Entrepreneur
Name
Stephen
Member since
February 2013
On-time repayments
45 installments • 24%
About Me
My name is Stephen Mateso Kalume,Im a youth yet married lives with my family at home.I live in Viragoni sub-location in Kayafungo location Kaloleni Division Kilifi county within the Coastal region of Kenya.Im a shopkeeper,Immedietely after my school started the business.Im a class eight leaver,could not go beyond class eight reason being money, as money is power.I started this business basically to earn a living and to atleast improve my life.I purchase various items:detergents,food stuffs,plastics,milk,clothes,fuel etc.Also pay for school fees,food,transport and clothes for my brothers and sisters and my parents.Hope to expand even more and even open other branches else where for better income.
My Business
My business is shopkeeping,it provides the selling of commdities in a shop to people/shopers.There is demand of these goods because in my area there no big shops hence people are forced to travel long distances inorder to shop.So by establishing an extensive shop around the area will have solved a great problem.My customers prefer to my business because Im faithful businessman and that my prices are not all that over high.The business is profitable because in a day you can save atleast one thousand shillings profit.Risks that face my business is transport and security.My typical monthly income is ksh:35000/= and my monthly expenditure is ksh:20000/= my profit is ksh:15000/= of which I can repay Zidisha loan comfortably.
Loan Proposal
I will use the loan as follows: I will buy 5sacksmaize 50kg@ksh: 4000/= total ksh:20000/= equivalent to $227.73, 5sacks sugar50kg@ksh:5000/= total ksh:25000/= equivalent to$284.66, 3sacks rice50kg@ksh:5000/= total ksh:15000/= equivalent to $170.80, 4containers containing a total liters of paraffin of 62.5 Liters worth ksh 5000/= equivalent to $56.93.With these commodities in my business will greatly improve my income in addition it will help my clients from travelling far distances in search of the same commodities. This will save my clients from diverse calamities that can find them on their way that is as far as their security is concern.
Feedback
Positive
6
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$732.00
Date disbursed
Aug 4, 2014
Repayment status
Late
Projected term
7 months
Other loans
Lenders
Germany
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Summary
Amount repaid
$301.16
Amount remaining
$486.77
Expected completion
Apr 1, 2015
Status
Repaying late
Installment amount
$23.17
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 13, 2014 | $23.17 | Aug 29, 2014 | $23.17 |
| Aug 20, 2014 | $23.17 | Aug 29, 2014 | $0.08 |
| Sep 12, 2014 | $11.63 | ||
| Sep 17, 2014 | $11.47 | ||
| Aug 27, 2014 | $23.17 | Sep 17, 2014 | $0.16 |
| Sep 27, 2014 | $11.63 | ||
| Oct 2, 2014 | $11.38 | ||
| Sep 3, 2014 | $23.17 | Oct 2, 2014 | $1.41 |
| Oct 11, 2014 | $11.63 | ||
| Oct 20, 2014 | $10.14 | ||
| Sep 10, 2014 | $23.17 | Oct 20, 2014 | $1.49 |
| Oct 27, 2014 | $11.63 | ||
| Nov 7, 2014 | $10.06 | ||
| Sep 17, 2014 | $23.17 | Nov 7, 2014 | $1.57 |
| Nov 21, 2014 | $11.63 | ||
| Nov 30, 2014 | $9.98 | ||
| Sep 24, 2014 | $23.17 | Nov 30, 2014 | $1.65 |
| Dec 8, 2014 | $11.63 | ||
| Dec 15, 2014 | $9.90 | ||
| Oct 1, 2014 | $23.17 | Dec 15, 2014 | $1.73 |
| Dec 22, 2014 | $11.63 | ||
| Jan 6, 2015 | $9.81 | ||
| Oct 8, 2014 | $23.17 | Jan 6, 2015 | $1.81 |
| Jan 12, 2015 | $11.63 | ||
| Jan 21, 2015 | $9.73 | ||
| Oct 15, 2014 | $23.17 | Jan 21, 2015 | $1.90 |
| Feb 7, 2015 | $11.63 | ||
| Feb 17, 2015 | $9.65 | ||
| Oct 22, 2014 | $23.17 | Feb 17, 2015 | $1.98 |
| Mar 4, 2015 | $5.81 | ||
| Mar 7, 2015 | $5.81 | ||
| Mar 14, 2015 | $6.98 | ||
| Mar 25, 2015 | $2.59 | ||
| Oct 29, 2014 | $23.17 | Mar 25, 2015 | $9.03 |
| Apr 4, 2015 | $6.98 | ||
| Apr 11, 2015 | $6.98 | ||
| Apr 18, 2015 | $0.19 | ||
| Nov 5, 2014 | $23.17 | Apr 18, 2015 | $5.63 |
| Apr 29, 2015 | $5.81 | ||
| Oct 30, 2019 | $5.81 | ||
| Nov 30, 2019 | $5.81 | ||
| Nov 12, 2014 | $23.17 | ||
| Nov 19, 2014 | $23.17 | ||
| Nov 26, 2014 | $23.17 | ||
| Dec 3, 2014 | $23.17 | ||
| Dec 10, 2014 | $23.17 | ||
| Dec 17, 2014 | $23.17 | ||
| Dec 24, 2014 | $23.17 | ||
| Dec 31, 2014 | $23.17 | ||
| Jan 7, 2015 | $23.17 | ||
| Jan 14, 2015 | $23.17 | ||
| Jan 21, 2015 | $23.17 | ||
| Jan 28, 2015 | $23.17 | ||
| Feb 4, 2015 | $23.17 | ||
| Feb 11, 2015 | $23.17 | ||
| Feb 18, 2015 | $23.17 | ||
| Feb 25, 2015 | $23.17 | ||
| Mar 4, 2015 | $23.17 | ||
| Mar 11, 2015 | $23.17 | ||
| Mar 18, 2015 | $23.17 | ||
| Mar 25, 2015 | $23.17 | ||
| Apr 1, 2015 | $23.17 | ||
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