Thank yo for offering me this third chance. am going to use the loan in adding more stock in my shop and improving its o...

Gladys

Subukia, Kenya

4% repaid

Entrepreneur

Name

Gladys

Member since

May 2013

On-time repayments

273 installments  •  4%

About Me

I am a married woman with five children, two boys and three girls. I live in Subukia a small town located along Nakuru-Nyahururu Road, on it's sides is the Rift Valley. Subukia is popularly known for tourism attraction sites like the Shrines and the Equator. I am a business lady with a diploma in Theology which i attained in 1987 at Ukambani Bible Collenge, I started a business so as to provide basic needs for my family and so being not much dependent on my husband. I purchase clothes and some footwear from the earnings that I get to add stock in my business and enable it keep running.

My Business

My business is a single partnership boutique. I buy and sell both (mitumba) and new clothes since both are of high demand. Their demand is high because they are of good quality and affordable to anyone. Customers prefer my business because of the availability of their preferences and i relate well with them and I also offer after sale services like transport if needed. The risk may arise when there is sudden change in climate which may contradict with the current stock but I try to adjust to it by adding new stock which corresponds with it. Due to availability of ready market I manage to get a profit of 20000ksh.this is after deducting the monthly costs such as rent, power bill and some minor ones ie revenue. I try to make sure that my business is running and no single day that I have ran out of stock.and this has been one of the trick i use to survive in the tough competition available.

Loan Proposal

I will buy more new clothes to add in my boutique shop and this will be a good start for the year and with that i will be able to pay the school fees for my kids without encountering any problem. I will improve my business by displaying various types of clothes and shoes to attract customers and I will also make sure that the customers do not lack anything that they want, that means their preferences will always be available. As always i will maintain good customer relationship and I will be able to repay my loan timely. Thank you very much.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$739.00

