Tea farming to boost my electrical installation business
Patrick
Embu, Runyenjes, Kenya
65% repaid
Entrepreneur
Name
Patrick
Member since
February 2015
On-time repayments
111 installments • 32%
About Me
I am an electrical installation expert running my own electrical installations and sales business. I am also a tea farmer, which is like a tradition in my area. I have studied up to college level and I was lucky to get sponsorship for my education since my childhood. I worked seven years as an electrical installation expert but since the pay was little, I began my own business, at the time with the support of my elder brother. Although, he passed on before the business became established I have worked so hard through the years to see it succeed. I am a father of one child studying at the elementary level. I love playing table tennis and football at my leisure time.
My Business
Besides doing electrical installation to clients, I have a shop that sells electrical things. The business is highly dependent on the availability of materials because customers often pay full amount after work is complete. The costs of the electrical installation depend on the amount of work to be done. On average, my monthly net income is about 12000KES from the installation work and about 7000KES from the shop. For now, the shop does not have enough stock to employ an attendant and so I open the shop when I am not doing the installation work. I get a net income of about 55,000KES annually from the tea farming.
Loan Proposal
I will use the loan amount to purchase some items that I will use to do on an oncoming job. The contract is almost finalized and since the client is paying half the cost of the material, I need additional money to purchase the items. Getting this loan will also assist in the sense that I will still be able to pay my tea pluckers; at least one side will not suffer.
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$100.00
Date disbursed
May 29, 2015
Repayment status
Late
Projected term
25 months
Lenders
Taiwan
United States
Summary
Amount repaid
$68.78
Amount remaining
$36.51
Expected completion
Jul 16, 2017
Status
Repaying late
Installment amount
$1.05
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 7, 2015 | $1.06 | Jun 12, 2015 | $0.53 |
| Jun 12, 2015 | $0.54 | ||
| Jun 14, 2015 | $1.06 | Jun 12, 2015 | $0.53 |
| Jun 12, 2015 | $0.54 | ||
| Jun 21, 2015 | $1.06 | Jun 21, 2015 | $0.53 |
| Jun 21, 2015 | $0.54 | ||
| Jun 28, 2015 | $1.06 | Jul 2, 2015 | $0.53 |
| Jul 2, 2015 | $0.54 | ||
| Jul 5, 2015 | $1.06 | Jul 4, 2015 | $0.53 |
| Jul 4, 2015 | $0.54 | ||
| Jul 12, 2015 | $1.06 | Jul 17, 2015 | $0.53 |
| Jul 17, 2015 | $0.54 | ||
| Jul 19, 2015 | $1.06 | Jul 17, 2015 | $0.53 |
| Jul 17, 2015 | $0.54 | ||
| Jul 26, 2015 | $1.06 | Jul 28, 2015 | $0.53 |
| Jul 28, 2015 | $0.54 | ||
| Aug 2, 2015 | $1.06 | Aug 24, 2015 | $1.06 |
| Aug 9, 2015 | $1.06 | Aug 24, 2015 | $1.06 |
| Aug 16, 2015 | $1.06 | Aug 24, 2015 | $1.06 |
| Aug 23, 2015 | $1.06 | Aug 24, 2015 | $0.49 |
| Sep 9, 2015 | $0.57 | ||
| Aug 30, 2015 | $1.06 | Sep 9, 2015 | $1.06 |
| Sep 6, 2015 | $1.06 | Sep 9, 2015 | $1.06 |
| Sep 13, 2015 | $1.06 | Sep 9, 2015 | $0.46 |
| Oct 26, 2015 | $0.60 | ||
| Sep 20, 2015 | $1.06 | Oct 26, 2015 | $1.06 |
| Sep 27, 2015 | $1.06 | Oct 26, 2015 | $1.06 |
| Oct 4, 2015 | $1.06 | Oct 26, 2015 | $1.06 |
| Oct 11, 2015 | $1.06 | Oct 26, 2015 | $1.06 |
| Oct 18, 2015 | $1.06 | Oct 26, 2015 | $1.06 |
| Oct 25, 2015 | $1.06 | Oct 26, 2015 | $0.40 |
| Nov 9, 2015 | $0.66 | ||
| Nov 1, 2015 | $1.06 | Nov 9, 2015 | $1.06 |
| Nov 8, 2015 | $1.06 | Nov 9, 2015 | $0.38 |
| Nov 21, 2015 | $0.68 | ||
| Nov 15, 2015 | $1.06 | Nov 21, 2015 | $1.06 |
| Nov 22, 2015 | $1.06 | Nov 21, 2015 | $0.36 |
| Dec 15, 2015 | $0.71 | ||
| Nov 29, 2015 | $1.06 | Dec 15, 2015 | $1.06 |
