Richard
Sotik, Kenya
100% repaid
Name
Richard
Member since
August 2015
On-time repayments
188 installments • 80%
I am seventh born child with 3 sisters and 6 brothers but fro a humble family.
Our family come from Ndorobo namely the Ogiek who lived on hunting and gathering of honey.
Out 9 siblings two managed to go to school with a struggle( last born and I)
I went through curriculum 7:4:2:4
but after the Form 4 went to college and took a course in Certificate in General Agriculture 1988/90 completed but didn't managed to secure a formal job.
I did some farming engaged in Maize ,Beans, Brasicus and Pyrethrum growing as cash crop before venturing in the entrepreneurs where I self employed engaged in mitumba sales and finally open a Stationery shop where I am still doing it to date
My Stationery Shop is a registered business namely STAGGE COMMUNICATION dealing with Office stationery, Printing services, Photocopying, Binding and Lamination service.
Starting capital came from the previous work in the farm and mitumba business which I upgraded to a Stationery shop.
The business shop grew gradually because items required so much funds. Went to lending institutions where business drug so much for apart looking for funds to buying stocks I could make funds for loan repayment.
Today the business is almost at break even phenomena and I thank the Zidisha firm for their loan is pocket friendly with little interest
I have left all other lenders and stick to Zidisha firm for better performance and enhance better gross margins.
The above loan will be used to increase the following stationary stocks
1. Exercise Books.-$30.00
2. Counter Books- $21.00
3. Journal Books- $21.00
4. Cash Books- $20.00
5. Fees Registers-$20.00
6. Class Registers-$20.00
7. Dusters -$18.00
8. Chalks.-$19.80
9 . Manila papers- $25.00
10. Pens-$10.00
11. HB Pencils-$10.00
12. Geommetrical sets-$21.00
13. Black Board Rulers-$15.00
14. Set Squares-$14.00
15. Sfring Files-$40.00
16. Box Files-$21.00
17. Flip Charts-$22.00
18. Marker Pens-$18.00
19. School Bells-$15.00
20. Ruled Papers-$20.00
21. Photocopy Papers-$30.00
22. Scientific Calculators-$30.00
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$471.00
Date disbursed
Aug 22, 2016
Repayment status
On Time
Projected term
9 months
Other loans
Amount repaid
$494.55
Amount remaining
$0.00
Date repaid
Jun 26, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 4, 2016 | $12.10 | Sep 4, 2016 | $12.10 |
Sep 11, 2016 | $12.10 | Sep 10, 2016 | $12.10 |
Sep 18, 2016 | $12.10 | Sep 17, 2016 | $12.10 |
Sep 25, 2016 | $12.10 | Sep 25, 2016 | $12.10 |
Oct 2, 2016 | $12.10 | Oct 2, 2016 | $12.10 |
Oct 9, 2016 | $12.10 | Oct 10, 2016 | $12.10 |
Oct 16, 2016 | $12.10 | Oct 17, 2016 | $12.10 |
Oct 23, 2016 | $12.10 | Oct 24, 2016 | $12.10 |
Oct 30, 2016 | $12.10 | Oct 31, 2016 | $12.10 |
Nov 6, 2016 | $12.10 | Nov 6, 2016 | $12.10 |
Nov 13, 2016 | $12.10 | Nov 15, 2016 | $12.10 |
Nov 20, 2016 | $12.10 | Nov 23, 2016 | $12.10 |
Nov 27, 2016 | $12.10 | Nov 29, 2016 | $12.10 |
Dec 4, 2016 | $12.10 | Dec 5, 2016 | $12.10 |
Dec 11, 2016 | $12.10 | Dec 11, 2016 | $12.10 |
Dec 18, 2016 | $12.10 | Dec 18, 2016 | $12.10 |
Dec 25, 2016 | $12.10 | Dec 31, 2016 | $12.10 |
Jan 1, 2017 | $12.10 | Dec 31, 2016 | $12.10 |
Jan 8, 2017 | $12.10 | Jan 16, 2017 | $12.10 |
Jan 15, 2017 | $12.10 | Jan 16, 2017 | $12.10 |
Jan 22, 2017 | $12.10 | Jan 26, 2017 | $12.10 |
Jan 29, 2017 | $12.10 | Feb 7, 2017 | $12.10 |
Feb 5, 2017 | $12.10 | Feb 7, 2017 | $12.10 |
Feb 12, 2017 | $12.10 | Feb 14, 2017 | $12.10 |
Feb 19, 2017 | $12.10 | Feb 20, 2017 | $12.10 |
Feb 26, 2017 | $12.10 | Feb 28, 2017 | $12.10 |
Mar 5, 2017 | $12.10 | Mar 9, 2017 | $12.10 |
Mar 12, 2017 | $12.10 | Mar 15, 2017 | $12.10 |
Mar 19, 2017 | $12.10 | Mar 21, 2017 | $12.10 |
Mar 26, 2017 | $12.10 | Mar 25, 2017 | $12.10 |
Apr 2, 2017 | $12.10 | Apr 3, 2017 | $8.07 |
Apr 6, 2017 | $4.03 | ||
Apr 9, 2017 | $12.10 | Apr 10, 2017 | $12.10 |
Apr 16, 2017 | $12.10 | Apr 17, 2017 | $12.10 |
Apr 23, 2017 | $12.10 | Apr 29, 2017 | $12.10 |
Apr 30, 2017 | $12.10 | Jun 8, 2017 | $12.10 |
May 7, 2017 | $12.10 | Jun 8, 2017 | $12.10 |
May 14, 2017 | $12.10 | Jun 8, 2017 | $8.07 |
Jun 16, 2017 | $4.03 | ||
May 21, 2017 | $12.10 | Jun 16, 2017 | $10.08 |
Jun 26, 2017 | $2.02 | ||
May 28, 2017 | $12.10 | Jun 26, 2017 | $12.10 |
Jun 4, 2017 | $12.10 | Jun 26, 2017 | $12.10 |
Jun 11, 2017 | $10.56 | Jun 26, 2017 | $10.56 |
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