Selling agro-chemicals

Vida

Suhum, Ghana

100% repaid

Entrepreneur

Name

Vida

Member since

September 2015

On-time repayments

102 installments  •  100%

About Me

I am the fourth child of Mr. and Mrs. Asiamah. I was very intelligent during my childhood days, but unfortunately my parents did not recognize girl child education. Due to that, I was only able graduate Junior high school. After my graduation, I started trading with a loan as capital . I also worked at an agro-chemical shop. I saved and used it as my own capital . I am the sole guardian of four children. Two of them are in the University of Cape Cost in Ghana. The remaining two are in the Senior High School. They all want to be health personnel.

My Business

I sell agricultural inputs such as herbicides, insecticides, fertilizer, knapsack sprayers , cutlasses etc. Due the usefulness of agricultural products to human, such inputs are highly demanded. Also I have been working for an ago-chemical company for over ten years so I have acquired the necessary experience in that field of business . Currently, my only source of capital is the profit I gain which is not sufficient for expansion due to my children school fees. I therefore need an affordable loan.

Loan Proposal

I currently have a few variety of products. After my loan is funded, I will go in for more varieties especially herbicides and fertilizers. I will also employ someone to help me when need arise. Demands for agricultural inputs in my locality is higher than supply so I am certain that my profit will increase at an increasing rate when I get the loan. Thank you

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$232.00

Date disbursed

Nov 9, 2015

Repayment status

On Time

Projected term

17 months

Lenders

cyrus0302

San Francisco, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

Paul Buchheit

Mountain View, United States

N

Nino

Switzerland

MS

Mike Sutherland

United Kingdom

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  • Vida    Mar 10, 2018

    I'm very grateful to YOU my lenders and the entire zidisha team as well ever since you started lending me money. My season have now started and to do more and increase my profit, I have to buy more chemicals. One of the companies that I'm working with said if I'm able to buy one container of Agro chemical they will reduce the price for me. They also said I should search for another store for them to brand it for me and sell only their chemical and that was a good opportunity for me. So I think if my loan is giving to me, I will add it to what I have and do more this year. I will send you the photo of the company I'm talking about. The chemicals they gave us and if I'm able to get another store they will do business with me.

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  • Vida    Aug 27, 2017

    I will buy more of the Agro chemicals to maintain my customers.Because of my shortage in Paraquat my customers do go to different stores to purchase them, the money will help me buy more Paraquat. And this will help me gain some profit to pay my children's school fees and also pay their hostel fees and what they will eat as well. Thank you very very very much my lenders and also Zidisha Team for what you have done for, Jehovah God will bless you all, thank you.

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  • Vida    Aug 16, 2017

    I am thanking my lenders for their loan. It helped me a lot. I purchased more goods before price increase. It helped me to accrue a profit of 30 percent. I used the profit to cater for my children's education .
    Hope to work with you forever. Thanks

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  • Vida    May 5, 2017

    hiiii, how are you all, our agricultural season has now started so hoping that the product would move faster to complete my loan payment.

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  • Vida    Jan 13, 2017

    And very interestingly my children were back from the school they said Mum, we did some small job at the school so have this money, receive this money to pay your zidisha loan. I added all the money and it was GH 500 . They said i should use it to pay the loan that is why i paid this amount recently.

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  • Vida    Jan 13, 2017

    Very soon our agri season would start. Im looking forward things would be better this year. During school vaccation too my children are back from school and I'm very happy to see them looking good. Thank you very much for what you guys have been doing for me.

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  • Vida    Sep 2, 2016

    Our next agricultural season has not started yet. My sales are not much due to that reason. I therefore wish to reduce my installment and increase it in the near future. Thank you

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  • Vida    Aug 10, 2016

    Thank you lenders (The Zinc Team) for funding my loan. Like I said earlier, I'll buy herbicides and insecticides with the loan you've given me. It'll help me to support my children's education. Thank you very much

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  • Vida    Aug 10, 2016

    Thank you lenders (The Zinc Team) for funding my loan. Like I said earlier, I'll buy herbicides and insecticides with the loan you've given me. It'll help me to support my children's education. Thank you very much

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  • Vida    Aug 10, 2016

    Thank you lenders (The Zinc Team) for funding my loan. Like I said earlier, I'll buy herbicides and insecticides with the loan you've given me. It'll help me to support my children's education. Thank you very much

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  • Vida    Aug 10, 2016

    Hi lenders. I am writing to appreciate the support you've given. I received GHS1000. I purchased additional brands of herbicides, insecticides and fertilizers and added it to my stock. I was able get varieties of agro chemical in stock. This increased my profit, so I was able to support my children's education. I am looking forward to do more with Zidisha loan. Thanks

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  • Vida    Jul 31, 2016

    Thanks to my lenders. It has taken me quite a long time to do my repayment. I really appreciate your patience.

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  • Vida    Jul 26, 2016

    Things are going well with my agribusiness. My sales and profit have increased. Thanks to Zidisha. I now have enough to support my children education

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  • Vida    Jul 19, 2016

    We recently had a favorable climatic conditions in Ghana. Due to that, there was an increase in sales of agricultural inputs. I therefore increased my installment to Ghs 30. Thanks

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  • Vida    Jan 4, 2016

    Good day lenders, I'll like to inform you that I have reduce my weekly payment to GHS 10 due to the dry season in my country (Ghana). Sorry for all inconvenience. Thank you

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  • Vida    Jan 4, 2016

    I sell agro chemicals to farmers. Due to the current dry season, sales have reduced drastically. I therefore wish to reduce my weekly payment. Thank you

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  • Vida    Dec 13, 2015

    Hi lenders, I am writing to inform you that my was disbursed twice into my account. Due to the refunding, I've got a bit problem with my MTN Mobile Money account. Please bear with the delay in the next repayment. Thank you. Love you all

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  • Vida    Nov 24, 2015

    Business is growing as expected. Thank you lenders

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  • Vida    Nov 11, 2015

    I am very grateful to you lenders. The money has been deposited into my mobile money account. Thank you once again.

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  • Vida    Oct 29, 2015

    Thank you very much Zidisha members for funding my loan. The money will be received within a week

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