| Dec 6, 2015 | $1.06 | Dec 15, 2015 | $0.34 |
| Dec 25, 2015 | $0.73 | ||
| Dec 13, 2015 | $1.06 | Dec 25, 2015 | $1.06 |
| Dec 20, 2015 | $0.32 | Dec 25, 2015 | $0.32 |
| Dec 27, 2015 | $0.00 | ||
| Jan 3, 2016 | $0.00 | ||
| Jan 10, 2016 | $0.00 | ||
| Jan 17, 2016 | $0.00 | ||
| Jan 24, 2016 | $0.00 | ||
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $1.05 | Feb 18, 2016 | $1.05 |
| Feb 21, 2016 | $1.05 | Feb 18, 2016 | $1.05 |
| Feb 28, 2016 | $1.05 | Feb 18, 2016 | $1.05 |
| Mar 6, 2016 | $1.05 | Feb 18, 2016 | $1.05 |
| Mar 13, 2016 | $1.05 | Feb 18, 2016 | $1.05 |
| Mar 20, 2016 | $1.05 | Mar 10, 2016 | $1.05 |
| Mar 27, 2016 | $1.05 | Mar 10, 2016 | $1.05 |
| Apr 3, 2016 | $1.05 | Mar 10, 2016 | $0.53 |
| Mar 26, 2016 | $0.53 | ||
| Apr 10, 2016 | $1.05 | Mar 26, 2016 | $0.54 |
| Apr 18, 2016 | $0.52 | ||
| Apr 17, 2016 | $1.05 | Apr 18, 2016 | $0.48 |
| Apr 18, 2016 | $0.11 | ||
| May 10, 2016 | $0.46 | ||
| Apr 24, 2016 | $1.05 | May 10, 2016 | $0.06 |
| May 10, 2016 | $0.53 | ||
| May 10, 2016 | $0.46 | ||
| May 1, 2016 | $1.05 | May 10, 2016 | $0.06 |
| May 10, 2016 | $0.53 | ||
| Jun 18, 2016 | $0.46 | ||
| May 8, 2016 | $1.05 | Jun 18, 2016 | $1.05 |
| May 15, 2016 | $1.05 | Jun 18, 2016 | $1.05 |
| May 22, 2016 | $1.05 | Jun 18, 2016 | $1.05 |
| May 29, 2016 | $1.05 | Jun 18, 2016 | $1.05 |
| Jun 5, 2016 | $1.05 | Jun 18, 2016 | $0.59 |
| Jun 26, 2016 | $0.46 | ||
| Jun 12, 2016 | $1.05 | Jun 26, 2016 | $0.06 |
| Jun 26, 2016 | $0.74 | ||
| Aug 1, 2016 | $0.25 | ||
| Jun 19, 2016 | $1.05 | Aug 1, 2016 | $0.27 |
| Aug 1, 2016 | $0.53 | ||
| Aug 1, 2016 | $0.25 | ||
| Jun 26, 2016 | $1.05 | Aug 1, 2016 | $0.27 |
| Aug 6, 2016 | $0.78 | ||
| Jul 3, 2016 | $1.05 | Aug 6, 2016 | $1.05 |
| Jul 10, 2016 | $1.05 | Aug 6, 2016 | $1.05 |
| Jul 17, 2016 | $1.05 | Aug 6, 2016 | $0.27 |
| Aug 7, 2016 | $0.53 | ||
| Aug 7, 2016 | $0.25 | ||
| Jul 24, 2016 | $1.05 | Aug 7, 2016 | $0.27 |
| Aug 7, 2016 | $0.53 | ||
| Aug 9, 2016 | $0.25 | ||
| Jul 31, 2016 | $0.80 | Aug 9, 2016 | $0.27 |
| Aug 9, 2016 | $0.53 | ||
| Aug 7, 2016 | $0.00 | ||
| Aug 14, 2016 | $0.00 | ||
| Aug 21, 2016 | $0.00 | ||
| Aug 28, 2016 | $1.05 | Sep 3, 2016 | $0.53 |
| Sep 3, 2016 | $0.53 | ||
| Sep 4, 2016 | $1.05 | Sep 10, 2016 | $0.53 |
| Sep 10, 2016 | $0.53 | ||
| Sep 11, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Sep 18, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Sep 25, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Oct 2, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Oct 9, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Oct 16, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Oct 23, 2016 | $1.05 | Nov 8, 2016 | $1.05 |
| Oct 30, 2016 | $1.05 | Nov 23, 2016 | $1.05 |
| Nov 6, 2016 | $1.05 | Nov 23, 2016 | $1.05 |
| Nov 13, 2016 | $1.05 | Nov 23, 2016 | $1.05 |
| Nov 20, 2016 | $1.05 | ||
| Nov 27, 2016 | $1.05 | ||
| Dec 4, 2016 | $1.05 | ||
| Dec 11, 2016 | $1.05 | ||
| Dec 18, 2016 | $1.05 | ||
| Dec 25, 2016 | $1.05 | ||
| Jan 1, 2017 | $1.05 | ||
| Jan 8, 2017 | $1.05 | ||
| Jan 15, 2017 | $1.05 | ||
| Jan 22, 2017 | $1.05 | ||
| Jan 29, 2017 | $1.05 | ||
| Feb 5, 2017 | $1.05 | ||
| Feb 12, 2017 | $1.05 | ||
| Feb 19, 2017 | $1.05 | ||
| Feb 26, 2017 | $1.05 | ||
| Mar 5, 2017 | $1.05 | ||
| Mar 12, 2017 | $1.05 | ||
| Mar 19, 2017 | $1.05 | ||
| Mar 26, 2017 | $1.05 | ||
| Apr 2, 2017 | $1.05 | ||
| Apr 9, 2017 | $1.05 | ||
| Apr 16, 2017 | $1.05 | ||
| Apr 23, 2017 | $1.05 | ||
| Apr 30, 2017 | $1.05 | ||
| May 7, 2017 | $1.05 | ||
| May 14, 2017 | $1.05 | ||
| May 21, 2017 | $1.05 | ||
| May 28, 2017 | $1.05 | ||
| Jun 4, 2017 | $1.05 | ||
| Jun 11, 2017 | $1.05 | ||
| Jun 18, 2017 | $1.05 | ||
| Jun 25, 2017 | $1.05 | ||
| Jul 2, 2017 | $1.05 | ||
| Jul 9, 2017 | $1.05 | ||
| Jul 16, 2017 | $0.72 | ||
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