Smart groceries

Beatrice

Voi, Kenya

100% repaid

Entrepreneur

Name

Beatrice

Member since

March 2015

On-time repayments

95 installments  •  56%

About Me

My Name is Beatrice Chalangat.I was born and raised in the rift valley region of Kenya.I was lucky to have a decent education both at the primary and secondary level.While pursuing my college education at the coast is when I discovered my entrepreneurial side and thats when the grocery business idea was conceived.Having attained accreditation as a teacher,it was challenging to joggle between teaching and trying to put my business idea into practice.It was then that I focused entirely on my business, risking everything to have it up and running.The hospitality by the coastal inhabitants is overwhelming and that is what makes a unique and condusive environment for doing business.

My Business

I wish to state that I used part of my profit to do some farming.So far I have about one acre of maize plantation(as indicated in the photo I posted )I used my returns to purchase seedlings and fertilizer for my farm.I intend to use the loan to hire people in my small farm.Thank you and God bless Zidisha.
Happy new year2019 to you all.I will use the loan to prepare my land for this planting season.Thankyou Zidisha for believing in me.

Loan Proposal

My next loan will be geared towards my initial expansion strategy,but this time taking it up a notch higher.The food retail business is very sensitive in every sense of the word since you are dealing in perishables.A wide customer base is the remedy to staying relevant and more important,farm fresh.The loan will also help in boosting up the capacity of each food category in the grocery, therefore giving my customers a wide variety to choose from.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$37.00

Date disbursed

Apr 4, 2017

Repayment status

On Time

Projected term

8 months

Lenders

Paul Buchheit

Mountain View, United States

PG

Paul Graham

United States

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

Ask Beatrice a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Emma    Oct 2, 2020

    Hi Beatrice, I'm sorry about your family challenges earlier in the year :-( I just wanted to say that it might be helpful to reach out to Zidisha staff & ask if they can possibly pause your loan until things get easier from covid?

    I can see you were making your payments quite well before the pandemic, & just wanted to give you my well wishes... I hope things get easier for you soon :-)

    They should be able to help, I hope things aren't too stressful.

    Wishing you well from Australia, warm regards - Emma.

    Log in to reply • Share
  • Wendy Emlyn    Feb 23, 2020

    Hello Beatrice.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

    Log in to reply • Share
  • Eliza Wairimu    Jan 22, 2020

    Beatrice has told me that she has some challenges at the momont but promised to start payments soon.
    Thank you

    Log in to reply • Share
  • Purity    Dec 1, 2019

    Dear Lenders,
    I have spoken to Beatrice and she is putting more efforts to resume repayments. She very much regrets the delay which came by because of some unexpected challenges in the family which depleted a lot of funds.

    Log in to reply • Share
  • Beatrice    Oct 6, 2019

    Hello Zidisha,i still have issues and will be able to pay the 100/- comfortably without default.In any case i spring back i will adjust to more.Thankyou.

    Log in to reply • Share
  • Beatrice    Aug 22, 2019

    I am undergoing some very trying
    moments.

    Log in to reply • Share
  • Purity    Aug 20, 2019

    I have spoken to Beatrice, and says the challenges she is facing is quite persistent and she has not neglected her loan repayment. She will make some payment the soonest possible

    Log in to reply • Share
  • Beatrice    Jul 18, 2019

    Dear lenders,i am sorry for the delay.I am going through some challenges which involve my direct input thus the delay.I hope to make some paymeht this end of month.I really appreciate your concern and i request your prayers during these trying moments..God bless you all.

    Log in to reply • Share
  • Purity    Jul 15, 2019

    We spoke again, Beatrice is making efforts to make another payment, and she hopes to raise a full instalment amount.

    Log in to reply • Share
  • Wendy Emlyn    Jul 7, 2019

    Hello Beatrice.
    Are you able to make any more payments yet?
    God bless you,
    Wendy

    Log in to reply • Share
  • Purity    Jun 23, 2019

    Dear Lenders,
    Beatrice and I have had a chat on the phone, she is going through some difficulties due to illness of a close family member. However she will endeavour and is determined to make payment during the last week of June 2019.

    Log in to reply • Share
  • Beatrice    Jun 5, 2019

    Hello team,i am humbled!This loan will go a long way in servicing my farm.Thanks once again n God bless.

    Log in to reply • Share
  • Beatrice    Jun 5, 2019

    Hello,i am humbled!Thanks for funding my loan.I will use the loan to buy farm inputs.It will help me in managing my farm till maturity and harvest time.Thanks once again for believing in me.Thanks lenders team.

    Log in to reply • Share
  • Beatrice    Jun 3, 2019

    Hello team?Still going strong.You know farming also keeps me fit!!í 

    Log in to reply • Share
  • Beatrice    Jun 1, 2019

    The just concluded loan played a big part in expanding the land for crop production.I was able to rent a small piece of the same to increase my production.I really appreciate the loan for it went a long way in boosting my crop-production business.If approved the,new loan will catapult me to even greater heights.

    Log in to reply • Share
  • Alex    Jan 16, 2018

    If ok, kindly make some repayments. I understand the situation may be tough but please be back on track..

    Log in to reply • Share
    • Beatrice    Nov 21, 2018

      Hi Alex,thanks so much for understanding my situation.I am back n hope to clear the arrears before next year.Asante na baraka tele.

      Log in to reply • Share
  • Beatrice    Oct 9, 2017

    Hello team,i hope you all are fine.Iam happy to once again be able to communicate via zidisha.I have been undergoing some financial huddles that's why i haven't been able to make any payments to date.I hope to bounce back soon.Thanks and God bless.

    Log in to reply • Share
  • Alex    Sep 21, 2017

    Dear lenders, I talked to Beatrice. she said to have been undergoing some few financial commitments but promised to resume her repayments once she settles down.

    Log in to reply • Share
  • Beatrice    Jul 3, 2017

    Hawayuni(kenyan team will relate)I hope you have been well.Business is doing good.I am about to harvest my millet.Have a fabulous week ahead.

    Log in to reply • Share


Loading...

Loading...

Loading...