Second-hand clothes and shoes.

Vera

Accra, Ghana

100% repaid

Entrepreneur

Name

Vera

Member since

January 2015

On-time repayments

37 installments  •  78%

About Me

I am 38 years old and married with 4 children. I am a Seamstress by professional. I attended Junior high school at Akyim Akropong in the eastern region. After that I earned my BECE certificate and went to Kumasi Sec Tech Secondary School to further my education. Due to situation beyond my control I faced financial difficulties and was not able to complete my secondary education. I decided to learn handy work and went to a seamstress shop to learn. For 3 years I gained the skills needed to be a good seamstress. In 1999 I completed my learning and now I can make all kinds of fashionable dresses.
Since 1999, thanks to the blessing of God and help from my parents I have started my own work. By God's grace with my dear husband, we are blessed with four wonderful children all of them are in school now. I feel very blessed due to my work and supportive family.

My Business

Even though I could not complete my secondary education I learnt handy work for 3 years and have my own shop since 1999. I had stopped sewing because I had to take care of my children so for now I am trading second hand clothes and ladies shoes in my business. By trading second hand clothes and shoes my business earns $500/ month. I hope to expand in the future and will seek help from Zidisha at that time. Right now, I am looking to increase more dress and shoes in my shop so that I can increase my profit. Currently by not expanding but increasing more dress and shoes in my store I can earn profit as well as take good care of my children. This is also more profitable than what I was doing first especially selling the ladies shoes and slippers. I plan for my children to have a brigther future so I have decided to invest every single-cent in my hand and my profits in the business. I pray that God will help me and that I continue to be doing business with you Zidisha.

Loan Proposal

If get the loan am going to buy tjhe second hands cloths wealth about say 60 dallors , the ladies shoes wealth about say 60 dallors in which if can sell and get and get about say 90 dallers 90 dallors each , so the 120 Dallers of the capital i will use to by to the goods ,my profits will 60 dallors , and this can be sold within three to five business days , and by so doing continuely i can earn up to 500 dallors per month as my total profits in hole month, so thuis is all i can say about my business . thank you

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Jan 26, 2015

Repayment status

On Time

Projected term

7 weeks

Lenders

jan73

Eugene, United States

JOKer

Weisendorf, Germany

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  • Alíz Crowley    Nov 4, 2015

    Dear Vera,

    Thank you for contacting Zidisha. Unfortunately, we have had technical problems with the payments service provider, MTN in Ghana. This technical problem causes delays in recording payments in Ghana. Currently we are working with MTN and aim to fix the problem as soon as we can and we will aim to record payments shortly. If you still not see the payment recorded within 3 business days, please contact us via [email protected].

    We apologise for the inconvenience.

    Best Regards,

    Aliz, Zidisha Team

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  • Vera    Nov 4, 2015

    Hello, I Vera have made a payment of GHS 120 , and it is still not credited to my account , I paid it on the 15th of October to your provided MTN Merchant Number 0549217199 So please do check it for me . Thank you.

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  • Vera    Jul 11, 2015

    In fact things are getting harder small , In my country the economy now is very hard , so for me to pay my loan promptly without failling , That is why am reduccing my weekly payment up to GHS 60 .
    Thank you for understand my request.

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  • Vera    Jul 11, 2015

    I thank you veryg much for your kindness , for raising such money for me to expand my business .
    First of all , i used the money to purchase ladiese shoes, slipers and ladies dress as well . infact the business is good for me because , its moves very fast , and the fact that Zidisha is helping me to increase my capital , i can now purchase 50 pairs of ladies shoes, 70 pairs of ladies slipers and 80 pieces of ladies dress.
    So now i have more customers , which came to my shop to buy every day.
    And i can take very good care of my children now without stress.
    During holidays we go out to chill our selfs , visiting intresting tourist centers to have fan with them, So now things are geting much more better than before.
    And all is because the help of my Lenders , I say may the living God Almighty Bless you all. Thank you.

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  • Vera    Jun 28, 2015

    Yes i have received the money of GHS 1,332
    And as i said before am using the money to buy more ladies shoes and ladies slippers and also ladies dress, this time i know that the market is going to raise higher than before.
    Thank you Zidisha as well as my lenders for your support that is raising people like us from scratch to somewhere , May the living Almighty God bless you.

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  • Vera    Jun 22, 2015

    I will use the loan to buy ladies shoes and slippers , and also ladies dress.
    It will help me, because its a moving items which moves fast and also very profitable , And I am very confident that the benefits from these goods will be huge. I am expecting about 80 to 90 per cent profits.
    I thank you very much for the sympathy that zidisha has for us, especially me , in fact i don't know what to say, All that i can say is, may the Good Lord Bless You All.

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  • Vera    Jun 9, 2015

    Powerfully and wonderfully , in fact things went on very smoothly , i was able to purchase more goods with my second loan , so that attract a lots of customers to came in the shop to trade , and this time by the grace of i manage to get about seventy per cent profits my goods . i could now pay children fees without stress,when they were on their vacation i took them to a tourist center and they were very grateful, I say tank you my Lenders and God bless you.

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  • Vera    May 4, 2015

    I just wont to pay it comfortably , that is why i wont to adjust the repayment, and also the loan is making my business so smooth for me, and i see gradual progress in my business , for i can pay my children school fees without haven a birding , Thank you Zidisha for your support.

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  • Vera    Apr 8, 2015

    yes i have received the money , and as i said earlier am going to use the money to buy more goods to fill my shop so that i will be able to sell more too to get more profits to keep growing my business , So i say thank you zidisha for this offer that you have given it to me . I hope you will see me at the top, stay bless.

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  • Vera    Mar 25, 2015

    Thank You too Joker, My first loan has given me a helping stone to to stand on through Zidisha , I hope with my second loan , i will start climbing to the top of the mounting . Thank you , Am looking forward to work with you. Thank you once again, and God bless you Zidisha

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  • JOKer    Mar 24, 2015

    Reliable und timely repayments! Thank you very much, Vera. I had a very satisfying experience with the first loan I provided through Zidisha. Good luck with your future projects!

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  • Vera    Mar 23, 2015

    As i said earlier that i sell second hands cloths, ladies shoes and slippers , so i used fifty dollars to purchase second hands cloths and fifty dollars to purchase ladies shoes and slippers. so after selling the goods , i was able to make a difference of forty dollars . I used some of the increased earnings for my children school fees, and the rest was added to my capital so that i can take more goods.

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