Purchase of New Spare Parts for Motor Vehicles

Samuel

Rimpa,kiserian, Kenya

7% repaid

Entrepreneur

Name

Samuel

Member since

December 2015

On-time repayments

54 installments  •  80%

About Me

Well,it is a wonderful opportunity to express myself.First is that my childhood life has been good and well catered by my caring parents back in the rural set up.I was taken to school just like any other child and completed both primary and secondary school.All that long i have been so helpful to my parents in family and domestics activities.I could help taking cows to the river and also helped in fetching water and fire wood.All this showing that i was a responsible boy and law abiding child.Troubles began when my parents got a bigger burden of educating all of us and some of us like my brothers and sisters opted to leave home and started doing old jobs just to be busy.I was not exempted by the situation when it worsened and i followed the suit.All of us started living in town.I followed my brother to town where he was working as a Bicycle mechanic.He was repairing bicycles and earning a living out of that.While staying at his home,i took time helping him in repairing customer's bicycles and learn the job.My brother got a job with a manufacturing company and he left me with his business and later on,he fully gave me his job of which i have been doing for the last 3 years.This is how i came to owe a business and overcame hardship in my life.I am a self employed and loving my job today.The unique thing about the culture of the place i live is that hard work is appreciated for social and economic satisfaction.
My children would like their father to be responsible,caring bring them up and educate them for a healthy society.My hobbies are being a role model in patriotic and community welfare activities.

My Business

Meanwhile,my area of services is mainly in repairing Bicycles and motorcycles as well as selling their spare parts.These services are highly on demand because there are hundreds of motorcycles and bicycles that are used daily for transporting people and goods to more remote areas.I choose this business because i liked it and i am experienced in the same field.It is a well motivating job even on profitability.
My typical cost are mostly on buying stock of the spare parts,cost of welding using the gas,repair tools,security,rent,electricity and permit.mostly my profit goes towards meeting these costs,reinvesting and my personal expenses as well as helping my parents back home.
Thank you.

Loan Proposal

HelloDear lenders,thank you for your help of fund. I have been doing well and my business is equally doing good.
Below is the list of the items i will buy with the loan;
Brake shoes at a cost of $45.00,Wheel hub accessories at a cost of 30.00
Motorcycle Sprocket Motorcycle Sprocket at a cost of $40.00
Wet Multi-plate Clutch at a cost of 30.00
Assortments of Motorcycle /Bicycle tubes and tires/Tyre tubes at a cost of $52.00
I will also buy the oil for engine service at $35.00,
I also bought Puncture repair covers at $16.00.
Ignition Coil,capacitor at a cost of $20.00
Intake & Exhaust systems at a cost of $30.00

These are again the most and commonly typical basic services that i offers daily.
My service will contribute a lot to my profitability especially now that the winter season has just ended.
I will able to repay your loan comfortably without any delay, feed my family, help my parents back home and helped orphans through church visit.
With the stock, my profit per day will surpass my target of my previous USD30.00 to reach USD50.00.I will be proud of you lenders.
I will settle most of my bills and my hope is that in the coming weeks i will be able to be changing the way i do my business to include a more fulfilling services to my clients.This will bring me more profit with satisfied customers.
I thank you Lenders and Zidisha Family for this far i have reached.
I confession that, this is truly a dream come true and i have seen God in my life.
Thank you very much.
Kibe.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$303.00

Date disbursed

Aug 15, 2016

Repayment status

Late

Projected term

64 months

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