Suger & maize flour

Amon

Sigona, Kenya

100% repaid

Entrepreneur

Name

Amon

Member since

February 2015

On-time repayments

268 installments  •  56%

About Me

I am the second born of 5 brothers,went to a local school, not far from our home. At secondary level also went to village school and latter headed to a college. I ended up by lucking good job and out of my creativity i ventured to business. I believed in my education and hence started with what i studied with the little cash i had earned from farming.This is what i was brought up with since it is what people in our area does.I have a family of 1 young girl and am born again christian. My childhood was within strict displine from my parents especially dad, little did I play but rather engaged with home activities like farming or grazing. This would make us as family to overcome hardships as we got earnings and subsequently unitrupted education. I started my business through divine direction. A guy where I live called me for an employment as lab tech but after working for 1 week, I decided to quit because the commission was too little. I saw a place near a government hospital which had no lab and set mine just outside. It picked tremendously. People in my area are inter ethnic, business of all types exist here, unique feature. During my pastime, I enjoy watching movies or playing football.

My Business

currently am runnig medical clinic but i have employed a clinician so that i manage another shop for selling foodstuffs and other essential commodities for home usage. This commodities are daily consumed in all homes. Most of my stocks are suger, maize meal, rice, flour for baking, tealeaves, beverages, cooking fat and so on.Due to corona pandemic, the sales reduced gradualy forcing me use sales more often for upkeep.Ultimately the shop has been understocked and requires more financial injection in order to meet the demands for the clients. It is located in zambezi sigona area just not far from where i live. The cost for this products range from 1$ to 5$ although packaging can vary the cost upward. Am getting 23$ in a day but am projecting 40$ per day if i properly stock it. Am using the money generated to pay its rent and for the house where i live. I managed to start farming tree tomatoes in my rural home from the proceeds of this business. The capital used intially is approximately 3000$ but if i get another 1000$ i can get approximately 1000$ in a month. Am humbly requesting My Esteemed Lenders to assist me with cash to fulfill my desires.

Loan Proposal

I will buy more suger and maize flour in bulk which is mostly consumed. Suger per 50kg sack will cost 40$ and will buy 7 sacks of 50kg. Maize flour a bail of 12 packets will cost 10.2$ and will buy 14 bails which cost 14.6. This will make those commodities readily available for customer satisfaction and hence more customers in my business. The effect of this is increased sales volume which in turns gives me approximate 150$ as profit. This profit can buy additional maize flour of about 14 bails.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$363.00

Date disbursed

Jul 30, 2018

Repayment status

On Time

Projected term

23 months

Lenders

CN

Craig Newmark

United States

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  • Amon    Aug 22, 2022

    Good evening. I received 27,490ksh today. Am planning to purchase a morden TB machine called TB LAMP. It costs approximately 50000ksh. I will add the remaining balance. Am so thankful to zidisha members for funding my loan to make my life much better than yesterday

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  • Amon    Aug 22, 2022

    Thank you so much zidisha community for funding my loan. It will help me to top up the money I have to buy a morden T.B testing machine (TB LAMP) that will hasten TB diasgosis (turn around time) and also increase my earnings. This will help me even repay loan on time. Am greatful to my fellow zidisha members whom am seeing comes even from my country. It is a great sacrifice and may God bless you all.

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  • James    Aug 21, 2022

    I wish you well, my brother

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  • Ruth    Aug 20, 2022

    Hi Amon. All the best in your project

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  • Kipyegon    Aug 19, 2022

    That's the much I can fund at the moment. Good luck.

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  • Jackline    Aug 19, 2022

    Hope business goes well for you my friend.

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  • Duncan    Aug 17, 2022

    Great machine
    .assist TB

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    • Amon    Aug 18, 2022

      Thank you pal. We must endeavor to eliminate TB

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  • Samuel    Aug 10, 2022

    How i wish i could do more.

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  • Amon    Jul 11, 2020

    I introduced other products like sweets, biscuits, airtime. This increased my sales and profit margins. I purchased a plot worth 2500$ which I paid in installments. I started tree tomatoe farming which I planted at my rural farm which costed approximately 600$. Were it not for the cash injection from zidisha, I could not have managed.

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  • Amon    Jul 10, 2020

    I managed to add more commodities which i didnt have originally like sweets ,biscuits and cooking oil. I started farming fruits which took about 600$ to start. I paid a deposit of 1500$ for a plot which was sold at 2500$.

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  • Amon    Jul 4, 2020

    Hello, am still restocking my shop after going through hard time, but at least am making sales though I can't meet all expenditures including clearance of the loan at once. Would like to keep the installment at an affordable rate

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  • Amon    Jun 27, 2020

    My analysis is that though purchases have increased from customers, currently I can't afford entire balance. I want to be sure with what I can afford now

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  • Amon    Jun 27, 2020

    Hello Zidisha.org, am starting to see purchases getting increased. Our country, Kenya reduced curfew hours which has favored my job. Am sure I will clear the remaining balance. Thank you

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  • Wilberforce    Jun 26, 2020

    Amon Githae's phone is unreachable but the referee promised to pass the message.

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  • Amon    Jun 17, 2020

    Hello, am sincerely sorry for been late on repaying installments, but would like adjust it because my shop become affected by the Covid 19 pandemic, sales going to almost nothing per day. Am interested in zidisha org that why I have chosen to commit myself to clear the loan. Regards

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  • Wilberforce    May 21, 2020

    I just talked to Mr. Amon and he promised to clear the loan before End of June this year.

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  • Wilberforce    May 20, 2020

    I called Amon but he did not pick. I had to call his community leader who picked and promised to let Amon pick our calls.

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  • David Wachira    May 16, 2020

    Among will continue to pay his loan normally soon.

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  • Walter    Apr 7, 2020

    Amon is not peaking his phone but i manage to speak with one of his reference whom promise to speak with.ill try to reach him again and come out with positive response.

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  • Rebecca    Jan 25, 2020

    I tried to contact amon but his phone went unanswered, but I was able to speak with one of his family members who promised to have him call me, once I speak with him I will give an update.

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