Stock Diapers for BabyShop and Buy Toys for my children

Gresia Meriana

Surabaya, Indonesia

100% repaid

Entrepreneur

Name

Gresia Meriana

Member since

April 2017

On-time repayments

27 installments  •  100%

About Me

Hi, my name is Gresia Meriana.
I am a housewife who has 3 children (My first daughter is 29 months old, and her twin sisters are 11 months old).
I am the first child of 4 siblings, my childhood I spent in West Surabaya, precisely in a small settlement and comfortable in the area manukan, I grew up and large in a very friendly and tolerant environment, I graduated from accounting scholars who prefer to work at home In order to keep watch over my children's growth.
I grew up in a family that inculcated religious teachings but was still rational, I was accustomed to thinking and solving my own problems before asking for help from others, which is why I have been studying independently, tenacious and diligent to reach all goals and overcome all my difficulties calmly.

Because my time is spent more at home with children than I am unemployed, so my husband and I agreed to open a small business from the original dropship could be a reseller or seller.
In Indonesia the use of gadgets and the internet is mushrooming, technology has become part of the lifestyle therefore the decision to open an online business in our opinion is very appropriate at this time.
I hope by pioneering this business from the beginning, my children will have passion and more interest to develop talent as well as learn to be self-successful and independent entrepreneur.
My Hobby mostly read, listening to music and watching movies, apart from being a stress reliever can also improve the mood and there is happiness every time doing that hobby.

My Business

The online businesses I choose for my business early are Home Supplies and baby needs. Most of the products we offer to consumers are diapers, baby milk, as well as various needs such as cooking oil, bedsheets, etc.
Lately, I have a focus to sell baby needs like diapers and baby milk, sometimes I also try to sell baby stuffs like jumper, baby clothes and bedsheets..

The goods are very much desired by consumers especially for people who have kids and parents to be, if there is a cheaper price offer.
I choose this business online because of in Indonesia, internet has been part of our lives, people doesn't need to queque to buy some goods, doesn't to go outside to buy, just try to buy online that items they need will be delivered to their home.

On average every month I need capital ranging from 500 thousand to 2 million to hang goods and also to buy some tools to prepare my packing order like paper name, Tape, plastic bag, etc. The profit that I can get up to or over 50% of the capital I spend. The profil of sales I usually manage again to some expenditure post, mostly I use for capital turnover purchasing stock of goods, pay some installments (for example zidisha installment), and for this time I adding more post to open children savings, buy some toys and clothes for my children. Because for me they are the most important, their happiness is my first priority of all..

Loan Proposal

With $61 I would like to buy diapers stock for my baby shop and buy some toys for my children..
Here is the estimation for my planning with the fund..
- Diapers stock 6box costing IDR 600.000/ $46, each box contains 4 ball diapers so i will get about 24-25 diaper costing about $2/ball
- Buy Toys for my first daughter who love to dance, I want to buy her a musical keyboard costing about IDR. 200.000/ $15..

I'm planning to sell my diapers stock twice from base price which is $4/ball so i will get profit about 75-100% (profit i can reach is about $40-$50) so I can use it to buy more diapers stock, buy another toys for my twinnies and also pay this installment..

I hope the lenders and the zidisha team are pleased to assist and be immediately approved of my proposal. .
Thanks zidisha team..

Show original Bahasa Indonesia  

About Me

Hai, Perkenalkan nama saya Gresia Meriana.
Saya seorang ibu rumah tangga yang memiliki 3 orang anak perempuan (Anak pertama saya berusia 28 bulan, dan adiknya kembar berusia 10 bulan).

Saya anak pertama dari 4 bersaudara, masa kecil saya, saya habiskan di Surabaya Barat, tepatnya di perkampungan kecil dan nyaman di daerah manukan, saya tumbuh dan besar dalam lingkungan yang penduduknya sangat ramah dan suka toleransi, saya lulusan sarjana akuntansi yang lebih memilih bekerja di rumah supaya tetap bisa mengawasi tumbuh kembang anak-anak saya.
Saya dibesarkan dalam keluarga yang menanamkan ajaran agama namun tetap rasional, saya dibiasakan untuk berfikir dan menyelesaikan masalah saya sendiri sebelum meminta bantuan orang lain, itulah sebabnya saya sedari kecil sudah belajar mandiri, ulet dan tekun untuk bisa mencapai semua tujuan serta mengatasi segala kesulitan yang saya hadapi dengan tenang.
Karena waktu saya lebih banyak dihabiskan dirumah dengan anak-anak daripada saya menganggur, maka saya dan suami sepakat untuk membuka usaha kecil-kecilan dari yang awalnya dropship bisa jadi reseller maupun seller sendiri.

