Selling to further my education
Richard
Asin Fosua, Wasaa West Municipal Assembly. Western Region Of Ghana., Ghana
100% repaid
Entrepreneur
Name
Richard
Member since
May 2016
On-time repayments
58 installments • 50%
About Me
Richard Nana Kwame. I come from Assin Fosua in the Wassa west municipality in the Western Region of Ghana. I attended fiasiman senior high school and did came out with very good grades. I have three other siblings. My parents are both very old now. We did had the best of parental upbringing and me and my siblings were encouraged by our parents right at tender age to aspire to do whatever good that our hearts desired.
After senior high school, I took apprenticeship with a fashion designing institute to work on my talent. i did passed out with lot of knowledge just this July.
Then i worked for free with my institute for two months and i am now done with all the service and am now about to start my own shop and business.
I have learn well as to how to run a fashion designing shop and business. I have learn how to serve people and be patient with the learning process too. I bought my first sowing machine with my first loan backed by my small life time savings and managed to pay of the rest of the outstanding too. The western region of Ghana is a very nice place to stay with great people and culture. it happened to be the home of Ghana's first ever President too. I am very hardworking and well determined to make some great sense out of life with the help that lenders on Zidisha are helping me with. I am fully set now to start my own fashion designing Business.
My Business
When i took my first loan i was in a fashion designing training school and the loan came to be of great help as it afforded me a machine and other sowing materials. Currently i am all set to start my own shop. i sow and design for both male and female and that is my greatest advantage. I have only one machine to start with, and some few materials but with lot of demand and workload.
I choose this business due to the demand for it and my passion for the job. In my community this business is very profitable if you know your job very well as a designer. so will be selling both material and fabrics for sowing. then i will be doing the sowing too myself. since this is the beginning of my business i do not expect too much profit but i still believe per calculation that i will not make less than 25% profit on any $100 invested in my business.
I will very surely save a little and then reinvest into my business too. This loan will give me a shop and few sowing equipments and materials which is to set me off for a bright future.
Loan Proposal
Dear lenders and the good people on Zidisha, when am helped i will have the entire investment into my business. Below are how am going to invest that money.
First of all i have a $20 school fees to pay so i will pay that quickly. Then i will buy 4 pieces of antenae for $80 then i have sone goods in the electrical appliance category which i will sell to offset the deductions that was made for the member loan fund.
With this plan, i am confident tgat i will be able to make all the neccessary payments.
Feedback
Positive
None
Neutral
None
Negative
1
Loan Info
Project Type
Classic Loan
Disbursed amount
$300.00
Date disbursed
Jun 11, 2016
Repayment status
On Time
Projected term
55 months
Other loans
Lenders
United States
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Summary
Amount repaid
$315.06
Amount remaining
$0.00
Date repaid
Oct 18, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 19, 2016 | $3.94 | Jun 20, 2016 | $3.94 |
| Jun 26, 2016 | $3.94 | Jul 4, 2016 | $3.94 |
| Jul 3, 2016 | $3.94 | Jul 4, 2016 | $3.94 |
| Jul 10, 2016 | $0.00 | ||
| Jul 17, 2016 | $0.00 | ||
| Jul 24, 2016 | $1.31 | Jul 19, 2016 | $1.31 |
| Jul 31, 2016 | $1.31 | Aug 1, 2016 | $1.31 |
| Aug 7, 2016 | $1.31 | Aug 14, 2016 | $1.31 |
| Aug 14, 2016 | $1.31 | Aug 14, 2016 | $1.31 |
| Aug 21, 2016 | $1.31 | Aug 29, 2016 | $1.31 |
| Aug 28, 2016 | $1.31 | Aug 29, 2016 | $1.31 |
| Sep 4, 2016 | $1.31 | Sep 6, 2016 | $1.31 |
| Sep 11, 2016 | $1.31 | Sep 6, 2016 | $1.31 |
| Sep 18, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Sep 25, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 2, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 9, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 16, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 23, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 30, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Nov 6, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Nov 13, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Nov 20, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Nov 27, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Dec 4, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Dec 11, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Dec 18, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Dec 25, 2016 | $1.31 | Sep 20, 2016 | $1.31 |
| Jan 1, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jan 8, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jan 15, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jan 22, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jan 29, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Feb 5, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Feb 12, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Feb 19, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Feb 26, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Mar 5, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Mar 12, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Mar 19, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Mar 26, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Apr 2, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Apr 9, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Apr 16, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Apr 23, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Apr 30, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| May 7, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| May 14, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| May 21, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| May 28, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jun 4, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jun 11, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jun 18, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jun 25, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jul 2, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jul 9, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jul 16, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jul 23, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Jul 30, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Aug 6, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Aug 13, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Aug 20, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Aug 27, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Sep 3, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Sep 10, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Sep 17, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Sep 24, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 1, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 8, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 15, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 22, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Oct 29, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Nov 5, 2017 | $1.31 | Sep 20, 2016 | $1.31 |
| Nov 12, 2017 | $1.31 | Sep 20, 2016 | $0.79 |
| Oct 9, 2016 | $0.53 | ||
| Nov 19, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Nov 26, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 3, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 10, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 17, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 24, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 31, 2017 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 7, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 14, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 21, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 28, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 4, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 11, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 18, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 25, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 4, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 11, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 18, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 25, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 1, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 8, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 15, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 22, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 29, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| May 6, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| May 13, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| May 20, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| May 27, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jun 3, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jun 10, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jun 17, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jun 24, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jul 1, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jul 8, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jul 15, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jul 22, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jul 29, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Aug 5, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Aug 12, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Aug 19, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Aug 26, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Sep 2, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Sep 9, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Sep 16, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Sep 23, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Sep 30, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Oct 7, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Oct 14, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Oct 21, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Oct 28, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Nov 4, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Nov 11, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Nov 18, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Nov 25, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 2, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 9, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 16, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 23, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Dec 30, 2018 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 6, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 13, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 20, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Jan 27, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 3, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 10, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 17, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Feb 24, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 3, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 10, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 17, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 24, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Mar 31, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 7, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 14, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 21, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| Apr 28, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| May 5, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| May 12, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| May 19, 2019 | $1.31 | Oct 9, 2016 | $1.31 |
| May 26, 2019 | $1.31 | Oct 9, 2016 | $0.79 |
| Oct 18, 2016 | $0.53 | ||
| Jun 2, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 9, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 16, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 23, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 30, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 7, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 14, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 21, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 28, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 4, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 11, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 18, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 25, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 1, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 8, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 15, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 22, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 29, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 6, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 13, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 20, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 27, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 3, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 10, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 17, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 24, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 1, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 8, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 15, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 22, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 29, 2019 | $1.31 | Oct 18, 2016 | $1.31 |
| Jan 5, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jan 12, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jan 19, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jan 26, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Feb 2, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Feb 9, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Feb 16, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Feb 23, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Mar 1, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Mar 8, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Mar 15, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Mar 22, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Mar 29, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Apr 5, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Apr 12, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Apr 19, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Apr 26, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| May 3, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| May 10, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| May 17, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| May 24, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| May 31, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 7, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 14, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 21, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jun 28, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 5, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 12, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 19, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Jul 26, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 2, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 9, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 16, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 23, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Aug 30, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 6, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 13, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 20, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Sep 27, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 4, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 11, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 18, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Oct 25, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 1, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 8, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 15, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 22, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Nov 29, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 6, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 13, 2020 | $1.31 | Oct 18, 2016 | $1.31 |
| Dec 20, 2020 | $0.79 | Oct 18, 2016 | $0.79 |
Will Feb 24, 2018
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