Small small

Benjamin Augstine

Accra, Ghana

99% repaid

Entrepreneur

Name

Benjamin Augstine

Member since

November 2014

On-time repayments

25 installments  •  64%

About Me

Am benjamin yalley ,28years of age and i attended mpintsin a.m.e . zion primary school ,well my childhood education was not easy because i was stayiny with my aunty have to sell before i can go to school and saturday and sunday as well. i walk about 6 kilometer to school each day because my parent were staying in a village and as a boy education was my in me day in day out to become good leader in future.

My Business

I have cybercafe provision store which I run as public as a store to help others who are unemployed in our community in order for them to get money at the end of the month.i am applying for this loan in order to help me extend the cafe to be able to employ more stuff to work in order to help the community too.i wish to sell other kind of products too at the café like laptops,printers and tablets in order for anyone to get what he want interms of electronics. And will try my best to open sub café at the various district nearby if this loan work out of me.i now plead on behave of lenders to help me in order for my dream to help the community comes true. I would be glad to get this loan in order to cut across the region in order to fight against some of the unemployment and to make good profit to pay back. I promise to execute and respect the rules and regulation of this noble institution. Thank you .

Loan Proposal

dear zidisha, am going to used my next loan for ordering goods such as phones accessories,power bank for my customers.although the first loan was small but i was able do something with it .as compared to this loans i think i can make every good and a successfull impact in this new loan that am about to take.and also to expand my business plan as well.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$96.00

Date disbursed

Feb 16, 2015

Repayment status

On Time

Projected term

4 months

Other loans

Lenders

P

Philippe

Adliswil, Switzerland

BJ

Brandon Joz

North Carolina, United States

C

cfaul

Seattle, United States

M

Mårten

Inden, Switzerland

Jouni

Finland

ads68

Melbourne, Australia

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

Richard

Shrewsbury, United Kingdom

Humble Bundle Community

San Francisco, United States

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  • Emmanuel    May 6, 2015

    Dear Lenders, I reached out to Benjamin again and he said business is now gradually moving, he was able to make a bulk payment yesterday which is going to cover the weeks he has defaulted, so please lets wait for it to reflect in his account. Thank you.

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  • Benjamin Augstine    Apr 15, 2015

    my reason is business is very bad these days

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  • Emmanuel    Mar 19, 2015

    I contacted Benjamin on phone because he stay far from where I am. We are at different region in Ghana. He explain to me, he is having small challenges in his business. Business is not moving as expected but he assured me to start the repayment of his loan as soon as possible. Thank you.

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  • Emmanuel    Feb 11, 2015

    Thanks Benjamin for your repayment, wish you all the best with the second loan you have raised.

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  • Benjamin Augstine    Feb 11, 2015

    well l was having some money and i added what i had from zidisha to order my goods for my customers. well for now am dealing with power banks.and some phone accessories.

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  • Emmanuel    Feb 11, 2015

    Great work done brother,keep up the good work.

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  • Taylor Hanna    Jan 23, 2015

    Dear Lenders,

    I got to meet up with Benjamin this past week! He happened to be near where I was staying when we got in- touch, so we sat down for a bit to chat before heading over to his shop in Osu.

    Benjamin grew up in Takoradi, on the coast. But when his father died and mother lost their home and most of their belongings, he and his five siblings were split up and he was sent to live with his aunties in the small village of Dominase. He’s spent his life working hard, first helping his family with farm work and then working at a hotel bar to save money for school. He still supports his younger brother and takes responsibility for keeping him on the right track.

    Now in Accra he stays very busy: He is going to school studying medical laboratory science, he buys and sells computer accessories (when I met him, he was picking up a stock of portable batteries – a necessity in Ghana where electricity is often unreliable), and he sells tools and general goods on a street-side shop in Osu, in front of his uncle’s house.

    Although it hasn’t always been easy, Benjamin’s energy, assertiveness, and natural competitiveness has kept him looking forward. And he has quite a few ideas for the future. He just finished repaying his first Zidisha loan and hopes to use future loans to help grow his uncle’s shop in Osu and build up around it. (I have to say – he’s starting with a great location right off busy Oxford Street and shaded by a beautiful tree.) And he’d also like to revive the family tradition of making and selling drums, which fell dormant after the death of his father.

    Not one to forget his past, he is dedicated to giving back to his community and helping the village where he grew up and Komenda, where his mother is from. Many of the children in the villages are not in school, so Benjamin would like to help the young people attain an education as well as trade skills such as carpentry and sewing. Naturally generous, he is nicknamed the Godfather in his hometown due to his giving nature.
    It was so wonderful to get to meet Ben and see his shop this past week. We are very excited to see what he has in store for us in the future and hope I get to see him again in Accra!

    Taylor
    Ghana Ambassador
    Zidisha

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