Southern printers & stationers

Jeremiah

Kyatune Market, Kyatune Location, Kenya

54% repaid

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Entrepreneur

Name

Jeremiah

Member since

May 2014

On-time repayments

61 installments  •  10%

About Me

My Name is Jeremiah Mukala. Am 30 years old and a father of two.

I Live in Kyatune Market of Mutomo District in Kitui County

I have just started a small cyber in town so that's where i get my daily income.

I have a diploma in IT from Computer for schools kenya.

I started my business because after finishing my diploma i was employed in a cyber cafe and i saw how much money they were making and decided to save up and start mine also.

I purchase small things like antivirus or disks, every month for the computers that i have in my cyber which has about five computers only.

I live to swim and also read novels.

My Business

I have a cyber cafe where people come to browse and also other things like typing or doing their online jobs.

There is demand for my services at the cyber since my cyber is inside a building that does not have any other cyber so many people come to browse here and plus its also competitive priced since i charge less than USD 0.034482 a minute.

Its profitable because the running costs are low since we use like USD 11.494 for rent and USD 34.482 for other ex[enses( updating soft wares, repairing and maintenance) and get a profit of
USD 91.954.

I want a loan so that i can be able to buy more computers so as to accomodate many people than i can right now since i have little computers.

The risk i face is when the clients end up removing some items from the computer then i end up purchasing them again like anti-virus.

Loan Proposal

Once given this loan, i will add to my savings and purchase a printer that i will use to print photos and passports. this will in turn lead to increase in sales. I will also employ someone to help me in running the business thus creating employment. I will also add some stationery from the sales i will make. This will make the community members not to travel far in search of Writing materials as there is no other bookshop in the area. I will also add up savings to buy a router to help me in internet connections as i have been using a safaricom modem which is proving to be expensive in terms of data usage

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$51.00

Date disbursed

Jul 10, 2014

Repayment status

Late

Projected term

14 months

Lenders

G

GalantnostS

Hong Kong, Hong Kong

valentin

Stockholm, Sweden

ShaneS

Port Pirie, Australia

Sarasota

Sarasota, Fl, United States

pvilliger

Zurich, Switzerland

Matching Fund

Sterling, United States

R

roger

United Kingdom

Ask Jeremiah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • John    Aug 1, 2015

    Hope this finds you all ok.
    I have contacted Mukala and he has told me that he has been away for a while.Now that he is back he will resume to make repayments in this new month.
    Want to wish you all a memorable month ahead.

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  • John    Jun 18, 2015

    Hi,hope this finds you all well.this past 2 weeks i have tried to reach to Mukala with no luck.i have been in touch with James Murara who did invite him and he has promised to find him out and then give me a report on the defaults by Mukala.will give an update as soon as he responds.Thank you

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  • John    Mar 2, 2015

    hello,i have been intouch with jeremiah and he has confirmed that he will be making a repayment by the end of this week.

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  • John    Jan 31, 2015

    Hi,Hope this finds you well.I am the VM for Mukala and i have contacted him.He did notify me that he has not been feeling ok for the last two weeks.He has informed me that he is recovered and will resume repayments soonest.
    Thank you for your assistance.

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  • Henry    Dec 9, 2014

    CONGRATULATION JEREMIA MUKALA IN YOUR BUSINESS.

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  • Jeremiah    Dec 3, 2014

    this is because business season is so down thus making it impossible to make my repayment in time but i promise once it picks up to resume to my initial instalments and complete my loan payment. Am grateful for the undedrstanding that you have shown to us and the support you are giving to young entreprenuers in realising their dreams as far asbusiness is concerned. agin thank s lenders for entrusting me with your money. May God bless you all

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  • Jeremiah    Oct 27, 2014

    Hi lenders, hope you are all safe. My business is doing well though i did not send my installment. I am doing it this week. Blessings all

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  • Henry    Oct 15, 2014

    CONGRATULATION JEREMIAH MUKALA IN YOUR BUSINESS, KEEP IT UP.

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  • Jeremiah    Oct 3, 2014

    This rescheduling of my loan repayment is due to that fact that business is now down but when it picks up. i will be able to get back to my normal repayment. Thanks for your continued support. Am also grateful to you lenders for trusting me with your money to boost my business. I have had some problems in my business that is why i have not repaid the loan as agreed in the loan contract but i promise to do it until i finish paying

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  • Jeremiah    Sep 24, 2014

    Hi lenders, hope you are all doing well. My business has been down with little flow of customers thus affecting my repayment. I am now requesting to be allowed to make partial payments in two weeks to clear my outstanding balance. Am also requesting on whether i can b allowed to make payment of the remaining balance at once to clear the loan

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    • John    Sep 30, 2014

      hello Jeremiah,trying to reach you on phone but you are unavailable.Please log into your account and click on the myaccount icon.At the bottom there is a reschedule loan entry.Click on this link to go and give an explanation of your loan rescheduling.Looking forward to hearing from you.

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      • Jeremiah    Sep 30, 2014

        Hello John, cant reschedule my loan because i cant see the reschedule loan link...

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  • James    Sep 4, 2014

    Hello Jeremiah. I hope that you are doing well. What happened to your repayment of the loan from Zidisha? Since you are late in payment, this has affected my loan as well as i have dropped to 88% rating. This is going to be bad for my business in the future as i am the one who introduced you to Zidisha. Kindly reschedule your loan and repay promptly. Nice day.

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  • Jeremiah    Aug 19, 2014

    HI lenders, hope you are all well. I am kindly rescheduling to repay my past due amount on Monday next week. This is due to an uncertainty that befell me. I promise to adhere to the promise. Thanks for your continued support and understanding. Blessings to you all. You have made my business thrive and i owe it to you all. The whole of last week we did not open and this is what has made me not to send the amount but promise to do it as said. Thank you

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  • pvilliger    Aug 9, 2014

    HI there
    How is business going? it seems you are late in your repayment...

    any reason?

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    • Jeremiah    Aug 12, 2014

      HI, business is good. Had lost a family member and thats the reason that made me not to repay as promised. I have send my installment and promise to be prompt in repaying

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  • Jeremiah    Jul 23, 2014

    This is due to an emergency that befell me last week as i lost a member of our family. Will adhere to the changes and after we are through with the burial, i will revert to the normal repayment of 453. Am happy for the loan because it assisted me in expanding my business which is now picking up and doing well

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  • Jeremiah    Jul 15, 2014

    Hi lenders, with the amount disbursed, i added to my savings and purchased this desk top computer

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  • Jeremiah    Jul 13, 2014

    Thanks lenders for funding my loan. I am adding it to my savings to buy an extra computer for my cyber cafe.

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  • Jeremiah    Jul 8, 2014

    Hi lenders, thanks for your continued support. I appreciate your funding and promise to repay promptly once my loan is fully funded.

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  • Jeremiah    Jul 1, 2014

    Hi lenders, will gratefully appreciate your funding of my loan and promise to never let you down in repayment

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  • Jeremiah    Jul 1, 2014

    Morning lenders? Wish you all blessed day. Waiting for funding of my loan to expand my business

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  • Jeremiah    Jul 1, 2014

    Thanks Zidisha matching loan fund for your support. I promise not to let you down when it comes to repayment of the loan. Blessings

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