Seeking loan of to install electricity in the food premise

Judith Akoth

Tajo Village, Kenya

8% repaid

Entrepreneur

Name

Judith Akoth

Member since

April 2015

On-time repayments

102 installments  •  24%

About Me

I am Judith Akoth, I was born and raised up in a rural community of Mbita. I was the 1st born in a family of six. My parents were peasant farmers.

My early life was really hard. We were faced with lack of food most of the time. I did not continue to High School and got married at a very early age. My husband is a Carpenter. I have struggled with life and raising surplus income to supplement my husband meager income has been a challenge.

Lack of proper income to support our young but steadily growing family compelled me to start a mixed organic food & trees farm in a lease 1 acre land.

This mixed farm has done so well and produce enough food to feed my family of 4 children (3 boys and 1 girl), though started as a very small farm behind our main house, this farm has grown and I had to sale off surplus food to neighbours. This is how my current farming business began in my backyard.

In my free time, I do visit the sick in the nearby Mbita District Hospital to pray and encourage the sick.

My Business

I started growing kales which was highly productive. The new organic farming techniques were introduced to us by the USAID, an American NGO working with women, orphans and vulnerable children to create social - enterprise among African peasant farmers for holistic development. From the income of the surplus food sold, I developed a passion for this business I liked the business with time I had collected almost one turn of manure and started horticulture farming. Things turned out well,and I was able to pay for my children school fees with ease even after the sudden death of my husband.

I grow kales, carrots, watermellons, cabbages, onions, tomatoes and oranges for sale. The farm is doing well, though it has not expanded very well due to some interruptions.

I choose this business because it is less capital intensive and kales grow so fast. I do keep goats that produces manure which we use to grow kales, while the farm gives them feeds.This symbiotic relationship has made farming to be even cheaper.

I normally use KES 19,000 to pay casual labourers helping me in my farm on a monthly basis and take home a profit of KES 12,000 per month besides vegetable, tomatoes and kales for use at home.

Loan Proposal

I am seeking a loan of KES 36,014 to enable me install electricity in my food premise. With electricity installation, I will be able to use clean energy in cooking, food storage, lighting. If I add electricity with the food warmer I bought with the 2nd loan from ZIDISHA, I will be able to sell fresh and delicious food. My fresh food business has picked up and doing very well.

It will keep food fresh and enable me to serve my clients with a lot of ease and increase my profit will increase upto 40% per week. I will repay the loan in time and seek more funds.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$360.26

Date disbursed

Nov 18, 2015

Repayment status

Late

Projected term

18 months

Cost to entrepreneur

Service fee: $14.96

Lenders

V

vidarlil

Sandefjord, Norway

A

Anninymouse

Southampton, United Kingdom

S

slevon

Hemsbach, Germany

H

Heja

Hamburg, Germany

D

Delph007

Den Haag, Netherlands

A

arenk

Karlsruhe, Germany

Mikey

London, United Kingdom

carlos vendrell

Barcelona, Spain, Philippines

J

JenJen

New York, United States

tycho

Madison, WI, United States

K

Krokslatt

Mölndal, Sweden

G

garrybuck

Oro Valley, United States

cyrus0302

San Francisco, United States

D

drjofleming

UK, United Kingdom

D

Davieboy

Melbourne, Australia

Charmonica

London, United Kingdom

J

JBosshardt

Redmond, United States

F

Fiodal

Helsinki, Finland

M

m_dennis

Toronto, Canada

Raoul72

Naarden, Netherlands

rickytherhino

Decatur, United States

S

sirius

Lauterach, Austria

E

evanglend

Arlington, United States

J

JakeA

Wellington, New Zealand

rodcul

Altea, Spain

P

PeaceandLove

Morro Bay, United States

C

cjmenchaca

Austin, United States

J

Joyful

Philadelphia, United States

F

FCPLending

brooklyn, United States

B

blahblah

Nuernberg, Germany

H

Halli

Bottrop, Germany

J

jdhowa2

Louisville, KY, United States

R

RosemariHerrero

Stockholm, Sweden

JimVandegriff

Trinidad, California, United States

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

EmilAsker

Lomma, Sweden

B

Bavarian

Bavaria, Germany

J

Jazzie

Oklahoma City, United States

B

bhalter

Eau Claire, United States

indeh

London, United Kingdom

J

Jaslogic

Castle Rock, United States

rasmus

Bern, Switzerland

H

HildeK

Rogaland, Norway

Shasta

Erie, United States

T

toscoman

Adliswil, Switzerland

B

bopsquod

Seattle, Wa, United States

kickerofelves

Sao Paulo, Brazil

W

wordelsue

MIDWEST, United States

Cloudways

Malta, Malta

E

edcable

Seattle, United States

element

Trondheim, Norway

P

planespotter

Berlin, Germany

B

bugsheep

Houston, United States

lorello

Vicopisano, Italy

vinnio

Burlingame California, United States

countrygirl

Spring Green, United States

B

BClay

Campbell, United States

ads68

Melbourne, Australia

M

michaelangers

Toronto, Canada

N

NicolaG

Mantova, Italy

Christopher

Copenhagen, Denmark

P

Patrick5678

Beijing, China

O

Orenius

Tacoma, United States

Y

Yevrahs

Dallas, Texas, United States

basicus

Cairo, Egypt

S

sersche

Zurich, Switzerland

Maxey

Amstelveen, Netherlands

A

alkemyst

Geneve, Switzerland

JC

Jordi Cohen

New York, NY, United States

Z

zhihanchew1234

Tampin, Malaysia

K

KnutG

Bergen, Norway

Bobrm2k3

Charleston, United States

M

Morgue

Brighton, United Kingdom

B

BassFamily

Tremonton, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

C

caz32

chertsey, United Kingdom

GarmdGriek

Oslo, Norway

B

Bokolo

Leeds, United Kingdom

M

mmisoo

Nova Dubnica, Slovakia

S

seikatsu

Palo Alto, CA, United States

M

Madone52

Brisbane, Australia

G

GoCO

Golden, Co, United States

B

bwitt

Berkeley, United States

mepster

San Francisco, Ca, United States

MW

Matt Willis

United States

Jon

Sweden

V

Vivek

Arlington, VA, United States

Y

YP

Malaysia, Germany

WE

Wendy Emlyn

Devon, United Kingdom

John Minges

United States

JC

juli camrud

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Judith a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...