Di Indonesia penggunaan gadget dan internet sangat menjamur, teknologi sudah menjadi bagian dari gaya hidup karena itu keputusan membuka usaha berbasis online menurut kami sangat tepat saat ini.
Saya berharap dengan merintis usaha ini dari awal, anak-anak saya nanti memiliki bekal serta minat lebih untuk mengembangkan bakat serta belajar menjadi wirausaha yang sukses dan mandiri.
Hobi saya kebanyakan membaca, mendengar musik dan menonton film, selain sebagai pelepas stress juga bisa meningkatkan mood dan ada kebahagiaan tersendiri setiap melakukan hobi tersebut.

My Business

Usaha online yang saya pilih awalnya adalah Kebutuhan Rumah Tangga dan Kebutuhan Bayi.. Kebanyakan produk yang kami tawarkan ke konsumen berupa popok, susu bayi, serta aneka kebutuhan Rumah Tangga seperti minyak goreng, Sprei dsb.

Akhir-akhir ini saya lebih fokus untuk kebutuhan bayi utamanya diapers dan susu bayi, terkadang saya menjual perlengkapan bayi seperti Jumper, Setelan dan Pakaian bayi serta sprei.
Barang-barang tersebut sangat banyak diinginkan oleh konsumen terutama mereka yang sudah atau akan memiliki anak, apalagi jika ada penawaran harga yang lebih murah.

Saya memilih berjualan kebutuhan bayi ini secara online karena mengingat saat ini di Indonesia Internet sudah menjadi bagian hidup, tidak perlu antri membeli barang, tidak perlu repot keluar rumah, tinggal order lewat online barang sampai dirumah, karena itulah saya berniat membuka usaha secara online dibandingkan offline.

Rata-rata setiap bulan saya membutuhkan modal berkisar antara 500 ribu sampai 2 juta untuk menyetok barang serta membeli beberapa alat untuk packing seperti lakban, plastik, kertas nama, dsb nantinya omset dan keuntungan yang saya dapat bisa mencapai sekitar 50% dari modal yang saya keluarkan jadi omset berkisar 1 juta terkadang bisa lebih jika sedang promo dari ecommerce.

Keuntungan dari penjualan tersebut biasanya saya kelola lagi ke beberapa pos pengeluaran, kebanyakan saya pakai untuk perputaran modal pembelian stok barang, membayar sejumlah cicilan (contohnya cicilan zidisha), membeli kebutuhan sehari-hari, dan untuk kali ini saya menambah pos untuk membuka tabungan anak, membeli mainan dan baju untuk anak-anak.
Karena bagi saya mereka adalah yang terpenting, kebahagian mereka merupakan prioritas utama saya.

Loan Proposal

Dana yang diberikan nantinya akan dipakai untuk membeli Popok/diapers bayi..
Kebetulan saat ini sedang banyak promo diapers jadi dengan dana yg diberikan bisa menyetok sekitar 10-15 diaper ukuran besar dan bosa dipakai untuk perputaran modal serta membayar angsuran zidisha..
Semoga para pemberi pinjaman dan tim zidisha berkenan membantu dan dapat segera disetujui proposal saya..

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$61.00

Date disbursed

Sep 5, 2017

Repayment status

On Time

Projected term

3 months

Other loans

Lenders

G

GoughGirl

Washington, Dc, United States

B

beckynagel

United States

Isabella

UK, United Kingdom

R

Ryan

Albuquerque, NM, United States

Frank Bailey

United States

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  • Gresia Meriana    Jan 20, 2018

    Submissions are awaiting review of swmoga can be published soon to increase stock diapers, baby milk, baby jumper, and bed linen .. Stock jumper and baby clothes also has begun to thin.

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  • Gresia Meriana    Jan 20, 2018

    Stock diapers stay a little, this time I will buy the stock of milk, diapers, baby jumper and bed sheet which is currently in great demand by customers

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  • Gresia Meriana    Jan 19, 2018

    Alhamdulillah this year orderan diapers remain a lot, my business started to run well there are obstacles in online orderan because the old smartphone is broken so a bit slow, slightly reduce performance but still try to serve customer orders well.

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  • Gresia Meriana    Jan 6, 2018

    Happy new year !! Alhamdulillah yesterday a lot of blessings for all, this year I hope to be better than before, some stock of goods coming before the new year and alhamdulillah some already sold in the online store. Still need some shelves to stock diapers and milk. This year I also intend to open an online payment shop for payment and purchase of electrical token, water bill, utility bill, etc, and sale of credit and ticket. Walopun new walk small but optimistic will be big later as effort diapers and milk online, all for the happiness of anak2 me. Thank you so much for the zidisha who always helps.

