Shammah cyber cafe and stationeries

Damaris

Kitale, Kenya

100% repaid

Entrepreneur

Name

Damaris

Member since

November 2017

On-time repayments

61 installments  •  82%

About Me

My names are Damaris Lumumba from Kenya, born at western Kenya at Bungoma county, being the second born in my family, I schooled at mahanga primary school and later joined mahanga secondary where I sat for my KSCE certificate, I later came to Trans Nzoia Kitale Technical Training where I did my Diploma course in Information Technology because I had passion with computers I decided to open my own bureau after graduating. Although it took me time to establish my parents supported me financially, my child likes being a lawyer, I like our luhya especially on every august of the year when children are being circumsiced, we do dance the all night then early in the morning they circimsice them.

My Business

I have my own bureau ( cyber) where by I aslo sell stationeries...I trained computer when I was in college and later I decided to practice my own profession in my own business. I have contracts with secondary schools, I type exams and photocopy for them and they normally pay me after one month but per day I do collect 3,500.. I pay my child school fees and also my shop rent with the profit I get..

Loan Proposal

Since the schools are going to be opened in January, I'm going to add some stationery in my shop... I expect my selling to grow since January will be a back to school season and most parents buy stationeries on January. Like 3800

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$13.00

Date disbursed

Dec 20, 2017

Repayment status

On Time

Projected term

5 weeks

Lenders

MarktheMormon

Sandy, Utah, United States

T

TP

United States

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  • Damaris    May 20, 2022

    As i has stated earlier in my when applying for the loan, i want to buy some iron sheet for roofing my toilet, i know the amount i have been given isn't enough but i will add some money on top of it. thank you zidisha team for funding me the loan.

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  • Damaris    May 20, 2022

    First and foremost i would like to take oportunity to thank the zidisha team for their support. the loan really helped to buy a generator for my cyber. and the one i want to take i want to buy some iron sheet so that i can roof my toilet in my home

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  • Damaris    Apr 19, 2022

    Hey Nelly, thanks a lot for funding me the loan, as i has stated earlier, I want to buy a small generator that will support my cyber when electricity power goes off. This will help me to maintain my customers. Thanks a lot again

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  • Damaris    May 21, 2020

    Hello Zidisha, first i would like to apologize for not paying my loan on time. but my business has started growing and also i have managed to secure another room for my business since the last one was affected with fire.
    Zidisha loan has really helped me to add stock on my business, i want to buy a generator for my business.
    i will add to the amount of money that i have

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  • Damaris    Aug 6, 2019

    Hello lenders, I just want to ask what is the percentage of the interest because I am now confused.. How can someone be given Khs. 2900 and pay Khs 4387... Secondly I have been inviting members but I find it hard to explain to them your loan interest because myself the amount you charge me from the loan you are giving me is unreasonable

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  • Damaris    Mar 7, 2019

    I want to thank you for understanding me, here again I want to reduce my payment just because my business has not picked up

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  • Damaris    Feb 15, 2019

    I won't make to pay all amount.. My business is still not doing well

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  • Damaris    Feb 6, 2019

    Thanks for the loan, but this credit risk is too much..is it that I'm paying the interest of 1500

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  • Damaris    Feb 5, 2019

    Hello lenders, first and foremost i would like to thank you for your encouragement message you send me.... as i had said earlier i am going to buy a giant stapler for my business, many customers have been bringing me some job to bind for them and yet and i don't have that stapler. Thanks for the loan

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  • Margaret    Feb 3, 2019

    Hi Damaris,
    I admire your determination to get back to business after the fire. Best of luck to you, you sound like a hard worker! Regards, Margaret

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  • Damaris    Jan 25, 2019

    Hello zidisha, the last loan really helped a lot..although I have not paid at the right time, this is because my business was burnt down and it has taken me a lot of time to be stable again..but still I want to thank my lenders for their support.

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  • Silvester    Jan 1, 2019

    She has still promised to clear her debts anytime.Thank you

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  • Silvester    Dec 1, 2018

    Have called her this morning and she has promised to settle her debts soon.

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  • Silvester    Oct 30, 2018

    After talking to him he promised to do whatever he can within his means to cater for his DEBTS.

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  • Damaris    Sep 28, 2018

    My business is still down, I have not find a strategic place to put my business since the fire burned my former place

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  • Damaris    Sep 1, 2018

    Since my business was burned up I have not managed to get another place, but if I get another place I will increase my installment

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  • Damaris    Aug 12, 2018

    My business is not doing well. I have also not get the place of work since my place was burned

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  • Damaris    Jul 13, 2018

    Hello Zidisha, my business is still down I have not managed to get another place of work since everybody wants us to book with a goodwill of one year and yet all our property were burned out.

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  • Damaris    Jun 24, 2018

    I have decided to reduce my installment because my business was burned at Kitale Kamukunji...we are planning to build other stalls in next two weeks

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