Start lunch program for students in my nursery school

Margaret

Kiptagwanyi Center, Kenya

42% repaid

Entrepreneur

Name

Margaret

Member since

January 2013

On-time repayments

179 installments  •  40%

About Me

My name is Margaret Nyambura Mburu. Mburu is my father. I live in Kiptagwanyi Center, plot no. 12/k. I am single and born again, being a follower of Jesus Christ, and I attend AIC Church, where I am a member. I am a mother of two children, who depend on my work as a teacher in my own day nursery school.

I was born in 1978 in Nakuru town, where my parents got a plot before we migrated to Kiptagwanyi when the living became very hard, according to my parents, and my father bought land in this area. I started my education in 1983 in Nakuru, but before completing my primary school, my parents migrated and I enrolled in Muriricua in std 4. I completed my primary education in 1990. I scored C in all subjects, but, for a girl at that time, to get that score was fair, so I joined Muriricua Secondary School and completed form four.

I didn't join university but instead I joined ECD College and completed it in one year. However, because of lack of employment in this country, I decided to start my own nursery school, as there were many children in the area. The earning from this business helps my family to get basic needs and also pays for my children's education.

My Business

My business entails in educating children, the young ones, to give them education. I started this business after completing my ECD course, which is to care for small children of ages between 3-5, from giving them education to giving care. The cost of one kid a term is 800 [Kenyan shillings] ($8 USD) and I have 30 kids in two classes. For the second class I have employed another teacher to help me with these small kids, who need much care so that they can grow and be able to read well.

The main challenge is the high cost of a license from the local council, which made me not help as many children as I want. I also have a lack of funds to make a good place for these children, but I hope Zidisha will give me this loan for the sake of these children so that they can enjoy reading. The money their parents pay can't help much, as I have another teacher who depends on me to do work. Like now many parents want to enroll their children in my school, as they say I care for the children better than the other private nursery school. If i can get this loan, it will boost me a lot.

Loan Proposal

Thank you lenders for this opportunity to have another loan. The previous loan helped my students and me very much.

In this loan, I want to start a lunch program for the students of my school, so that they can have enough time to learn without any problem of being hungry in the course of the day and wasting time going to lunch, as some of the kids travel far to get lunch, and sometimes their parent waste time bringing food in school for the kids.

This is after consulting with the parents and we agree that it will be better. The cost of this program is:
[1] 3 big sufuria__9000ksh
[45] plate____4500ksh
[50]spoon___2500ksh
[1] big jiko special___14000ksh
[others ] 12000ksh
[1] worker 6000ksh per month

A cooking kitchen house also will be built to cater for space and clean for the food to be cooked in. And, because it is a cost sharing between the parents and me, this thing above is what I am supposed to cater for. The other remaining will be provided by the parents. So please I beg you lender to fund me, so that these kids can benefit and get at least a better education. Thanks.

Show original English  

About Me

my name is margaret nyambura mburu. mburu is my father,i live in kiptagwanyi center plot no 12/k. i am single and born again being a follower of Jesus Christ and i attend aic church where i am a member. i am a mother of two children who depend on my work as a teacher in my own day nursery school. i was born in 1978 in nakuru town where my parent got a plot before we migrate to kiptagwanyi when the live became very hard according to my parent and my father bought a land in this area. i started my education in 1983 in nakuru, but before completing my primary school, my parent migrate and i enroll in muriricua in std 4. i completed my primary education in 1990.i score c in all subject, but a girl at that time to get that score was fair, so i join muriricua secondary school and complete form four. i didn't join university but instead i join ecd college and complete in one year.but because of lack of employment in this country i decide to start my own nursery school as there were many children in the area.the earning from this business help my family to get basic needs and also to pay for my child education

My Business

my business entail in educating children , the young one to give them education.i stated this business after completing my ecd course which is to care for small children of age between 3-5,from giving them education and to give care to this small kid. the cost of one kid a term is 800 and i have 30 kids in two class. the second class i have employed another teacher to help me with this small kid which need much care so that thy can grow and able to read well.the main challenge is high cost of license from the local council which made me to not help much children as i want and also luck of fund to make a good place for this children but i hope zidisha will give me this loan for the sake of this children so that this children can enjoy reading because the money their parent pay cant help much as i have another teacher who depend on me to do work. like now many parent want to enroll their children in my school as thy say i care for the children better than the other private nursery school, if i can get this loan will boost me a lot.

