Stock of variety clothing for upcoming festive season
Virginia
Miroreni, Kenya
100% repaid
Entrepreneur
Name
Virginia
Member since
June 2016
On-time repayments
59 installments • 85%
About Me
My name is Virginia Wanjiku. I am a Kenyan citizen. I reside in the Miroreni area of Nakuru County, near Kabazi town. I am a mother with 1 kid who is at her early schooling. I am an entrepreneur and I started selling clothes about 2 years ago. I have worked within various sectors as a casual laborer before venturing into the business world; this has made me grow well because of the discipline I acquired from the employment fraternity. I get my clothes stock mostly from Nakuru town and also Nairobi because of the quality and good prices. I am an active member of my local church in Kabazi and do also participate in community service activities.
My Business
I run a clothing sales business. The clothes business is so viable as the business is so good and it doesn't make someone to be more exhausted in stock taking every evening. The business is located in Kabazi Town Centre. Doing this business encourages me so much because the new clothes move very fast due to the high number of people visiting the town and the growing population in Kabazi town at large and the farming. The community is at least financially stable. That's why the people have to dress smartly and that is why the business is so good and more profitable. I have been able so far to sustain my family and myself with the profit I get from total sales.
To get my business moving, I usually stock it after every 3-4 weeks and I usually buy the new clothes.
Loan Proposal
Thank you lenders for the first loan. Thank you zidisha for enabling me raise this second loan. With my second loan, I am planning to stock variety of clothes particulary those currently in fashion in preparation to the upcoming festive season where demand for new clothes will be high.
The prices now are quite favourable and I know towards chrismas everthing goes up. Most families make new clothes a priority particulary for children. The USD 175 that I will get from zidisha together with my personal saving of about USD 300 will be used to carry out this proposal. I expect a high % profit by the close of the year and still I will be able to repay my loan without hurdles.
About Me
My names are Virginia Wanjiku I am a Kenyan citizen. I am a mother with 1 girl who is at ECD Top. I am a business lady for the last 3 years and my business being source of my livelyhood, I always strive to ensure that I give my best. During startup I faced so many challenges since i was new in the market. With experience i have learnt alot. In my first days I used to buy in small quantities and from local suppliers, this reduced my profit margins, with time I decided to get to Nairobi from suppliers and at a lower price.
My Business
My business entails sales of clothes, clothes are my main stock and it includes ladies, men, children clothes, shoes, school uniform and other clothings like caps. I also do sewing particulary children sweaters and marvins which I sell at a profit. In some days my business is not busy and hence I prefer to engage my self sewing according to customers orders. I have just completed my first wedding gown that was customized and the reaction from many of my customers and potential customers was positive. I will take this advantage to ensure that I make contacts and eventually be able to convince them that am the best.
Loan Proposal
Thank you lenders for the first loan. Thank you zidisha for enabling me raise this second loan. With my second loan, I am planning to stock variety of clothes particulary those currently in fashion in preparation to the upcoming festive season where demand for new clothes will be high.
The prices now are quite favourable and I know towards chrismas everthing goes up. Most families make new clothes a priority particulary for children. The USD 175 that I will get from zidisha together with my personal saving of about USD 300 will be used to carry out this proposal. I expect a high % profit by the close of the year and still I will be able to repay my loan without hurdles.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$180.00
Date disbursed
Oct 14, 2016
Repayment status
On Time
Projected term
41 months
Other loans
Lenders
Fontvielle, Monaco, Yemen
[email protected], United States
United States
South Africa
Australia
United States
United States
Franklin, TN, United States
United States
United States
Netherlands
Summary
Amount repaid
$180.00
Amount remaining
$0.00
Date repaid
Apr 12, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Oct 23, 2016 | $2.02 | Oct 22, 2016 | $2.02 |
| Oct 30, 2016 | $0.07 | Oct 22, 2016 | $0.07 |
| Nov 6, 2016 | $1.01 | Oct 30, 2016 | $1.01 |
| Nov 13, 2016 | $1.01 | Nov 6, 2016 | $1.01 |
| Nov 20, 2016 | $1.01 | Nov 13, 2016 | $1.01 |
| Nov 27, 2016 | $1.01 | Nov 19, 2016 | $1.01 |
| Dec 4, 2016 | $1.01 | Nov 19, 2016 | $0.22 |
| Nov 27, 2016 | $0.79 | ||
| Dec 11, 2016 | $1.01 | Nov 27, 2016 | $0.22 |
| Dec 7, 2016 | $0.79 | ||
| Dec 18, 2016 | $1.01 | Dec 7, 2016 | $0.22 |
| Dec 24, 2016 | $0.79 | ||
| Dec 25, 2016 | $1.01 | Dec 24, 2016 | $0.22 |
| Dec 30, 2016 | $0.79 | ||
| Jan 1, 2017 | $1.01 | Dec 30, 2016 | $0.22 |
| Jan 6, 2017 | $0.79 | ||
| Jan 8, 2017 | $1.01 | Jan 6, 2017 | $0.22 |
| Jan 10, 2017 | $0.79 | ||
| Jan 15, 2017 | $1.01 | Jan 10, 2017 | $0.22 |
| Jan 16, 2017 | $0.79 | ||
| Jan 22, 2017 | $1.01 | Jan 16, 2017 | $0.22 |
| Jan 25, 2017 | $0.79 | ||
| Jan 29, 2017 | $1.01 | Jan 25, 2017 | $0.22 |
| Jan 30, 2017 | $0.79 | ||
| Feb 5, 2017 | $1.01 | Jan 30, 2017 | $0.22 |
| Feb 6, 2017 | $0.79 | ||
| Feb 12, 2017 | $1.01 | Feb 6, 2017 | $0.22 |
| Feb 14, 2017 | $0.79 | ||
| Feb 19, 2017 | $1.01 | Feb 14, 2017 | $0.22 |
| Feb 21, 2017 | $0.79 | ||
| Feb 26, 2017 | $1.01 | Feb 21, 2017 | $0.22 |
| Mar 2, 2017 | $0.79 | ||
| Mar 5, 2017 | $1.01 | Mar 2, 2017 | $0.22 |
| Mar 6, 2017 | $0.79 | ||
| Mar 12, 2017 | $1.01 | Mar 6, 2017 | $0.22 |
| Mar 11, 2017 | $0.79 | ||
| Mar 19, 2017 | $1.01 | Mar 11, 2017 | $0.22 |
| Mar 23, 2017 | $0.79 | ||
| Mar 26, 2017 | $1.01 | Mar 23, 2017 | $0.22 |
| Mar 29, 2017 | $0.79 | ||
| Apr 2, 2017 | $1.01 | Mar 29, 2017 | $0.22 |
| Apr 7, 2017 | $0.79 | ||
| Apr 9, 2017 | $1.01 | Apr 7, 2017 | $0.22 |
| Apr 10, 2017 | $0.79 | ||
| Apr 16, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 23, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 30, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| May 7, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| May 14, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| May 21, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| May 28, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 16, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 23, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 6, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 10, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 17, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 24, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Oct 1, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Oct 8, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Oct 15, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Nov 12, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Nov 19, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Nov 26, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Dec 3, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Dec 10, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Dec 17, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Dec 24, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Dec 31, 2017 | $1.01 | Apr 10, 2017 | $1.01 |
