Cost to entrepreneur

Service fee: $4.18

Credit risk payment: $16.84

Optional expediting fee: $8.36



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