Felix
Nairobi, Kenya
100% repaid
Name
Felix
Member since
August 2015
On-time repayments
155 installments • 61%
Hi, I was brought up in a loving family in the informal settlements of Kibera. I attended Kibera Primary School (Class of 1992). I proceeded to Siaya County for my O levels and then came back to the City of Nairobi to seek something to do with my life. I was unable to proceed to college majorly due to lack of finances on the part of my parents. Being the eldest son I had to quickly think of helping dad take care of my younger siblings. As a result I did not have the luxury of choice, I did whatever came my way first. And so my first job was as a dishwasher in a restaurant along Banda Street in Nairobi. I left that after two years when a relative offered to take me to college to do computer packages, this never materialized. However, God led me into the hands of a wonderful lady who had a Physiotherapy Clinic who took me in and trained me on all the basics of office work. That is how I ended up working for her clinic and later to her husbands Clinic where I am to date.
In the course of my work, my boss trusted me and he was able to hand over the day today running of the clinic in my hands save for the technical and medical bit. I met Fred Mori here when he came to do some maintenance works and we had rapport with each other. He was into the supply of stationery and other computer/printer consumables. We teamed up to work together besides my 8 - 5 job. He (Fred) had the connections with suppliers and clients where as I had the time (my job also entailed running errands for my boss) and connections too.
Fred being a young man just like I am and hailing from the same County, we shared so much in common. The circumstances around our lives made us to really trust each other.
I have two children, Perez (5)and Abby (22 months. Fred has one daughter. Perez enjoy watching Wild Animal Documentaries and should he desire to pursue a career in that direction I will fully support him. I always see him as a Photo Journalist with a bias towards Wildlife Conservation.
I enjoy spending time with my family and making friends. And Yes I believe God has a plan for each person under this planet. Others are grand and others might not be so grand but equally very important.
I have with Zidisha help applied and repaid my loans successfully twice. I wish to open a juice parlor. A lot of the juices sold at the supermarkets are artificial and we hope to venture into a fresh juice business in small scale and hopefully watch it grow. Some of the items that we shall need include blenders, disposable cups and straws, a few plastic seats and tables for a start. This venture will go along way in supplementing our household income.
There are many fruits that are available at our local market and the costs are low. eg a cluster of four mangoes is sold at Kshs. 50. Those mangoes when peeled and blended can provide 500mls of juice. A 250mls of juice is sold at Kshs. 50. That makes an extra Kshs. 50. If we are able to make more then we should be able to make a good profit.
With this loan I intend to start buying cash from my suppliers so that I can get lower rates and thus maximize profits. This will help me in ensuring I give the best to my family since depending only on my salary will not be sustainable in the future. For each sold toner or cartridge I should be able to make a profit of around KSh. 800
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Sep 12, 2015
Repayment status
On Time
Projected term
7 months
Other loans
Amount repaid
$156.74
Amount remaining
$0.00
Date repaid
Apr 23, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 20, 2015 | $5.00 | Sep 19, 2015 | $5.00 |
Sep 27, 2015 | $5.00 | Sep 26, 2015 | $5.00 |
Oct 4, 2015 | $5.00 | Oct 3, 2015 | $5.00 |
Oct 11, 2015 | $5.00 | Oct 10, 2015 | $5.00 |
Oct 18, 2015 | $5.00 | Oct 17, 2015 | $5.00 |
Oct 25, 2015 | $5.00 | Oct 24, 2015 | $5.00 |
Nov 1, 2015 | $5.00 | Nov 1, 2015 | $5.00 |
Nov 8, 2015 | $5.00 | Nov 7, 2015 | $5.00 |
Nov 15, 2015 | $5.00 | Nov 14, 2015 | $5.00 |
Nov 22, 2015 | $5.00 | Nov 23, 2015 | $5.00 |
Nov 29, 2015 | $5.00 | Nov 30, 2015 | $5.00 |
Dec 6, 2015 | $5.00 | Dec 8, 2015 | $5.00 |
Dec 13, 2015 | $5.00 | Dec 13, 2015 | $5.00 |
Dec 20, 2015 | $5.00 | Dec 21, 2015 | $5.00 |
Dec 27, 2015 | $5.00 | Dec 28, 2015 | $5.00 |
Jan 3, 2016 | $5.00 | Jan 4, 2016 | $5.00 |
Jan 10, 2016 | $5.00 | Jan 11, 2016 | $5.00 |
Jan 17, 2016 | $5.00 | Jan 20, 2016 | $5.00 |
Jan 24, 2016 | $5.00 | Jan 27, 2016 | $5.00 |
Jan 31, 2016 | $5.00 | Feb 3, 2016 | $5.00 |
Feb 7, 2016 | $5.00 | Feb 10, 2016 | $5.00 |
Feb 14, 2016 | $5.00 | Feb 17, 2016 | $5.00 |
Feb 21, 2016 | $5.00 | Feb 25, 2016 | $5.00 |
Feb 28, 2016 | $5.00 | Mar 3, 2016 | $5.00 |
Mar 6, 2016 | $5.00 | Mar 7, 2016 | $5.00 |
Mar 13, 2016 | $5.00 | Mar 17, 2016 | $5.00 |
Mar 20, 2016 | $5.00 | Mar 23, 2016 | $5.00 |
Mar 27, 2016 | $5.00 | Mar 29, 2016 | $5.00 |
Apr 3, 2016 | $5.00 | Apr 6, 2016 | $5.00 |
Apr 10, 2016 | $5.00 | Apr 13, 2016 | $5.00 |
Apr 17, 2016 | $5.00 | Apr 19, 2016 | $5.00 |
Apr 24, 2016 | $1.74 | Apr 23, 2016 | $1.74 |
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