Loan Proposal

thank you lenders for this opportunity to have another loan,the previous loan help my student and me very much.in this loan,i want to start lunch program for my student of my school so that they can have enough time to learn without any problem of being hungry in the cause of day and wasting time going lunch ,as some of the kid travel far to get lunch and sometime their parent wast time bringing food in school for the kid.this is after consulting with the parent and we agree that it will be better.cost of this program is [1] 3 big sufuria__9000ksh [ 45] plate____4500ksh [ 50]spoon___2500ksh [1] big jiko special___14000ksh [others ] 12000ksh [1] worker 6000ksh per month cooking kitchen house, also will be built to cater for space and clean for the food to be cook in.and because it is a cost sharing between parent and me,this thing above is what i am suppose to cater for. the other remaining will be provided by parent.so please i beg you lender to fund me so that this kid can benefit and get atleast better education.thanks

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$400.00

Date disbursed

Jan 19, 2016

Repayment status

Late

Projected term

20 months

Lenders

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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  • Margaret    Feb 26, 2016

    dear lender,i have decided to reduce amount because as i planed i got some problem because many parent don't pay on time,but as time go i will try my best to return to the previous repayment .thanks

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  • Jacob    Feb 22, 2016

    Hi lenders, i have talked to Margaret. She had some school fees problems for her children. however she has promised to make some adjustment and pay the loan as soon as possible. VM

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  • Eli Weiss    Jan 17, 2016

    Dear Margret

    CONGRTS on reaching your goal. I would like to know when i would get my loan back because i hear that you are very reliable.

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  • Margaret    Jan 13, 2016

    dear lenders,thank you for the previous loan,that loan help me and the children a lot as i was able to cement the class and so my student learn comfortably without dust,not like earlier when dust was the main cause of flu everyday. in this i thank you all who took their precious time and money to fund me,i thank you from the bottom of my heart .thank you all

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    • Roy    Jan 14, 2016

      Thank you. It is so very nice to hear it has helped. :-)

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  • Henry    Aug 7, 2015

    CONGRATULATION MADAM MARGARET MBURU IN YOUR BUSINESS MAY GOD BLESS YOU AMEN, LET ME ASK YOU MADAM WHERE IN NAKURU THE PLACE WHERE YOU LIVE, PLEASE TELL ME I;M YOUR NEIGHBOR I LIVE IN MOLO BY NOW THE PLACE CALL MARWA KARIBU PRYMARY SCHOOL, MY NO. IS 0728090249.

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  • Roy    Aug 4, 2015

    Hello Margaret, How are you?

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  • Margaret    Jul 10, 2015

    dear my lenders,i have received my loan in time and i am very grateful for your loan, but something bad came along,my farther is ill today and he was admitted in hospital,so i will not be able to pay the amount,i decide to reschedule this loan so that i can pay without problem for the time being, until some time.thanks

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  • Margaret    Jun 20, 2015

    thank you all lenders who participate in funding my loan,it have been amazing on how you fund me quick baring in mind that there are many on line.i will not fail you,i i will made you proud when repaying this loan back.than you all.thanks in advance

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  • Margaret    Jun 19, 2015

    thanks all in advance,all is going. keep up the good work of funding my loan.thanks

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  • Margaret    Jun 18, 2015

    thanks victor,also thank you all my lenders,i wish it could be funded so that i can start the cementing this floor because like now it is dusty in the area, i fill sorry for the kid,but i don"t know what to do until the fund is complete and get the money , until then there is nothing i can do, only to water the class.thanks

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  • Victor    Jun 17, 2015

    I wish you the best madam. Congrats for the work you are doing.

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  • Margaret    Jun 16, 2015

    i appreciate all your funding,so far so good,keep up

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  • Margaret    Jun 15, 2015

    this is a photo of the new class which completion was made reality by your fund

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  • Margaret    Jun 14, 2015

    thank you lenders for this far we have come together in helping me so that i can help other in education,i have sent you a photo of the different between when i start borrowing from you and now where i have reach,you have made a different in my life and others.i hope you will go on helping me with this loan so that the children can learn without dust in the class.thanks

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  • Margaret    May 30, 2015

    dear lenders,as i promise i will return to the original repayment,i want to complete my loan because my customers have paid all their due balance and i think it not fair for me to hold the money as i have other project i want to be funded to complete, thank you for the time you have given me and able to wait for me to complete.thanks

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  • Margaret    May 8, 2015

    for the time being , i am very low in income. that why i have reduce my repayment so that i can afford to pay at this time. so please let me do this as there is only one month remains and as the thing is i will not be able to make it in time,i assure you that i will return to my full payment in time when all will be well.thanks

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  • Margaret    May 8, 2015

    i will send to you new class that i build using this money, so please wait as i prepare the photo from next week.thanks

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  • Margaret    May 8, 2015

    dear lenders,thank you for the loan you have given me,this loan i used it in building a good class, and completed well. but the cause of me delaying is my employer who is the parent of my student,last year as many are farmers, thy were unable to pay school fees,only number of them pay,and this is because there are farmers who depend in farming,the drought struck this area badly that even to feed their family was impossible,i understand the stitution and wait till now many are paying and you see this is the second term of the school.so please, from next week i will resume paying back my loan and also my due balance,please i am very sorry for inconvenience and also for this delay.if you want to comment or to reply use my phone sms service on this no.0707689794 thanks

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  • Sammy    Sep 3, 2014

    Dear Lender,
    My names are Sammy Kanja (VM)Rongai Nakuru.Miss.Mburu wish to make her repayment on time,but she has facing challeges toward her business.
    I wish her all the best.
    Best wish,
    Sammy.

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  • humblehumanity    May 14, 2014

    Congratulations Margaret. My family wishes you great success. I would love to help in more ways with your nursery.

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