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  • Gresia Meriana    Dec 24, 2017

    Merry christmas for all zidisha team and also all of lenders, I wish all of you always be blessed by God, Full of joy and happiness..

    Unfortunately this christmas is really sad for me because yesterday i got bad news that my granny has been passed away.
    She is really kind, lovely and she loves me so much, she took care of me when I child, I really close with her, we always celebrate christmas together but now is really sad.
    But i already try to let her go, maybe this is the best for her, and now i believe she will be rest in peace. I will miss her everyday.

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  • Gresia Meriana    Dec 19, 2017

    Still 0% of funds remaining 4hari, hopefully soon be funded because diapers stock and milk has begun to thin, while demand from online store is very big. My old smartphone is often self-defeating if used online too long, actually I intend to service it but if diservice it means I have to close my online store temporarily because there is no smartphone / laptop to backup. That"s why I decided to buy laptops and smartphones for me to use in my online venture .. Thank you ..

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  • Gresia Meriana    Dec 13, 2017

    My previous message was deleted. Alhamdulillah I have been able to make new submissions, already past 3 days is still 0%, but still optimistic can be funded to open an online store and buy shelves for stock items .. This some stock at home mostly still piled irregularly because there is no rack / storefront to store , I try to brave myself to build this online store because the demand for online sale is quite big enthusiasm, hopefully can be funded quickly, thanks zidisha and the funders ..

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  • Isabella    Dec 12, 2017

    Dear Gresia, I admire your enthusiasm but I think as a lender I would prefer you to build up your business more slowly. At the end of next year you should be ready to take advantage of the end of year opportunities. Regards, Isabella

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    • Gresia Meriana    Dec 12, 2017

      Thank you so much isabella for your respon, i think to get ready for next year event i should started it from now, so that's why i plan to open and get prepared for now.. i already started to open this business slowly and make sure to run it well for the next year..

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  • Gresia Meriana    Dec 10, 2017

    I plan to open savings for my three children, later some of the turnover that I get I will save for the children so they have savings for the future .. I apologize if some members that I invite can not pay the full bill, I have tried to contact and reminds but no response .. I am still waiting for the reviews for my mentess approved so that I can apply for a new loan .. Thanks for the lenders, staff and team zidisha, success and God bless always ..

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  • Gresia Meriana    Dec 7, 2017

    Alhamdulillah today I buy some jumper for my twins, they started to grow up faster so some of their clothes doesn't fit anymore..
    I started to expand my business, so on next installment i will try to buy some tools to help me maintenance my business, I plan to buy laptop, handphone to handle online order and also some rack to storage my stock, and also I want to buy some clothes and shoes for my triple daughter..
    But unfortunately I still can't make a proposal because of my coment on my mentess still waiting for review.. but I hope i can make that proposal soon and will be funded soon as long as my coment for my mentees has been reviewed.. thank you so much zidisha and lenders for everything.. Bless you All..

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  • Gresia Meriana    Dec 4, 2017

    Alhamdulillah yesterday I was able to pay off my second loan, very thankful to zidisha and the funders (isabella, frank, bryan, bing-shu pan, goughgirl, beckynagel and chris) who have funded my loan, the funds you gave me helped me a lot and changed my finances, I can open a business, increase stock sales, buy toys for my three children and develop my business .. Hopefully for the next loan will be many funders who believe and help fund my proposal .. Thank you

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  • Gresia Meriana    Dec 2, 2017

    There are more funds and I want to immediately pay off the loan at this time

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  • Gresia Meriana    Dec 1, 2017

    Alhamdulillah stocks increase and turnover come to be so can pay bigger

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  • Gresia Meriana    Nov 30, 2017

    Alhamdulillah omzet last month is bigger so there is little additional fund for installment payment

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  • Dede    Nov 3, 2017

    haloo mba, the fastest pending melting usually brapa hari yah?

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  • Gresia Meriana    Nov 2, 2017

    Finally can pay my loan, during error network and also maintenance server from zidisha must delay my payment but i already pay back my loan today..
    My children got sick so I use some money to take her to doctor but now she is much better..
    I will try to pay back all my loan this month..
    Thanks zidisha and lenders for your consideration..

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  • Kosyasih    Oct 30, 2017

    Mbak want to ask, I have paid my installment but knp from the zidisha party has not confirmed my payment .. but previously never took a long time

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  • Gresia Meriana    Oct 30, 2017

    For the cost of treatment for sick children

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  • Cynthia    Oct 29, 2017

    Mba .. Ever hub aq ya .. Sms again yaa .. Hapeq udh long off krna missing ...

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  • Fardhul    Oct 29, 2017

    Success is always the business of Gresia .. a funny kid. God bless you

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