Date disbursed

Feb 23, 2014

Repayment status

Late

Projected term

62 months

Lenders

SKWAW

SHANTY BAY, ONTARIO, Canada

KivaTom

Tillamook, Oregon, United States

Zidisha

Sterling, United States

P

pmyadlowsky

Charlottesville, United States

andreas

Katsdorf, Austria

TK

Tim Koppel

WOLLONGONG, Australia

Universal1

Melbourne, Australia

SHRFamily

Vancouver, Canada

Jouni

Finland

D

darkpella

Correggio, Italy

M

Moamar

Grand Rapids, United States

Bobrm2k3

Charleston, United States

T

Towels

Stuttgart, Germany

Sarasota

Sarasota, Fl, United States

dmirpuri

Bangkok, Thailand

Richard Griebe

La Jolla, United States

Matching Fund

Sterling, United States

Grandma2k

Cedar Hill TX, United States

Ask Gladys a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$35.14

Amount remaining

$968.00

Expected completion

Apr 6, 2019

Status

Repaying late

Installment amount

$3.73

Repayment History

Expected Payments Actual Payments
Mar 7, 2014 $10.47 Mar 15, 2014 $10.47
Mar 15, 2014 $10.47 Mar 15, 2014 $10.46
Mar 22, 2014 $0.01
Mar 22, 2014 $10.47 Mar 22, 2014 $4.69
Apr 5, 2014 $5.76
Apr 12, 2014 $0.01
Mar 29, 2014 $0.00
Apr 5, 2014 $0.00
Apr 12, 2014 $3.73 Apr 12, 2014 $3.72
Apr 19, 2014 $3.73
Apr 26, 2014 $3.73
May 3, 2014 $3.73
May 10, 2014 $3.73
May 17, 2014 $3.73
May 24, 2014 $3.73
May 31, 2014 $3.73
Jun 7, 2014 $3.73
Jun 14, 2014 $3.73
Jun 21, 2014 $3.73
Jun 28, 2014 $3.73
Jul 5, 2014 $3.73
Jul 12, 2014 $3.73
Jul 19, 2014 $3.73
Jul 26, 2014 $3.73
Aug 2, 2014 $3.73
Aug 9, 2014 $3.73
Aug 16, 2014 $3.73
Aug 23, 2014 $3.73
Aug 30, 2014 $3.73
Sep 6, 2014 $3.73
Sep 13, 2014 $3.73
Sep 20, 2014 $3.73
Sep 27, 2014 $3.73
Oct 4, 2014 $3.73
Oct 11, 2014 $3.73
Oct 18, 2014 $3.73
Oct 25, 2014 $3.73
Nov 1, 2014 $3.73
Nov 7, 2014 $3.73
Nov 14, 2014 $3.73
Nov 21, 2014 $3.73
Nov 28, 2014 $3.73
Dec 5, 2014 $3.73
Dec 12, 2014 $3.73
Dec 19, 2014 $3.73
Dec 26, 2014 $3.73
Jan 2, 2015 $3.73
Jan 9, 2015 $3.73
Jan 16, 2015 $3.73
Jan 23, 2015 $3.73
Jan 30, 2015 $3.73
Feb 6, 2015 $3.73
Feb 13, 2015 $3.73
Feb 20, 2015 $3.73
Feb 27, 2015 $3.73
Mar 6, 2015 $3.73
Mar 14, 2015 $3.73
Mar 21, 2015 $3.73
Mar 28, 2015 $3.73
Apr 4, 2015 $3.73
Apr 11, 2015 $3.73
Apr 18, 2015 $3.73
Apr 25, 2015 $3.73
May 2, 2015 $3.73
May 9, 2015 $3.73
May 16, 2015 $3.73
May 23, 2015 $3.73
May 30, 2015 $3.73
Jun 6, 2015 $3.73
Jun 13, 2015 $3.73
Jun 20, 2015 $3.73
Jun 27, 2015 $3.73
Jul 4, 2015 $3.73
Jul 11, 2015 $3.73
Jul 18, 2015 $3.73
Jul 25, 2015 $3.73
Aug 1, 2015 $3.73
Aug 8, 2015 $3.73
Aug 15, 2015 $3.73
Aug 22, 2015 $3.73
Aug 29, 2015 $3.73
Sep 5, 2015 $3.73
Sep 12, 2015 $3.73
Sep 19, 2015 $3.73
Sep 26, 2015 $3.73
Oct 3, 2015 $3.73
Oct 10, 2015 $3.73
Oct 17, 2015 $3.73
Oct 24, 2015 $3.73
Oct 31, 2015 $3.73
Nov 6, 2015 $3.73
Nov 13, 2015 $3.73
Nov 20, 2015 $3.73
Nov 27, 2015 $3.73
Dec 4, 2015 $3.73
Dec 11, 2015 $3.73
Dec 18, 2015 $3.73
Dec 25, 2015 $3.73
Jan 1, 2016 $3.73
Jan 8, 2016 $3.73
Jan 15, 2016 $3.73
Jan 22, 2016 $3.73
Jan 29, 2016 $3.73
Feb 5, 2016 $3.73
Feb 12, 2016 $3.73
Feb 19, 2016 $3.73
Feb 26, 2016 $3.73
Mar 4, 2016 $3.73
