Servicing my cab, improving carwash and restocking salon

Paul Jimbo

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Paul Jimbo

Location

Nairobi, Kenya

On-time repayments

193 weekly installments  •  40%

About Me

I went to a primary school in a remote village in West Pokot before joining secondary school in 1994. I later joined Moi University, Coast Campus before settling on doing business.
I have been in business for sometime, I started with a chicken sales, moved into poultry then started a car wash business. This is what has brought me this far, I used my third and fourth loans to start and stabilise the carwash business by purchasing a new machine.
I have also managed to buy new tires for my cab and service it regularly because it helps me in paying Zidisha loans.
I still look forward to getting a second car through a loan. With car hire, I have been able to make up to Sh3,000 on a good day in Mombasa.
I plan to use my next Zidisha loan to put up a spirits business in Malindi and open up another carwash business in Lunga Lunga, at the border ok Kenya and Tanzania.
I know this will earn me some better income to be able to consistently service my loans.
I believe if I complete this loan then I will be able to own a fleet of cabs as time goes by.
Once again, many thanks Zidisha team.

My Business

I am happy to have completed repaying my previous loans,this my sixth loan,successfully paid.I have already rehabilitated the building where I plan to set p the wines and spirits business. It is a very strategic place and I am quiet sure I will be able to repay the upcoming loan just like I did with the past ones.
I plan to invest Sh70,000 in the opening stock and later top up another Sh30,000 to give it a Sh100,000 worth opening stock.
I plan to use the balance from the loan to do a few legal requirements, especially the paperwork. Wines and Spirits business is quiet lucrative and I believe it will subsidise my income on the taxi fleets.
business.Once again,i believe it's doable and with Zidisha, financial discipline is the order.Thanks

Loan Proposal

I plan to service my cab buy purchasing new tires, battery and shock absorbers.
I will also use the balance$ 300 to buy stock for salon and barbershop. Part of this will go to paying a down payment for a second hand carwash machine.
I believe, having completed repaying my fourth loan, i have what it takes to repay my next loan.
I must thank Zidisha team for the support and trust.
Regards.

Feedback

3

None

None

  • iggwag    Mar 15, 2016

    Well done. Keep growing; keep employing more people. More employment is one of the anwsers to the problems of Kenya. Give the young jobs.

    Log in to reply • Share
    • Paul Jimbo    Mar 15, 2016

      Wow, thanks, indeed i now employ five people.I believe, this is the way to go, creating employment opportunities.
      Regards.

      Log in to reply • Share
  • FATman    Oct 6, 2015

    hey paul,
    please clean all cars in mombasa with your new washmachine
    we see you next month :)
    Regards
    Fatman

    Log in to reply • Share
    • Paul Jimbo    Oct 16, 2015

      Thanks so much FATman,I'm humbled.When you arrive in Mbs,kindly call me so that you see the car wash.
      Kindly let me know if you'll need a car for hire.Meanwhile I will wash your car.

      Log in to reply • Share
  • Stefan Kruell    Apr 6, 2015

    Fully repaid, everything is fine.

    Log in to reply • Share


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Loan Info

Project Type

Classic Loan

Disbursed amount

$574.01

Date disbursed

Mar 23, 2016

Repayment status

On Time

Projected term

5 months

Cost to entrepreneur

Service fee: $28.71

Paul opted to pay $115.18 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

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