Stock and equipments

Vicky

Olenguruone, Kenya

100% repaid

Entrepreneur

Name

Vicky

Member since

July 2017

On-time repayments

16 installments  •  94%

About Me

I am Vicky Chepkirui Ngetich from Olenguruone town, Amalo location in Kuresoi South constituency in Nakuru county.
I did my Kenya Certificate of Secondary Education (K.C.S.E) I managed to attained a mean grade of C+(Plus).
After my KCSE Course in 2012 I joined Kenyatta University Nakuru Campus to pursue my carrier course; Diploma in Beauty Therapy in the year 2015 - Dec. 2016.
After my study I looked for a job but it was difficult to secure even one despite being graduate and experience ready to exploit my knowledge on the field specialized.
This year 2017 I decided to open my own small business; Cosmetic and boutique than to stay unemployed with the current economy.

My Business

My business (Cosmetic and boutique) is a good business and I am so passionate on it. However, when I started this business I faced many challenges especially finance. Initial capital was inadequate and this made me to start at a low base.
Enough capital is usually needed to start and run a business. I used the little I had with the assistance from my parents and friends. My business is now growing well and my clients are well served.
When I heard about Zidisha online loan from my Friend (Everlyne) I was so happy for their flexibility and favorable terms of repayment which small business proprietors can adopt.
Thank you.

Loan Proposal

I will use the loan credited to buy more stock for my business and other equipments needed in my business so as to offer more quality service with efficiency.
This will lead to expansion of my business and a more quality and efficiency that will bring more clients which in-turn enable me make good income output.
I will be grateful to see my business growing big and bigger with a good income which will also create jobs to other persons working under i.e more employees to serve well the higher number of clients expected.
Creation of employment through my Boutique and Cosmetic will improve standard of leaving i.e for my employees and improve the economy in general at a certain percentage.
Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$16.00

Date disbursed

Jul 30, 2017

Repayment status

On Time

Projected term

6 months

Other loans

Lenders

Humble Bundle Community

San Francisco, United States

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  • Vicky    Feb 28, 2018

    I have received the loan (Ksh.4788), I will use the loan to buy more stock for my business.
    Thank you for your continued financial support.

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  • Vicky    Feb 26, 2018

    I will use the loan to buy more stock for my Cosmetic business.
    This will help me a lot boost my business.
    Thank you Zidisha for your continued financial support.

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  • Vicky    Nov 9, 2017

    I would like to pay more so that I can clear the loan credited and apply a higher amount, this will help boost my business alots

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  • Vicky    Aug 2, 2017

    I received Ksh.1,496 being my first loan credited on 30th July 2017.
    I used the loan to buy more equipments for my cosmetic and boutique business.
    Thank you for your financial support.

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  • Vicky    Jul 30, 2017

    I have received my loan of Ksh. 1,496.
    Thanks a lot to Zidisha Micro lending community for your financial support.

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  • Vicky    Jul 28, 2017

    I will use the loan credited to buy more stock and equipments needed for my business.
    This will facilitate efficiency in service delivery to my clients, growth and expansion of my business.
    Thank you Zidisha for your loan.

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