| Jan 7, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jan 14, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jan 21, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jan 28, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Feb 4, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Feb 11, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Feb 18, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Feb 25, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Mar 4, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Mar 11, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Mar 18, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Mar 25, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 1, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 8, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 15, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 22, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Apr 29, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| May 6, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| May 13, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| May 20, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| May 27, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 3, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 10, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 17, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jun 24, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 1, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 8, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 15, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 22, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Jul 29, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 5, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 12, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 19, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Aug 26, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 2, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 9, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 16, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 23, 2018 | $1.01 | Apr 10, 2017 | $1.01 |
| Sep 30, 2018 | $1.01 | Apr 10, 2017 | $0.39 |
| Apr 12, 2017 | $0.62 | ||
| Oct 7, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 14, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 21, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 28, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 4, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 11, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 18, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 25, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 2, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 9, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 16, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 23, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 30, 2018 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 6, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 13, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 20, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 27, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 3, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 10, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 17, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 24, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 3, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 10, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 17, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 24, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 31, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Apr 7, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Apr 14, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Apr 21, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Apr 28, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| May 5, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| May 12, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| May 19, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| May 26, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jun 2, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jun 9, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jun 16, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jun 23, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jun 30, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jul 7, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jul 14, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jul 21, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jul 28, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Aug 4, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Aug 11, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Aug 18, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Aug 25, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Sep 1, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Sep 8, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Sep 15, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Sep 22, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Sep 29, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 6, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 13, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 20, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Oct 27, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 3, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 10, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 17, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Nov 24, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 1, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 8, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 15, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 22, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Dec 29, 2019 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 5, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 12, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 19, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Jan 26, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 2, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 9, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 16, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Feb 23, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 1, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 8, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 15, 2020 | $1.01 | Apr 12, 2017 | $1.01 |
| Mar 22, 2020 | $0.45 | Apr 12, 2017 | $0.45 |
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