Mar 11, 2016 $3.73
Mar 19, 2016 $3.73
Mar 26, 2016 $3.73
Apr 2, 2016 $3.73
Apr 9, 2016 $3.73
Apr 16, 2016 $3.73
Apr 23, 2016 $3.73
Apr 30, 2016 $3.73
May 7, 2016 $3.73
May 14, 2016 $3.73
May 21, 2016 $3.73
May 28, 2016 $3.73
Jun 4, 2016 $3.73
Jun 11, 2016 $3.73
Jun 18, 2016 $3.73
Jun 25, 2016 $3.73
Jul 2, 2016 $3.73
Jul 9, 2016 $3.73
Jul 16, 2016 $3.73
Jul 23, 2016 $3.73
Jul 30, 2016 $3.73
Aug 6, 2016 $3.73
Aug 13, 2016 $3.73
Aug 20, 2016 $3.73
Aug 27, 2016 $3.73
Sep 3, 2016 $3.73
Sep 10, 2016 $3.73
Sep 17, 2016 $3.73
Sep 24, 2016 $3.73
Oct 1, 2016 $3.73
Oct 8, 2016 $3.73
Oct 15, 2016 $3.73
Oct 22, 2016 $3.73
Oct 29, 2016 $3.73
Nov 5, 2016 $3.73
Nov 11, 2016 $3.73
Nov 18, 2016 $3.73
Nov 25, 2016 $3.73
Dec 2, 2016 $3.73
Dec 9, 2016 $3.73
Dec 16, 2016 $3.73
Dec 23, 2016 $3.73
Dec 30, 2016 $3.73
Jan 6, 2017 $3.73
Jan 13, 2017 $3.73
Jan 20, 2017 $3.73
Jan 27, 2017 $3.73
Feb 3, 2017 $3.73
Feb 10, 2017 $3.73
Feb 17, 2017 $3.73
Feb 24, 2017 $3.73
Mar 3, 2017 $3.73
Mar 10, 2017 $3.73
Mar 18, 2017 $3.73
Mar 25, 2017 $3.73
Apr 1, 2017 $3.73
Apr 8, 2017 $3.73
Apr 15, 2017 $3.73
Apr 22, 2017 $3.73
Apr 29, 2017 $3.73
May 6, 2017 $3.73
May 13, 2017 $3.73
May 20, 2017 $3.73
May 27, 2017 $3.73
Jun 3, 2017 $3.73
Jun 10, 2017 $3.73
Jun 17, 2017 $3.73
Jun 24, 2017 $3.73
Jul 1, 2017 $3.73
Jul 8, 2017 $3.73
Jul 15, 2017 $3.73
Jul 22, 2017 $3.73
Jul 29, 2017 $3.73
Aug 5, 2017 $3.73
Aug 12, 2017 $3.73
Aug 19, 2017 $3.73
Aug 26, 2017 $3.73
Sep 2, 2017 $3.73
Sep 9, 2017 $3.73
Sep 16, 2017 $3.73
Sep 23, 2017 $3.73
Sep 30, 2017 $3.73
Oct 7, 2017 $3.73
Oct 14, 2017 $3.73
Oct 21, 2017 $3.73
Oct 28, 2017 $3.73
Nov 4, 2017 $3.73
Nov 10, 2017 $3.73
Nov 17, 2017 $3.73
Nov 24, 2017 $3.73
Dec 1, 2017 $3.73
Dec 8, 2017 $3.73
Dec 15, 2017 $3.73
Dec 22, 2017 $3.73
Dec 29, 2017 $3.73
Jan 5, 2018 $3.73
Jan 12, 2018 $3.73
Jan 19, 2018 $3.73
Jan 26, 2018 $3.73
Feb 2, 2018 $3.73
Feb 9, 2018 $3.73
Feb 16, 2018 $3.73
Feb 23, 2018 $3.73
Mar 2, 2018 $3.73
Mar 9, 2018 $3.73
Mar 17, 2018 $3.73
Mar 24, 2018 $3.73
Mar 31, 2018 $3.73
Apr 7, 2018 $3.73
Apr 14, 2018 $3.73
Apr 21, 2018 $3.73
Apr 28, 2018 $3.73
May 5, 2018 $3.73
May 12, 2018 $3.73
May 19, 2018 $3.73
May 26, 2018 $3.73
Jun 2, 2018 $3.73
Jun 9, 2018 $3.73
Jun 16, 2018 $3.73
Jun 23, 2018 $3.73
Jun 30, 2018 $3.73
Jul 7, 2018 $3.73
Jul 14, 2018 $3.73
Jul 21, 2018 $3.73
Jul 28, 2018 $3.73
Aug 4, 2018 $3.73
Aug 11, 2018 $3.73
Aug 18, 2018 $3.73
Aug 25, 2018 $3.73
Sep 1, 2018 $3.73
Sep 8, 2018 $3.73
Sep 15, 2018 $3.73
Sep 22, 2018 $3.73
Sep 29, 2018 $3.73
Oct 6, 2018 $3.73
Oct 13, 2018 $3.73
Oct 20, 2018 $3.73
Oct 27, 2018 $3.73
Nov 3, 2018 $3.73
Nov 9, 2018 $3.73
Nov 16, 2018 $3.73
Nov 23, 2018 $3.73
Nov 30, 2018 $3.73
Dec 7, 2018 $3.73
Dec 14, 2018 $3.73
Dec 21, 2018 $3.73
Dec 28, 2018 $3.73
Jan 4, 2019 $3.73
Jan 11, 2019 $3.73
Jan 18, 2019 $3.73
Jan 25, 2019 $3.73
Feb 1, 2019 $3.73
Feb 8, 2019 $3.73
Feb 15, 2019 $3.73
Feb 22, 2019 $3.73
Mar 1, 2019 $3.73
Mar 8, 2019 $3.73
Mar 16, 2019 $3.73
Mar 23, 2019 $3.73
Mar 30, 2019 $3.73
Apr 6, 2019 $2.08

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